Best Cheap Auto Insurance in Holyoke, CO (2021)

The average Holyoke, CO auto insurance rates are $327 per month. The minimum auto insurance in Holyoke is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Holyoke, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Holyoke is 15.0 minutes
  • Average auto insurance rates in Holyoke, CO for senior drivers are $2,342 per year
  • The minimum auto insurance required in Holyoke, Colorado is 25/50/15

Holyoke, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Holyoke can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Holyoke, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Holyoke to other Colorado cities, including Colorado Springs auto insurance rates, Centennial auto insurance rates, and Fort Collins auto insurance rates to see how Holyoke, Colorado auto insurance rates stack up.

Before you buy Holyoke, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Holyoke, Colorado auto insurance quotes.

Minimum Auto Insurance in Holyoke, Colorado

Holyoke, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Holyoke, Colorado.

Minimum Required Auto Insurance Coverage in Holyoke, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Holyoke, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Holyoke, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holyoke, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $3,254 $3,239 $2,950 $3,146 $11,621 $11,775 $3,588 $3,679
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,814 $1,793 $1,539 $1,689 $5,342 $5,822 $1,835 $1,861
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $2,767 $2,603 $2,337 $2,350 $8,643 $9,684 $3,137 $3,068
State Farm $1,980 $1,980 $1,746 $1,746 $5,292 $6,756 $2,200 $2,596
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Holyoke, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Holyoke, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Holyoke, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Holyoke, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,988 $8,011
Farmers $11,621 $11,775
GEICO $6,794 $7,203
Liberty Mutual $5,342 $5,822
Nationwide $6,746 $8,703
Progressive $8,643 $9,684
State Farm $5,292 $6,756
USAA $5,826 $6,723

Cheap Holyoke, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Holyoke, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Holyoke, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,230 $2,230
Farmers $2,950 $3,146
GEICO $2,315 $2,572
Liberty Mutual $1,539 $1,689
Nationwide $2,404 $2,557
Progressive $2,337 $2,350
State Farm $1,746 $1,746
USAA $2,298 $2,340

Cheap Holyoke, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Holyoke, Colorado compared to the annual auto insurance rates with a clean record in Holyoke, Colorado.

Annual Holyoke, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,584 $5,849 $5,764 $5,429
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,373 $2,780 $2,891 $2,804
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $3,768 $5,127 $3,980 $4,419
State Farm $2,825 $3,250 $3,037 $3,037
USAA $2,644 $3,195 $5,527 $2,989

Cheap Holyoke, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Holyoke, Colorado is not easy. Compare the annual rates for DUI auto insurance in Holyoke, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Holyoke, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,955
Farmers $5,764
GEICO $4,295
Liberty Mutual $2,891
Nationwide $5,431
Progressive $3,980
State Farm $3,037
USAA $5,527

Cheap Holyoke, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Holyoke, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Holyoke, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,704 $3,340 $2,802
Farmers $6,279 $5,093 $4,847
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,878 $2,369 $1,888
Nationwide $4,899 $3,858 $3,367
Progressive $4,956 $4,190 $3,824
State Farm $4,220 $2,709 $2,182
USAA $5,346 $3,014 $2,405

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Cheap Holyoke, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Holyoke, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Holyoke, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Holyoke, Colorado

ZIP Code Average Annual Rates
80734 $3,612

Cheap Holyoke, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Holyoke, Colorado auto insurance. Find the cheapest annual Holyoke, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Holyoke, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,538 $3,692
Farmers $5,406 $5,406
GEICO $3,392 $3,557
Liberty Mutual $2,712 $2,712
Nationwide $4,041 $4,041
Progressive $4,324 $4,324
State Farm $2,964 $3,110
USAA $3,485 $3,692

Cheap Holyoke, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Holyoke, Colorado? Check out the comparison of annual Holyoke, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holyoke, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,434 $3,690 $3,722
Farmers $4,863 $5,345 $6,011
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,570 $2,703 $2,863
Nationwide $4,103 $4,041 $3,980
Progressive $4,092 $4,332 $4,546
State Farm $2,882 $3,036 $3,193
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Holyoke, Colorado

Compare the cheapest auto insurance companies in Holyoke, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Holyoke, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Holyoke, Colorado Auto Insurance Companies

What auto insurance companies in Holyoke, Colorado are the cheapest? Compare the top Holyoke, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Holyoke, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,615
Farmers $5,406
GEICO $3,475
Liberty Mutual $2,712
Nationwide $4,041
Progressive $4,324
State Farm $3,037
USAA $3,589

What affects auto insurance rates in Holyoke, Colorado?

There are a lot of reasons why auto insurance rates in Holyoke, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Holyoke, Colorado. Many local factors may affect your Holyoke auto insurance rates.

Holyoke Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Holyoke, Colorado commute length is 15.0 minutes according to City-Data.

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Compare Holyoke, Colorado Auto Insurance Quotes

Before you buy Holyoke, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Holyoke, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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