Best Cheap Auto Insurance in Holtsville, NY (2021)

The average Holtsville, NY auto insurance rates are $452 per month. The minimum auto insurance in Holtsville is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Holtsville, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Holtsville for teen drivers is Liberty Mutual
  • Average auto insurance rates in Holtsville, NY for senior drivers are $3,360 per year
  • The average commute length in Holtsville is 32.5 minutes

Holtsville, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Holtsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Holtsville, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Holtsville to other New York cities, including Schenectady auto insurance rates, Syracuse auto insurance rates, and Albany auto insurance rates to see how Holtsville, New York auto insurance rates stack up.

Before you buy Holtsville, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Holtsville, New York auto insurance quotes.

Minimum Auto Insurance in Holtsville, New York

Holtsville, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Holtsville, New York.

Minimum Required Auto Insurance Coverage in Holtsville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Holtsville, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Holtsville, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holtsville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,765 $3,463 $3,566 $3,591 $11,114 $11,811 $3,570 $3,529
GEICO $2,327 $2,237 $2,259 $2,226 $5,020 $7,421 $2,090 $2,136
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $3,643 $3,643 $3,198 $3,198 $10,716 $13,147 $4,028 $4,227
Travelers $4,210 $4,115 $3,850 $4,036 $9,937 $11,763 $4,401 $4,472
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Cheap Holtsville, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Holtsville, New York is a challenge. Take a look at the annual teen auto insurance rates in Holtsville, New York.

Annual Auto Insurance Rates for Teen Drivers in Holtsville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,114 $11,811
GEICO $5,020 $7,421
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,073 $12,074
State Farm $10,716 $13,147
Travelers $9,937 $11,763
USAA $9,224 $10,935

Cheap Holtsville, New York Auto Insurance for Seniors

What are senior auto insurance rates in Holtsville, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Holtsville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,566 $3,591
GEICO $2,259 $2,226
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,498 $2,567
State Farm $3,198 $3,198
Travelers $3,850 $4,036
USAA $2,085 $2,091

Cheap Holtsville, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Holtsville, New York compared to the annual auto insurance rates with a clean record in Holtsville, New York.

Annual Holtsville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,681 $4,681 $6,903 $5,941
GEICO $2,479 $2,705 $5,195 $2,479
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $5,438 $5,438 $6,012 $6,012
Travelers $4,930 $6,281 $6,367 $5,814
USAA $3,912 $3,976 $5,682 $3,976

Cheap Holtsville, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Holtsville, New York is not easy. Compare the annual rates for DUI auto insurance in Holtsville, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Holtsville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,903
GEICO $5,195
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,717
State Farm $6,012
Travelers $6,367
USAA $5,682

Cheap Holtsville, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Holtsville, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Holtsville, New York

Insurance Company Poor Fair Good
Allstate $8,120 $4,615 $3,919
GEICO $4,029 $2,959 $2,656
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,581 $4,222 $3,046
State Farm $8,082 $5,069 $4,024
Travelers $8,254 $5,011 $4,279
USAA $6,717 $3,426 $3,016

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Cheap Holtsville, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Holtsville, New York can vary. Compare the annual cost of auto insurance by ZIP code in Holtsville, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Holtsville, New York

ZIP Code Average Annual Rates
11742 $5,452

Cheap Holtsville, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Holtsville, New York auto insurance. Find the cheapest annual Holtsville, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Holtsville, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,473 $5,629
GEICO $3,120 $3,309
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,283 $5,283
State Farm $5,513 $5,938
Travelers $5,848 $5,848
USAA $4,342 $4,431

Cheap Holtsville, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Holtsville, New York? Check out the comparison of annual Holtsville, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holtsville, New York

Insurance Company Low Medium High
Allstate $5,065 $5,520 $6,069
GEICO $3,001 $3,194 $3,448
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,928 $5,235 $5,685
State Farm $5,373 $5,764 $6,038
Travelers $5,463 $5,769 $6,312
USAA $4,224 $4,357 $4,579

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Best By Category: Cheapest Auto Insurance in Holtsville, New York

Compare the cheapest auto insurance companies in Holtsville, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Holtsville, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Holtsville, New York Auto Insurance Companies

What auto insurance companies in Holtsville, New York are the cheapest? Compare the top Holtsville, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Holtsville, New York

Insurance Company Average Annual Rates
Allstate $5,551
GEICO $3,215
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,283
State Farm $5,725
Travelers $5,848
USAA $4,387

What affects auto insurance rates in Holtsville, New York?

There are a lot of reasons why auto insurance rates in Holtsville, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Holtsville, New York. Many local factors may affect your Holtsville auto insurance rates.

Holtsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Holtsville, New York commute length is 32.5 minutes according to City-Data.

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Compare Holtsville, New York Auto Insurance Quotes

Before you buy Holtsville, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Holtsville, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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