Best Cheap Auto Insurance in Holton, KS (2021)

The average Holton, KS auto insurance rates are $276 per month. The minimum auto insurance in Holton is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Holton, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Holton for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Holton, Kansas is 25/50/25
  • The average commute length in Holton is 20.9 minutes

Holton, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Holton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Holton, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Holton to other Kansas cities, including Lenexa auto insurance rates, Kansas City auto insurance rates, and Salina auto insurance rates to see how Holton, Kansas auto insurance rates stack up.

Before you buy Holton, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Holton, Kansas auto insurance quotes.

Minimum Auto Insurance in Holton, Kansas

Holton, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Holton, Kansas.

Minimum Required Auto Insurance Coverage in Holton, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Holton, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Holton, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holton, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,605 $1,605 $1,449 $1,449 $3,119 $3,742 $1,605 $1,805
Farmers $2,492 $2,474 $2,227 $2,323 $6,703 $6,939 $2,814 $2,971
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,744 $1,793 $1,555 $1,672 $3,678 $4,498 $2,041 $2,169
Progressive $2,451 $2,331 $1,973 $2,062 $9,179 $10,362 $2,903 $3,124
State Farm $1,654 $1,654 $1,446 $1,446 $4,364 $5,568 $1,858 $2,097
Travelers $2,027 $2,063 $1,976 $2,000 $8,183 $12,758 $2,076 $2,451
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Cheap Holton, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Holton, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Holton, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Holton, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,119 $3,742
Farmers $6,703 $6,939
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,678 $4,498
Progressive $9,179 $10,362
State Farm $4,364 $5,568
Travelers $8,183 $12,758
USAA $4,580 $4,837

Cheap Holton, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Holton, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Holton, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,449 $1,449
Farmers $2,227 $2,323
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,555 $1,672
Progressive $1,973 $2,062
State Farm $1,446 $1,446
Travelers $1,976 $2,000
USAA $1,272 $1,296

Cheap Holton, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Holton, Kansas compared to the annual auto insurance rates with a clean record in Holton, Kansas.

Annual Holton, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,010 $2,160 $2,010 $2,010
Farmers $3,049 $3,920 $3,820 $3,682
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,810 $2,076 $3,625 $2,064
Progressive $3,972 $4,642 $4,150 $4,429
State Farm $2,332 $2,690 $2,511 $2,511
Travelers $3,057 $3,986 $5,492 $4,232
USAA $1,705 $2,284 $3,352 $1,950

Cheap Holton, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Holton, Kansas is not easy. Compare the annual rates for DUI auto insurance in Holton, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Holton, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $2,010
Farmers $3,820
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,625
Progressive $4,150
State Farm $2,511
Travelers $5,492
USAA $3,352

Cheap Holton, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Holton, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Holton, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,673 $1,891 $1,578
Farmers $4,263 $3,391 $3,199
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,650 $2,346 $2,185
Progressive $4,920 $4,143 $3,831
State Farm $3,655 $2,185 $1,692
Travelers $4,844 $3,944 $3,788
USAA $3,182 $2,079 $1,707

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Cheap Holton, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Holton, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Holton, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Holton, Kansas

ZIP Code Average Annual Rates
66436 $3,502

Cheap Holton, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Holton, Kansas auto insurance. Find the cheapest annual Holton, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Holton, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,021 $2,074
Farmers $3,618 $3,618
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,394 $2,394
Progressive $4,298 $4,298
State Farm $2,449 $2,573
Travelers $4,192 $4,192
USAA $2,254 $2,392

Cheap Holton, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Holton, Kansas? Check out the comparison of annual Holton, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holton, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,067 $2,151 $1,925
Farmers $3,482 $3,600 $3,772
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,514 $2,367 $2,300
Progressive $4,065 $4,266 $4,564
State Farm $2,422 $2,518 $2,593
Travelers $3,983 $4,199 $4,394
USAA $2,253 $2,318 $2,398

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Best By Category: Cheapest Auto Insurance in Holton, Kansas

Compare the cheapest auto insurance companies in Holton, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Holton, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Holton, Kansas Auto Insurance Companies

What auto insurance companies in Holton, Kansas are the cheapest? Compare the top Holton, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Holton, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,047
Farmers $3,618
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,394
Progressive $4,298
State Farm $2,511
Travelers $4,192
USAA $2,323

What affects auto insurance rates in Holton, Kansas?

There are a lot of reasons why auto insurance rates in Holton, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Holton, Kansas. Many local factors may affect your Holton auto insurance rates.

Holton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Holton, Kansas auto theft statistics, there have been 2 auto thefts in the city.

Holton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Holton, Kansas commute length is 20.9 minutes according to City-Data.

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Compare Holton, Kansas Auto Insurance Quotes

Before you buy Holton, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Holton, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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