Best Cheap Auto Insurance in Hoopeston, IL (2021)

The average Hoopeston, IL auto insurance rates are $246 per month. The minimum auto insurance in Hoopeston is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Hoopeston, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hoopeston is State Farm
  • The minimum auto insurance required in Hoopeston, Illinois is 25/50/20
  • The average commute length in Hoopeston is 18.7 minutes

Hoopeston, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Hoopeston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hoopeston, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Hoopeston to other Illinois cities, including Chicago auto insurance rates, Champaign auto insurance rates, and Peoria auto insurance rates to see how Hoopeston, Illinois auto insurance rates stack up.

Before you buy Hoopeston, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hoopeston, Illinois auto insurance quotes.

Minimum Auto Insurance in Hoopeston, Illinois

Hoopeston, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hoopeston, Illinois.

Minimum Required Auto Insurance Coverage in Hoopeston, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Hoopeston, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hoopeston, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hoopeston, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,205 $2,205 $2,021 $2,021 $6,253 $8,653 $2,205 $2,847
Farmers $2,212 $2,211 $1,964 $2,074 $9,372 $9,766 $2,527 $2,648
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,321 $1,426 $1,101 $1,229 $4,270 $4,748 $1,381 $1,458
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,901 $1,795 $1,566 $1,645 $6,837 $7,668 $2,259 $2,435
State Farm $1,300 $1,300 $1,155 $1,155 $3,647 $4,628 $1,468 $1,686
Travelers $1,366 $1,440 $1,222 $1,302 $3,658 $4,489 $1,453 $1,530
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

Cheap Hoopeston, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hoopeston, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Hoopeston, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Hoopeston, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $6,253 $8,653
Farmers $9,372 $9,766
GEICO $4,375 $4,641
Liberty Mutual $4,270 $4,748
Nationwide $4,608 $5,912
Progressive $6,837 $7,668
State Farm $3,647 $4,628
Travelers $3,658 $4,489
USAA $5,442 $6,030

Cheap Hoopeston, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Hoopeston, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hoopeston, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $2,021 $2,021
Farmers $1,964 $2,074
GEICO $1,364 $1,612
Liberty Mutual $1,101 $1,229
Nationwide $1,508 $1,597
Progressive $1,566 $1,645
State Farm $1,155 $1,155
Travelers $1,222 $1,302
USAA $1,598 $1,592

Cheap Hoopeston, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hoopeston, Illinois compared to the annual auto insurance rates with a clean record in Hoopeston, Illinois.

Annual Hoopeston, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,608 $3,715 $4,923 $2,958
Farmers $3,460 $4,457 $4,346 $4,125
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,767 $2,497 $2,200 $2,004
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,691 $3,984 $2,980 $3,398
State Farm $1,872 $2,213 $2,043 $2,043
Travelers $1,652 $2,147 $2,367 $2,064
USAA $2,050 $2,931 $4,024 $2,468

Cheap Hoopeston, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hoopeston, Illinois is not easy. Compare the annual rates for DUI auto insurance in Hoopeston, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Hoopeston, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,187
American Family $4,923
Farmers $4,346
GEICO $3,141
Liberty Mutual $2,200
Nationwide $3,236
Progressive $2,980
State Farm $2,043
Travelers $2,367
USAA $4,024

Cheap Hoopeston, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hoopeston, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hoopeston, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,719 $3,215 $2,720
Farmers $4,659 $3,910 $3,721
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,993 $1,868 $1,490
Nationwide $3,151 $2,545 $2,230
Progressive $3,728 $3,153 $2,909
State Farm $2,970 $1,778 $1,379
Travelers $2,523 $2,008 $1,641
USAA $3,831 $2,620 $2,154

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Cheap Hoopeston, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hoopeston, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Hoopeston, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hoopeston, Illinois

ZIP Code Average Annual Rates
60942 $2,905

Cheap Hoopeston, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Hoopeston, Illinois auto insurance. Find the cheapest annual Hoopeston, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hoopeston, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,506 $3,597
Farmers $4,097 $4,097
GEICO $2,263 $2,351
Liberty Mutual $2,117 $2,117
Nationwide $2,642 $2,642
Progressive $3,263 $3,263
State Farm $1,992 $2,094
Travelers $1,978 $2,137
USAA $2,787 $2,949

Cheap Hoopeston, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hoopeston, Illinois? Check out the comparison of annual Hoopeston, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hoopeston, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,427 $3,681 $3,545
Farmers $3,906 $4,005 $4,380
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,999 $2,112 $2,239
Nationwide $2,636 $2,662 $2,629
Progressive $2,982 $3,245 $3,563
State Farm $1,941 $2,045 $2,141
Travelers $1,962 $2,056 $2,155
USAA $2,681 $2,865 $3,059

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Best By Category: Cheapest Auto Insurance in Hoopeston, Illinois

Compare the cheapest auto insurance companies in Hoopeston, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hoopeston, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Hoopeston, Illinois Auto Insurance Companies

What auto insurance companies in Hoopeston, Illinois are the cheapest? Compare the top Hoopeston, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hoopeston, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,551
Farmers $4,097
GEICO $2,307
Liberty Mutual $2,117
Nationwide $2,642
Progressive $3,263
State Farm $2,043
Travelers $2,058
USAA $2,868

What affects auto insurance rates in Hoopeston, Illinois?

There are a lot of reasons why auto insurance rates in Hoopeston, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hoopeston, Illinois. Many local factors may affect your Hoopeston auto insurance rates.

Hoopeston Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hoopeston, Illinois commute length is 18.7 minutes according to City-Data.

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Compare Hoopeston, Illinois Auto Insurance Quotes

Before you buy Hoopeston, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hoopeston, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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