Best Cheap Auto Insurance in Homedale, ID (2021)

The average Homedale, ID auto insurance rates are $232 per month. The minimum auto insurance in Homedale is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Homedale, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Homedale for teen drivers is Allstate
  • The minimum auto insurance required in Homedale, Idaho is 25/50/15
  • Average auto insurance rates in Homedale, ID for senior drivers are $1,474 per year

Homedale, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Homedale can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Homedale, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Homedale to other Idaho cities, including Idaho Falls auto insurance rates, Coeur d’Alene auto insurance rates, and Post Falls auto insurance rates to see how Homedale, Idaho auto insurance rates stack up.

Before you buy Homedale, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Homedale, Idaho auto insurance quotes.

Minimum Auto Insurance in Homedale, Idaho

Homedale, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Homedale, Idaho.

Minimum Required Auto Insurance Coverage in Homedale, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Homedale, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Homedale, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Homedale, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,204 $2,182 $1,934 $2,003 $8,354 $9,689 $2,436 $2,564
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,505 $1,495 $1,326 $1,406 $7,398 $7,662 $1,729 $1,815
GEICO $1,800 $1,775 $1,711 $1,662 $3,935 $4,884 $2,476 $1,880
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,886 $1,932 $1,699 $1,806 $4,597 $5,674 $2,203 $2,374
State Farm $1,099 $1,099 $989 $989 $3,277 $4,124 $1,240 $1,436
Travelers $1,351 $1,373 $1,354 $1,348 $6,568 $10,347 $1,435 $1,653
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

Cheap Homedale, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Homedale, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Homedale, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Homedale, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,354 $9,689
American Family $7,355 $9,596
Farmers $7,398 $7,662
GEICO $3,935 $4,884
Liberty Mutual $4,493 $4,992
Nationwide $4,597 $5,674
State Farm $3,277 $4,124
Travelers $6,568 $10,347
USAA $3,565 $3,999

Cheap Homedale, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Homedale, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Homedale, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,934 $2,003
American Family $1,859 $1,859
Farmers $1,326 $1,406
GEICO $1,711 $1,662
Liberty Mutual $1,158 $1,290
Nationwide $1,699 $1,806
State Farm $989 $989
Travelers $1,354 $1,348
USAA $1,070 $1,059

Cheap Homedale, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Homedale, Idaho compared to the annual auto insurance rates with a clean record in Homedale, Idaho.

Annual Homedale, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,215 $4,061 $4,569 $3,838
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,651 $3,363 $3,158 $2,995
GEICO $1,557 $2,470 $3,431 $2,604
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,113 $2,748 $3,848 $2,377
State Farm $1,626 $1,938 $1,782 $1,782
Travelers $1,969 $2,792 $4,837 $3,118
USAA $1,341 $1,908 $2,595 $1,623

Cheap Homedale, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Homedale, Idaho is not easy. Compare the annual rates for DUI auto insurance in Homedale, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Homedale, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,569
American Family $4,444
Farmers $3,158
GEICO $3,431
Liberty Mutual $2,420
Nationwide $3,848
State Farm $1,782
Travelers $4,837
USAA $2,595

Cheap Homedale, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Homedale, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Homedale, Idaho

Insurance Company Poor Fair Good
Allstate $5,174 $3,517 $3,072
American Family $4,776 $3,404 $2,905
Farmers $3,426 $2,915 $2,785
GEICO $3,057 $2,443 $2,047
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,312 $2,666 $2,336
State Farm $2,502 $1,582 $1,261
Travelers $3,643 $3,061 $2,833
USAA $2,742 $1,585 $1,273

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Cheap Homedale, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Homedale, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Homedale, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Homedale, Idaho

ZIP Code Average Annual Rates
83628 $2,780

Cheap Homedale, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Homedale, Idaho auto insurance. Find the cheapest annual Homedale, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Homedale, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,921 $3,921
American Family $3,619 $3,771
Farmers $3,042 $3,042
GEICO $2,473 $2,558
Liberty Mutual $2,252 $2,252
Nationwide $2,771 $2,771
State Farm $1,740 $1,824
Travelers $3,179 $3,179
USAA $1,844 $1,889

Cheap Homedale, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Homedale, Idaho? Check out the comparison of annual Homedale, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Homedale, Idaho

Insurance Company Low Medium High
Allstate $3,747 $3,912 $4,103
American Family $3,705 $3,879 $3,502
Farmers $2,880 $3,004 $3,241
GEICO $2,357 $2,510 $2,679
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,732 $2,912 $2,669
State Farm $1,687 $1,785 $1,874
Travelers $3,138 $3,225 $3,173
USAA $1,817 $1,864 $1,920

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Best By Category: Cheapest Auto Insurance in Homedale, Idaho

Compare the cheapest auto insurance companies in Homedale, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Homedale, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Homedale, Idaho Auto Insurance Companies

What auto insurance companies in Homedale, Idaho are the cheapest? Compare the top Homedale, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Homedale, Idaho

Insurance Company Average Annual Rates
Allstate $3,921
American Family $3,695
Farmers $3,042
GEICO $2,516
Liberty Mutual $2,252
Nationwide $2,771
State Farm $1,782
Travelers $3,179
USAA $1,867

What affects auto insurance rates in Homedale, Idaho?

There are a lot of reasons why auto insurance rates in Homedale, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Homedale, Idaho. Many local factors may affect your Homedale auto insurance rates.

Homedale Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Homedale, Idaho commute length is 22.3 minutes according to City-Data.

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Compare Homedale, Idaho Auto Insurance Quotes

Before you buy Homedale, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Homedale, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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