Best Cheap Auto Insurance in Holt, MI (2021)

The average Holt, MI auto insurance rates are $697 per month. The minimum auto insurance in Holt is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Holt, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Holt is 20.9 minutes
  • The most expensive auto insurance company in Holt for teen drivers is Allstate
  • The cheapest auto insurance company in Holt is USAA

Holt, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Holt can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Holt, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Holt to other Michigan cities, including Grand Rapids auto insurance rates, Lansing auto insurance rates, and Sterling Heights auto insurance rates to see how Holt, Michigan auto insurance rates stack up.

Before you buy Holt, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Holt, Michigan auto insurance quotes.

Minimum Auto Insurance in Holt, Michigan

Holt, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Holt, Michigan.

Minimum Required Auto Insurance Coverage in Holt, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Holt, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Holt, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holt, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,157 $14,157 $13,079 $13,079 $36,305 $36,305 $14,940 $14,940
Farmers $3,577 $3,577 $3,332 $3,332 $8,110 $8,110 $4,021 $4,021
GEICO $3,402 $3,402 $3,491 $3,491 $9,831 $9,831 $3,259 $3,259
Liberty Mutual $12,336 $12,336 $12,215 $12,215 $28,951 $28,951 $12,336 $12,336
Nationwide $3,379 $3,379 $3,019 $3,019 $8,756 $8,756 $3,696 $3,696
Progressive $2,653 $2,471 $2,356 $2,615 $9,821 $10,508 $3,082 $2,866
State Farm $5,980 $5,980 $5,544 $5,544 $20,928 $20,928 $7,021 $7,021
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,642 $2,505 $2,483 $2,344 $6,549 $6,239 $3,229 $3,102

Cheap Holt, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Holt, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Holt, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Holt, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,305 $36,305
Farmers $8,110 $8,110
GEICO $9,831 $9,831
Liberty Mutual $28,951 $28,951
Nationwide $8,756 $8,756
Progressive $9,821 $10,508
State Farm $20,928 $20,928
Travelers $13,395 $13,395
USAA $6,549 $6,239

Cheap Holt, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Holt, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Holt, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,079 $13,079
Farmers $3,332 $3,332
GEICO $3,491 $3,491
Liberty Mutual $12,215 $12,215
Nationwide $3,019 $3,019
Progressive $2,356 $2,615
State Farm $5,544 $5,544
Travelers $3,858 $3,858
USAA $2,483 $2,344

Cheap Holt, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Holt, Michigan compared to the annual auto insurance rates with a clean record in Holt, Michigan.

Annual Holt, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,608 $12,783 $42,675 $13,415
Farmers $4,005 $5,097 $5,027 $4,911
GEICO $1,742 $3,724 $11,276 $3,240
Liberty Mutual $11,447 $13,871 $25,819 $14,701
Nationwide $4,054 $5,362 $4,889 $4,547
Progressive $3,872 $5,059 $4,544 $4,711
State Farm $6,270 $7,522 $16,282 $9,399
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,924 $3,652 $4,783 $3,188

Cheap Holt, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Holt, Michigan is not easy. Compare the annual rates for DUI auto insurance in Holt, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Holt, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,675
Farmers $5,027
GEICO $11,276
Liberty Mutual $25,819
Nationwide $4,889
Progressive $4,544
State Farm $16,282
Travelers $10,331
USAA $4,783

Cheap Holt, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Holt, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Holt, Michigan

Insurance Company Poor Fair Good
Allstate $29,573 $16,465 $12,822
Farmers $6,225 $4,183 $3,872
GEICO $6,416 $4,723 $3,848
Liberty Mutual $26,017 $15,039 $8,322
Nationwide $5,865 $4,459 $3,814
Progressive $5,222 $4,420 $3,998
State Farm $15,983 $8,105 $5,516
Travelers $6,813 $6,608 $6,525
USAA $5,445 $3,102 $2,364

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Cheap Holt, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Holt, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Holt, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Holt, Michigan

ZIP Code Average Annual Rates
48842 $5,913

Cheap Holt, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Holt, Michigan auto insurance. Find the cheapest annual Holt, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Holt, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,620 $19,620
Farmers $4,760 $4,760
GEICO $4,885 $5,107
Liberty Mutual $15,895 $17,024
Nationwide $4,713 $4,713
Progressive $4,547 $4,547
State Farm $9,608 $10,128
Travelers $6,611 $6,686
USAA $3,595 $3,678

Cheap Holt, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Holt, Michigan? Check out the comparison of annual Holt, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holt, Michigan

Insurance Company Low Medium High
Allstate $18,991 $19,676 $20,193
Farmers $4,637 $4,748 $4,895
GEICO $4,682 $4,953 $5,352
Liberty Mutual $16,093 $16,425 $16,860
Nationwide $4,893 $4,643 $4,602
Progressive $4,421 $4,552 $4,666
State Farm $9,400 $9,926 $10,279
Travelers $6,575 $6,656 $6,715
USAA $3,534 $3,645 $3,731

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Best By Category: Cheapest Auto Insurance in Holt, Michigan

Compare the cheapest auto insurance companies in Holt, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Holt, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Holt, Michigan Auto Insurance Companies

What auto insurance companies in Holt, Michigan are the cheapest? Compare the top Holt, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Holt, Michigan

Insurance Company Average Annual Rates
Allstate $19,620
Farmers $4,760
GEICO $4,996
Liberty Mutual $16,459
Nationwide $4,713
Progressive $4,547
State Farm $9,868
Travelers $6,649
USAA $3,637

What affects auto insurance rates in Holt, Michigan?

There are a lot of reasons why auto insurance rates in Holt, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Holt, Michigan. Many local factors may affect your Holt auto insurance rates.

Holt Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Holt, Michigan commute length is 20.9 minutes according to City-Data.

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Compare Holt, Michigan Auto Insurance Quotes

Before you buy Holt, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Holt, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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