Best Cheap Auto Insurance in Holly Springs, NC (2021)

The average Holly Springs, NC auto insurance rates are $251 per month. The minimum auto insurance in Holly Springs is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Holly Springs, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Holly Springs, NC for senior drivers are $2,248 per year
  • The cheapest auto insurance company in Holly Springs is Liberty Mutual
  • The minimum auto insurance required in Holly Springs, North Carolina is 30/60/25

Holly Springs, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Holly Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Holly Springs, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Holly Springs to other North Carolina cities, including Fayetteville auto insurance rates, Cary auto insurance rates, and Winston-Salem auto insurance rates to see how Holly Springs, North Carolina auto insurance rates stack up.

Before you buy Holly Springs, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Holly Springs, North Carolina auto insurance quotes.

Minimum Auto Insurance in Holly Springs, North Carolina

Holly Springs, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Holly Springs, North Carolina.

Minimum Required Auto Insurance Coverage in Holly Springs, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Holly Springs, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Holly Springs, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holly Springs, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,007 $5,007 $4,104 $4,104 $12,105 $12,105 $5,106 $5,106
GEICO $2,250 $2,209 $2,219 $2,180 $4,131 $4,095 $1,975 $1,964
Liberty Mutual $1,641 $1,641 $1,698 $1,698 $2,931 $2,931 $1,641 $1,641
Nationwide $1,914 $1,914 $1,914 $1,914 $3,284 $3,284 $1,914 $1,914
Progressive $1,513 $1,513 $1,392 $1,392 $3,730 $3,730 $1,705 $1,705
State Farm $2,387 $2,387 $2,065 $2,065 $3,523 $3,523 $2,950 $2,950
Travelers $2,379 $2,379 $2,360 $2,360 $4,073 $4,073 $2,442 $2,442

Cheap Holly Springs, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Holly Springs, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Holly Springs, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Holly Springs, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,105 $12,105
GEICO $4,131 $4,095
Liberty Mutual $2,931 $2,931
Nationwide $3,284 $3,284
Progressive $3,730 $3,730
State Farm $3,523 $3,523
Travelers $4,073 $4,073

Cheap Holly Springs, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Holly Springs, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Holly Springs, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,104 $4,104
GEICO $2,219 $2,180
Liberty Mutual $1,698 $1,698
Nationwide $1,914 $1,914
Progressive $1,392 $1,392
State Farm $2,065 $2,065
Travelers $2,360 $2,360

Cheap Holly Springs, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Holly Springs, North Carolina compared to the annual auto insurance rates with a clean record in Holly Springs, North Carolina.

Annual Holly Springs, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,568 $6,300 $11,639 $4,816
GEICO $1,406 $2,094 $5,066 $1,945
Liberty Mutual $1,183 $1,516 $3,698 $1,516
Nationwide $1,336 $1,721 $4,247 $1,721
Progressive $991 $1,441 $4,513 $1,394
State Farm $1,453 $2,105 $5,264 $2,105
Travelers $1,650 $2,210 $5,239 $2,156

Cheap Holly Springs, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Holly Springs, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Holly Springs, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Holly Springs, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,639
GEICO $5,066
Liberty Mutual $3,698
Nationwide $4,247
Progressive $4,513
State Farm $5,264
Travelers $5,239

Cheap Holly Springs, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Holly Springs, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Holly Springs, North Carolina

Insurance Company Poor Fair Good
Allstate $8,860 $5,790 $5,091
GEICO $2,841 $2,615 $2,427
Liberty Mutual $1,978 $1,978 $1,978
Nationwide $2,256 $2,256 $2,256
Progressive $2,350 $2,037 $1,867
State Farm $3,836 $2,453 $1,906
Travelers $3,018 $2,735 $2,689

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Cheap Holly Springs, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Holly Springs, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Holly Springs, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Holly Springs, North Carolina

ZIP Code Average Annual Rates
27540 $2,729

Cheap Holly Springs, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Holly Springs, North Carolina auto insurance. Find the cheapest annual Holly Springs, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Holly Springs, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,581 $6,581
GEICO $2,628 $2,628
Liberty Mutual $1,978 $1,978
Nationwide $2,256 $2,256
Progressive $2,085 $2,085
State Farm $2,723 $2,740
Travelers $2,814 $2,814

Cheap Holly Springs, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Holly Springs, North Carolina? Check out the comparison of annual Holly Springs, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holly Springs, North Carolina

Insurance Company Low Medium High
Allstate $6,311 $6,552 $6,878
GEICO $2,514 $2,618 $2,752
Liberty Mutual $1,886 $1,966 $2,082
Nationwide $2,166 $2,245 $2,358
Progressive $1,980 $2,072 $2,203
State Farm $2,621 $2,717 $2,856
Travelers $2,699 $2,799 $2,943

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Best By Category: Cheapest Auto Insurance in Holly Springs, North Carolina

Compare the cheapest auto insurance companies in Holly Springs, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Holly Springs, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Holly Springs, North Carolina Auto Insurance Companies

What auto insurance companies in Holly Springs, North Carolina are the cheapest? Compare the top Holly Springs, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Holly Springs, North Carolina

Insurance Company Average Annual Rates
Allstate $6,581
GEICO $2,628
Liberty Mutual $1,978
Nationwide $2,256
Progressive $2,085
State Farm $2,731
Travelers $2,814

What affects auto insurance rates in Holly Springs, North Carolina?

There are a lot of reasons why auto insurance rates in Holly Springs, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Holly Springs, North Carolina. Many local factors may affect your Holly Springs auto insurance rates.

Holly Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Holly Springs, North Carolina commute length is 28.1 minutes according to City-Data.

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Compare Holly Springs, North Carolina Auto Insurance Quotes

Before you buy Holly Springs, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Holly Springs, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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