Best Cheap Auto Insurance in Holly, MI (2021)

The average Holly, MI auto insurance rates are $919 per month. The minimum auto insurance in Holly is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Holly, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Holly is USAA
  • Average auto insurance rates in Holly, MI for senior drivers are $7,282 per year
  • The average commute length in Holly is 31.9 minutes

Holly, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Holly can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Holly, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Holly to other Michigan cities, including Detroit auto insurance rates, Troy auto insurance rates, and Warren auto insurance rates to see how Holly, Michigan auto insurance rates stack up.

Before you buy Holly, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Holly, Michigan auto insurance quotes.

Minimum Auto Insurance in Holly, Michigan

Holly, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Holly, Michigan.

Minimum Required Auto Insurance Coverage in Holly, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Holly, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Holly, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holly, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $20,339 $20,339 $18,974 $18,974 $49,484 $49,484 $21,404 $21,404
Farmers $4,325 $4,325 $4,027 $4,027 $10,131 $10,131 $4,878 $4,878
GEICO $4,431 $4,431 $4,551 $4,551 $12,649 $12,649 $4,234 $4,234
Liberty Mutual $15,464 $15,464 $15,313 $15,313 $36,090 $36,090 $15,464 $15,464
Nationwide $5,358 $5,358 $4,750 $4,750 $14,508 $14,508 $5,897 $5,897
Progressive $2,873 $2,667 $2,549 $2,832 $10,753 $11,504 $3,339 $3,094
State Farm $8,528 $8,528 $7,936 $7,936 $30,279 $30,279 $10,024 $10,024
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,933 $2,758 $2,759 $2,588 $7,327 $6,925 $3,575 $3,403

Cheap Holly, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Holly, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Holly, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Holly, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $49,484 $49,484
Farmers $10,131 $10,131
GEICO $12,649 $12,649
Liberty Mutual $36,090 $36,090
Nationwide $14,508 $14,508
Progressive $10,753 $11,504
State Farm $30,279 $30,279
Travelers $16,180 $16,180
USAA $7,327 $6,925

Cheap Holly, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Holly, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Holly, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,974 $18,974
Farmers $4,027 $4,027
GEICO $4,551 $4,551
Liberty Mutual $15,313 $15,313
Nationwide $4,750 $4,750
Progressive $2,549 $2,832
State Farm $7,936 $7,936
Travelers $4,626 $4,626
USAA $2,759 $2,588

Cheap Holly, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Holly, Michigan compared to the annual auto insurance rates with a clean record in Holly, Michigan.

Annual Holly, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $13,220 $17,790 $60,543 $18,648
Farmers $4,895 $6,265 $6,171 $6,030
GEICO $2,222 $4,806 $14,666 $4,172
Liberty Mutual $14,140 $17,273 $32,640 $18,280
Nationwide $6,505 $8,746 $7,921 $7,342
Progressive $4,206 $5,516 $4,954 $5,130
State Farm $8,952 $10,774 $23,532 $13,508
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,235 $4,059 $5,310 $3,529

Cheap Holly, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Holly, Michigan is not easy. Compare the annual rates for DUI auto insurance in Holly, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Holly, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $60,543
Farmers $6,171
GEICO $14,666
Liberty Mutual $32,640
Nationwide $7,921
Progressive $4,954
State Farm $23,532
Travelers $12,473
USAA $5,310

Cheap Holly, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Holly, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Holly, Michigan

Insurance Company Poor Fair Good
Allstate $41,999 $23,165 $17,485
Farmers $7,607 $5,148 $4,767
GEICO $8,322 $6,111 $4,967
Liberty Mutual $32,566 $18,804 $10,379
Nationwide $9,589 $7,199 $6,097
Progressive $5,689 $4,813 $4,352
State Farm $23,047 $11,639 $7,889
Travelers $8,206 $7,958 $7,858
USAA $6,054 $3,442 $2,605

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Cheap Holly, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Holly, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Holly, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Holly, Michigan

ZIP Code Average Annual Rates
48442 $7,684

Cheap Holly, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Holly, Michigan auto insurance. Find the cheapest annual Holly, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Holly, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $27,550 $27,550
Farmers $5,840 $5,840
GEICO $6,322 $6,612
Liberty Mutual $19,882 $21,284
Nationwide $7,628 $7,628
Progressive $4,951 $4,951
State Farm $13,803 $14,581
Travelers $7,961 $8,053
USAA $3,987 $4,080

Cheap Holly, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Holly, Michigan? Check out the comparison of annual Holly, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holly, Michigan

Insurance Company Low Medium High
Allstate $26,838 $27,613 $28,199
Farmers $5,681 $5,826 $6,014
GEICO $6,059 $6,411 $6,929
Liberty Mutual $20,014 $20,527 $21,208
Nationwide $7,991 $7,497 $7,397
Progressive $4,776 $4,959 $5,119
State Farm $13,445 $14,284 $14,846
Travelers $7,920 $8,016 $8,086
USAA $3,920 $4,043 $4,138

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Best By Category: Cheapest Auto Insurance in Holly, Michigan

Compare the cheapest auto insurance companies in Holly, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Holly, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Holly, Michigan Auto Insurance Companies

What auto insurance companies in Holly, Michigan are the cheapest? Compare the top Holly, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Holly, Michigan

Insurance Company Average Annual Rates
Allstate $27,550
Farmers $5,840
GEICO $6,467
Liberty Mutual $20,583
Nationwide $7,628
Progressive $4,951
State Farm $14,192
Travelers $8,007
USAA $4,033

What affects auto insurance rates in Holly, Michigan?

There are a lot of reasons why auto insurance rates in Holly, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Holly, Michigan. Many local factors may affect your Holly auto insurance rates.

Holly Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Holly, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Holly Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Holly, Michigan commute length is 31.9 minutes according to City-Data.

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Compare Holly, Michigan Auto Insurance Quotes

Before you buy Holly, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Holly, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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