Best Cheap Auto Insurance in Hooper, NE (2021)

The average Hooper, NE auto insurance rates are $280 per month. The minimum auto insurance in Hooper is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Hooper, Nebraska, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Hooper for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Hooper, Nebraska is 25/50/25
  • Average auto insurance rates in Hooper, NE for senior drivers are $1,914 per year

Hooper, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Hooper can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hooper, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Hooper to other Nebraska cities, including Grand Island auto insurance rates, Fremont auto insurance rates, and Columbus auto insurance rates to see how Hooper, Nebraska auto insurance rates stack up.

Before you buy Hooper, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hooper, Nebraska auto insurance quotes.

Minimum Auto Insurance in Hooper, Nebraska

Hooper, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hooper, Nebraska.

Minimum Required Auto Insurance Coverage in Hooper, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hooper, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hooper, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hooper, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,847 $1,847 $1,682 $1,682 $3,101 $4,575 $1,807 $1,957
Farmers $2,255 $2,241 $2,019 $2,130 $8,830 $9,102 $2,560 $2,677
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,309 $3,590 $2,613 $3,182 $14,344 $16,119 $3,468 $3,842
Nationwide $1,860 $1,923 $1,664 $1,784 $4,248 $5,308 $2,137 $2,315
Progressive $1,970 $1,892 $1,617 $1,686 $7,746 $8,719 $2,352 $2,514
State Farm $1,554 $1,554 $1,369 $1,369 $4,279 $5,455 $1,719 $1,943
USAA $1,343 $1,339 $1,221 $1,258 $4,211 $5,042 $1,736 $1,937

Cheap Hooper, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hooper, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Hooper, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Hooper, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $3,101 $4,575
Farmers $8,830 $9,102
GEICO $5,684 $7,440
Liberty Mutual $14,344 $16,119
Nationwide $4,248 $5,308
Progressive $7,746 $8,719
State Farm $4,279 $5,455
USAA $4,211 $5,042

Cheap Hooper, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Hooper, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hooper, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,682 $1,682
Farmers $2,019 $2,130
GEICO $2,692 $2,591
Liberty Mutual $2,613 $3,182
Nationwide $1,664 $1,784
Progressive $1,617 $1,686
State Farm $1,369 $1,369
USAA $1,221 $1,258

Cheap Hooper, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hooper, Nebraska compared to the annual auto insurance rates with a clean record in Hooper, Nebraska.

Annual Hooper, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,266 $2,450 $2,266 $2,266
Farmers $3,360 $4,317 $4,210 $4,020
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,408 $6,376 $6,911 $6,538
Nationwide $1,878 $2,720 $3,889 $2,132
Progressive $3,024 $4,454 $3,385 $3,385
State Farm $2,230 $2,581 $2,405 $2,405
USAA $1,716 $2,160 $3,224 $1,943

Cheap Hooper, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hooper, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Hooper, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Hooper, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,810
American Family $2,266
Farmers $4,210
GEICO $4,992
Liberty Mutual $6,911
Nationwide $3,889
Progressive $3,385
State Farm $2,405
USAA $3,224

Cheap Hooper, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hooper, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hooper, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $3,100 $2,115 $1,722
Farmers $4,550 $3,782 $3,599
GEICO $4,105 $3,563 $3,104
Liberty Mutual $9,106 $5,500 $4,320
Nationwide $3,195 $2,538 $2,232
Progressive $4,075 $3,435 $3,176
State Farm $3,494 $2,095 $1,626
USAA $3,012 $2,039 $1,731

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Cheap Hooper, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Hooper, Nebraska auto insurance. Find the cheapest annual Hooper, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hooper, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,294 $2,331
Farmers $3,977 $3,977
GEICO $3,535 $3,646
Liberty Mutual $6,309 $6,309
Nationwide $2,655 $2,655
Progressive $3,562 $3,562
State Farm $2,343 $2,467
USAA $2,235 $2,287

Cheap Hooper, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hooper, Nebraska? Check out the comparison of annual Hooper, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hooper, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,293 $2,382 $2,263
Farmers $3,810 $3,920 $4,201
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,129 $6,274 $6,523
Nationwide $2,699 $2,644 $2,622
Progressive $3,380 $3,552 $3,754
State Farm $2,301 $2,401 $2,513
USAA $2,188 $2,257 $2,337

Best By Category: Cheapest Auto Insurance in Hooper, Nebraska

Compare the cheapest auto insurance companies in Hooper, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hooper, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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The Cheapest Hooper, Nebraska Auto Insurance Companies

What auto insurance companies in Hooper, Nebraska are the cheapest? Compare the top Hooper, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hooper, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,312
Farmers $3,977
GEICO $3,591
Liberty Mutual $6,309
Nationwide $2,655
Progressive $3,562
State Farm $2,405
USAA $2,261

What affects auto insurance rates in Hooper, Nebraska?

There are a lot of reasons why auto insurance rates in Hooper, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hooper, Nebraska. Many local factors may affect your Hooper auto insurance rates.

Hooper Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hooper, Nebraska commute length is 21.2 minutes according to City-Data.

Compare Hooper, Nebraska Auto Insurance Quotes

Before you buy Hooper, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hooper, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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