Best Cheap Auto Insurance in Hooper, CO (2021)

The average Hooper, CO auto insurance rates are $293 per month. The minimum auto insurance in Hooper is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Hooper, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Hooper is 14.5 minutes
  • The minimum auto insurance required in Hooper, Colorado is 25/50/15
  • The most expensive auto insurance company in Hooper for teen drivers is Allstate

Hooper, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Hooper can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hooper, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Hooper to other Colorado cities, including Aurora auto insurance rates, Centennial auto insurance rates, and Pueblo auto insurance rates to see how Hooper, Colorado auto insurance rates stack up.

Before you buy Hooper, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hooper, Colorado auto insurance quotes.

Minimum Auto Insurance in Hooper, Colorado

Hooper, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hooper, Colorado.

Minimum Required Auto Insurance Coverage in Hooper, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Hooper, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hooper, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hooper, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,123 $2,934 $2,797 $2,828 $10,430 $10,930 $3,473 $3,509
American Family $2,345 $2,345 $2,115 $2,115 $5,676 $7,600 $2,345 $2,877
Farmers $2,788 $2,753 $2,527 $2,731 $10,523 $10,556 $3,057 $3,074
GEICO $1,596 $1,740 $1,657 $1,854 $4,950 $5,273 $1,469 $1,513
Liberty Mutual $1,698 $1,658 $1,447 $1,588 $5,004 $5,445 $1,714 $1,730
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,415 $2,264 $2,104 $2,098 $8,067 $9,022 $2,718 $2,648
State Farm $1,928 $1,928 $1,720 $1,720 $5,412 $6,871 $2,152 $2,549
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Hooper, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hooper, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Hooper, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Hooper, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,430 $10,930
American Family $5,676 $7,600
Farmers $10,523 $10,556
GEICO $4,950 $5,273
Liberty Mutual $5,004 $5,445
Nationwide $5,513 $7,064
Progressive $8,067 $9,022
State Farm $5,412 $6,871
USAA $5,325 $6,108

Cheap Hooper, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Hooper, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hooper, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,797 $2,828
American Family $2,115 $2,115
Farmers $2,527 $2,731
GEICO $1,657 $1,854
Liberty Mutual $1,447 $1,588
Nationwide $1,977 $2,093
Progressive $2,104 $2,098
State Farm $1,720 $1,720
USAA $2,042 $2,056

Cheap Hooper, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hooper, Colorado compared to the annual auto insurance rates with a clean record in Hooper, Colorado.

Annual Hooper, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,291 $4,913 $5,968 $4,839
American Family $2,534 $3,607 $4,697 $2,872
Farmers $4,010 $5,162 $5,092 $4,741
GEICO $1,784 $2,745 $3,166 $2,331
Liberty Mutual $2,222 $2,599 $2,699 $2,623
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,395 $4,732 $3,582 $3,958
State Farm $2,803 $3,267 $3,035 $3,035
USAA $2,344 $2,849 $4,987 $2,642

Cheap Hooper, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hooper, Colorado is not easy. Compare the annual rates for DUI auto insurance in Hooper, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Hooper, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,968
American Family $4,697
Farmers $5,092
GEICO $3,166
Liberty Mutual $2,699
Nationwide $4,398
Progressive $3,582
State Farm $3,035
USAA $4,987

Cheap Hooper, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hooper, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hooper, Colorado

Insurance Company Poor Fair Good
Allstate $6,382 $4,911 $3,716
American Family $4,458 $3,168 $2,657
Farmers $5,516 $4,481 $4,256
GEICO $3,008 $2,506 $2,005
Liberty Mutual $3,625 $2,216 $1,766
Nationwide $3,990 $3,154 $2,751
Progressive $4,466 $3,802 $3,483
State Farm $4,217 $2,707 $2,181
USAA $4,757 $2,700 $2,160

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Cheap Hooper, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hooper, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Hooper, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hooper, Colorado

ZIP Code Average Annual Rates
81136 $3,245

Cheap Hooper, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Hooper, Colorado auto insurance. Find the cheapest annual Hooper, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hooper, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,003 $5,003
American Family $3,354 $3,500
Farmers $4,751 $4,751
GEICO $2,454 $2,559
Liberty Mutual $2,536 $2,536
Nationwide $3,298 $3,298
Progressive $3,917 $3,917
State Farm $2,961 $3,109
USAA $3,115 $3,296

Cheap Hooper, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hooper, Colorado? Check out the comparison of annual Hooper, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hooper, Colorado

Insurance Company Low Medium High
Allstate $4,743 $4,986 $5,280
American Family $3,258 $3,499 $3,526
Farmers $4,181 $4,688 $5,384
GEICO $2,316 $2,473 $2,731
Liberty Mutual $2,392 $2,525 $2,690
Nationwide $3,323 $3,295 $3,276
Progressive $3,604 $3,928 $4,218
State Farm $2,854 $3,036 $3,215
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Hooper, Colorado

Compare the cheapest auto insurance companies in Hooper, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hooper, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Hooper, Colorado Auto Insurance Companies

What auto insurance companies in Hooper, Colorado are the cheapest? Compare the top Hooper, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hooper, Colorado

Insurance Company Average Annual Rates
Allstate $5,003
American Family $3,427
Farmers $4,751
GEICO $2,507
Liberty Mutual $2,536
Nationwide $3,298
Progressive $3,917
State Farm $3,035
USAA $3,206

What affects auto insurance rates in Hooper, Colorado?

There are a lot of reasons why auto insurance rates in Hooper, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hooper, Colorado. Many local factors may affect your Hooper auto insurance rates.

Hooper Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hooper, Colorado commute length is 14.5 minutes according to City-Data.

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Compare Hooper, Colorado Auto Insurance Quotes

Before you buy Hooper, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hooper, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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