Best Cheap Auto Insurance in Hooper, UT (2021)

The average Hooper, UT auto insurance rates are $308 per month. The minimum auto insurance in Hooper is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in Hooper, Utah, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Hooper is 29.0 minutes
  • The most expensive auto insurance company in Hooper for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Hooper is USAA

Hooper, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in Hooper can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hooper, Utah, including driving record, credit, commute time, and more.

Compare auto insurance in Hooper to other Utah cities, including South Jordan auto insurance rates, Ogden auto insurance rates, and Salt Lake City auto insurance rates to see how Hooper, Utah auto insurance rates stack up.

Before you buy Hooper, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hooper, Utah auto insurance quotes.

Minimum Auto Insurance in Hooper, Utah

Hooper, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hooper, Utah.

Minimum Required Auto Insurance Coverage in Hooper, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Hooper, Utah Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hooper, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hooper, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,476 $2,293 $2,262 $2,266 $8,042 $9,031 $2,623 $2,597
American Family $2,268 $2,268 $2,093 $2,093 $8,290 $10,765 $2,268 $2,662
Farmers $2,097 $2,071 $1,854 $1,981 $8,907 $9,158 $2,357 $2,417
GEICO $1,773 $1,980 $1,978 $2,336 $5,366 $5,706 $1,535 $1,521
Liberty Mutual $2,477 $2,666 $2,050 $2,293 $10,258 $11,400 $2,597 $2,739
Nationwide $1,911 $1,927 $1,711 $1,796 $5,272 $6,681 $2,217 $2,371
Progressive $2,168 $2,005 $1,779 $1,896 $8,949 $9,924 $2,495 $2,604
State Farm $2,727 $2,727 $2,497 $2,497 $8,529 $10,605 $3,097 $3,535
USAA $1,475 $1,449 $1,326 $1,324 $5,210 $6,072 $1,791 $1,960

Cheap Hooper, Utah Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hooper, Utah is a challenge. Take a look at the annual teen auto insurance rates in Hooper, Utah.

Annual Auto Insurance Rates for Teen Drivers in Hooper, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,042 $9,031
American Family $8,290 $10,765
Farmers $8,907 $9,158
GEICO $5,366 $5,706
Liberty Mutual $10,258 $11,400
Nationwide $5,272 $6,681
Progressive $8,949 $9,924
State Farm $8,529 $10,605
USAA $5,210 $6,072

Cheap Hooper, Utah Auto Insurance for Seniors

What are senior auto insurance rates in Hooper, Utah? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hooper, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,262 $2,266
American Family $2,093 $2,093
Farmers $1,854 $1,981
GEICO $1,978 $2,336
Liberty Mutual $2,050 $2,293
Nationwide $1,711 $1,796
Progressive $1,779 $1,896
State Farm $2,497 $2,497
USAA $1,326 $1,324

Cheap Hooper, Utah Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hooper, Utah compared to the annual auto insurance rates with a clean record in Hooper, Utah.

Annual Hooper, Utah Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,314 $4,014 $4,714 $3,753
American Family $3,359 $4,212 $4,993 $3,789
Farmers $3,279 $4,268 $4,142 $3,732
GEICO $1,982 $3,112 $3,697 $2,306
Liberty Mutual $3,565 $4,913 $5,270 $4,491
Nationwide $2,375 $3,189 $3,733 $2,646
Progressive $3,361 $5,099 $3,519 $3,930
State Farm $4,103 $4,950 $4,527 $4,527
USAA $2,022 $2,564 $3,452 $2,266

Cheap Hooper, Utah Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hooper, Utah is not easy. Compare the annual rates for DUI auto insurance in Hooper, Utah to find the best deal.

Annual Auto Insurance Rates After a DUI in Hooper, Utah

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,714
American Family $4,993
Farmers $4,142
GEICO $3,697
Liberty Mutual $5,270
Nationwide $3,733
Progressive $3,519
State Farm $4,527
USAA $3,452

Cheap Hooper, Utah Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hooper, Utah annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hooper, Utah

Insurance Company Poor Fair Good
Allstate $5,272 $3,551 $3,024
American Family $5,137 $3,858 $3,270
Farmers $4,411 $3,669 $3,486
GEICO $4,225 $2,343 $1,756
Liberty Mutual $6,478 $4,027 $3,175
Nationwide $3,681 $2,804 $2,473
Progressive $4,488 $3,856 $3,589
State Farm $7,367 $3,708 $2,506
USAA $3,688 $2,356 $1,684

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Cheap Hooper, Utah Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hooper, Utah can vary. Compare the annual cost of auto insurance by ZIP code in Hooper, Utah to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hooper, Utah

ZIP Code Average Annual Rates
84315 $3,699

Cheap Hooper, Utah Auto Insurance Rates By Commute

Commute length and annual mileage affect Hooper, Utah auto insurance. Find the cheapest annual Hooper, Utah auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hooper, Utah

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,949 $3,949
American Family $4,086 $4,090
Farmers $3,855 $3,855
GEICO $2,729 $2,820
Liberty Mutual $4,488 $4,632
Nationwide $2,986 $2,986
Progressive $3,978 $3,978
State Farm $4,409 $4,645
USAA $2,547 $2,604

Cheap Hooper, Utah Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hooper, Utah? Check out the comparison of annual Hooper, Utah auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hooper, Utah

Insurance Company Low Medium High
Allstate $3,757 $3,940 $4,150
American Family $3,956 $4,142 $4,167
Farmers $3,503 $3,797 $4,266
GEICO $2,549 $2,766 $3,009
Liberty Mutual $4,296 $4,542 $4,842
Nationwide $3,259 $2,839 $2,859
Progressive $3,630 $3,845 $4,458
State Farm $4,211 $4,542 $4,828
USAA $2,451 $2,579 $2,698

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Best By Category: Cheapest Auto Insurance in Hooper, Utah

Compare the cheapest auto insurance companies in Hooper, Utah in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hooper, Utah

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hooper, Utah Auto Insurance Companies

What auto insurance companies in Hooper, Utah are the cheapest? Compare the top Hooper, Utah auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hooper, Utah

Insurance Company Average Annual Rates
Allstate $3,949
American Family $4,088
Farmers $3,855
GEICO $2,774
Liberty Mutual $4,560
Nationwide $2,986
Progressive $3,978
State Farm $4,527
USAA $2,576

What affects auto insurance rates in Hooper, Utah?

There are a lot of reasons why auto insurance rates in Hooper, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hooper, Utah. Many local factors may affect your Hooper auto insurance rates.

Hooper Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hooper, Utah commute length is 29.0 minutes according to City-Data.

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Compare Hooper, Utah Auto Insurance Quotes

Before you buy Hooper, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hooper, Utah auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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