Best Cheap Auto Insurance in Holt, AL (2021)

The average Holt, AL auto insurance rates are $315 per month. The minimum auto insurance in Holt is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Holt, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Holt is USAA
  • Average auto insurance rates in Holt, AL for senior drivers are $1,986 per year
  • The average commute length in Holt is 32.2 minutes

Holt, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Holt can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Holt, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Holt to other Alabama cities, including Auburn auto insurance rates, Huntsville auto insurance rates, and Dothan auto insurance rates to see how Holt, Alabama auto insurance rates stack up.

Before you buy Holt, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Holt, Alabama auto insurance quotes.

Minimum Auto Insurance in Holt, Alabama

Holt, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Holt, Alabama.

Minimum Required Auto Insurance Coverage in Holt, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Holt, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Holt, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holt, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,368 $2,352 $2,113 $2,250 $9,319 $9,598 $2,682 $2,776
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $3,017 $3,256 $2,477 $2,767 $11,176 $12,416 $3,205 $3,406
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,632 $2,464 $2,167 $2,306 $10,926 $12,190 $3,084 $3,284
State Farm $2,985 $2,985 $2,724 $2,724 $9,326 $11,685 $3,381 $3,888
Travelers $1,426 $1,446 $1,348 $1,340 $7,730 $12,138 $1,349 $1,530
USAA $1,282 $1,297 $1,199 $1,171 $3,834 $4,243 $1,664 $1,793

Cheap Holt, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Holt, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Holt, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Holt, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,319 $9,598
GEICO $5,499 $5,390
Liberty Mutual $11,176 $12,416
Nationwide $4,521 $5,808
Progressive $10,926 $12,190
State Farm $9,326 $11,685
Travelers $7,730 $12,138
USAA $3,834 $4,243

Cheap Holt, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Holt, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Holt, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,113 $2,250
GEICO $1,962 $2,039
Liberty Mutual $2,477 $2,767
Nationwide $1,560 $1,612
Progressive $2,167 $2,306
State Farm $2,724 $2,724
Travelers $1,348 $1,340
USAA $1,199 $1,171

Cheap Holt, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Holt, Alabama compared to the annual auto insurance rates with a clean record in Holt, Alabama.

Annual Holt, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,520 $4,558 $4,447 $4,204
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,087 $5,702 $5,563 $5,509
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,400 $5,546 $4,753 $4,827
State Farm $4,460 $5,577 $4,907 $4,907
Travelers $2,943 $3,088 $4,533 $3,588
USAA $1,586 $1,992 $2,949 $1,715

Cheap Holt, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Holt, Alabama is not easy. Compare the annual rates for DUI auto insurance in Holt, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Holt, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,372
Farmers $4,447
GEICO $3,917
Liberty Mutual $5,563
Nationwide $3,329
Progressive $4,753
State Farm $4,907
Travelers $4,533
USAA $2,949

Cheap Holt, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Holt, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Holt, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,683 $4,037 $3,826
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,458 $4,587 $3,600
Nationwide $3,156 $2,467 $2,234
Progressive $5,500 $4,726 $4,419
State Farm $8,054 $4,071 $2,762
Travelers $3,857 $3,347 $3,411
USAA $2,763 $1,805 $1,613

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Holt, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Holt, Alabama auto insurance. Find the cheapest annual Holt, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Holt, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,182 $4,182
GEICO $2,847 $2,948
Liberty Mutual $5,215 $5,215
Nationwide $2,619 $2,619
Progressive $4,882 $4,882
State Farm $4,838 $5,087
Travelers $3,538 $3,538
USAA $1,966 $2,155

Cheap Holt, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Holt, Alabama? Check out the comparison of annual Holt, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holt, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $3,930 $4,122 $4,495
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,976 $5,191 $5,478
Nationwide $2,596 $2,598 $2,662
Progressive $4,383 $4,859 $5,402
State Farm $4,656 $4,958 $5,273
Travelers $3,353 $3,609 $3,652
USAA $1,984 $2,049 $2,148

Best By Category: Cheapest Auto Insurance in Holt, Alabama

Compare the cheapest auto insurance companies in Holt, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Holt, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Holt, Alabama Auto Insurance Companies

What auto insurance companies in Holt, Alabama are the cheapest? Compare the top Holt, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Holt, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,182
GEICO $2,897
Liberty Mutual $5,215
Nationwide $2,619
Progressive $4,882
State Farm $4,962
Travelers $3,538
USAA $2,060

What affects auto insurance rates in Holt, Alabama?

There are a lot of reasons why auto insurance rates in Holt, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Holt, Alabama. Many local factors may affect your Holt auto insurance rates.

Holt Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Holt, Alabama commute length is 32.2 minutes according to City-Data.

Compare Holt, Alabama Auto Insurance Quotes

Before you buy Holt, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Holt, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption