Best Cheap Auto Insurance in Holland, TX (2021)

The average Holland, TX auto insurance rates are $291 per month. The minimum auto insurance in Holland is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Holland, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Holland is USAA
  • Average auto insurance rates in Holland, TX for senior drivers are $2,122 per year
  • The average commute length in Holland is 25.2 minutes

Holland, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Holland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Holland, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Holland to other Texas cities, including Austin auto insurance rates, Dallas auto insurance rates, and Arlington auto insurance rates to see how Holland, Texas auto insurance rates stack up.

Before you buy Holland, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Holland, Texas auto insurance quotes.

Minimum Auto Insurance in Holland, Texas

Holland, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Holland, Texas.

Minimum Required Auto Insurance Coverage in Holland, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Holland, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Holland, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holland, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,554 $3,583 $3,512 $3,512 $9,336 $11,254 $4,383 $4,557
American Family $2,472 $2,746 $2,305 $2,633 $6,450 $8,440 $3,527 $4,016
GEICO $2,005 $2,154 $1,926 $2,165 $4,337 $4,511 $2,166 $2,170
Nationwide $1,954 $1,985 $1,734 $1,832 $5,432 $6,956 $2,286 $2,468
Progressive $2,235 $2,125 $2,000 $2,034 $9,553 $10,649 $2,654 $2,696
State Farm $1,855 $1,855 $1,653 $1,653 $4,474 $5,710 $2,018 $2,083
USAA $1,441 $1,449 $1,378 $1,367 $4,001 $4,356 $1,910 $2,046

Cheap Holland, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Holland, Texas is a challenge. Take a look at the annual teen auto insurance rates in Holland, Texas.

Annual Auto Insurance Rates for Teen Drivers in Holland, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,336 $11,254
American Family $6,450 $8,440
GEICO $4,337 $4,511
Nationwide $5,432 $6,956
Progressive $9,553 $10,649
State Farm $4,474 $5,710
USAA $4,001 $4,356

Cheap Holland, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Holland, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Holland, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,512 $3,512
American Family $2,305 $2,633
GEICO $1,926 $2,165
Nationwide $1,734 $1,832
Progressive $2,000 $2,034
State Farm $1,653 $1,653
USAA $1,378 $1,367

Cheap Holland, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Holland, Texas compared to the annual auto insurance rates with a clean record in Holland, Texas.

Annual Holland, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,239 $6,553 $6,814 $4,239
American Family $3,721 $4,712 $4,141 $3,721
GEICO $2,280 $2,998 $2,516 $2,923
Nationwide $2,680 $2,680 $3,943 $3,020
Progressive $3,702 $4,795 $4,312 $4,164
State Farm $2,363 $2,714 $3,210 $2,363
USAA $1,677 $2,472 $2,901 $1,924

Cheap Holland, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Holland, Texas is not easy. Compare the annual rates for DUI auto insurance in Holland, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Holland, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,814
American Family $4,141
GEICO $2,516
Nationwide $3,943
Progressive $4,312
State Farm $3,210
USAA $2,901

Cheap Holland, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Holland, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Holland, Texas

Insurance Company Poor Fair Good
Allstate $6,959 $5,080 $4,345
American Family $5,605 $3,528 $3,088
GEICO $4,113 $2,346 $1,578
Nationwide $3,685 $2,970 $2,587
Progressive $4,756 $4,134 $3,840
State Farm $3,769 $2,348 $1,872
USAA $3,291 $1,905 $1,534

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Cheap Holland, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Holland, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Holland, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Holland, Texas

ZIP Code Average Annual Rates
76534 $5,198

Cheap Holland, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Holland, Texas auto insurance. Find the cheapest annual Holland, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Holland, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,330 $5,593
American Family $4,074 $4,074
GEICO $2,631 $2,727
Nationwide $3,081 $3,081
Progressive $4,243 $4,243
State Farm $2,663 $2,663
USAA $2,215 $2,272

Cheap Holland, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Holland, Texas? Check out the comparison of annual Holland, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holland, Texas

Insurance Company Low Medium High
Allstate $5,310 $5,405 $5,669
American Family $3,800 $3,934 $4,488
GEICO $2,553 $2,653 $2,831
Nationwide $3,317 $2,954 $2,971
Progressive $4,064 $4,226 $4,440
State Farm $2,532 $2,657 $2,799
USAA $2,165 $2,234 $2,331

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Best By Category: Cheapest Auto Insurance in Holland, Texas

Compare the cheapest auto insurance companies in Holland, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Holland, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Holland, Texas Auto Insurance Companies

What auto insurance companies in Holland, Texas are the cheapest? Compare the top Holland, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Holland, Texas

Insurance Company Average Annual Rates
Allstate $5,461
American Family $4,074
GEICO $2,679
Nationwide $3,081
Progressive $4,243
State Farm $2,663
USAA $2,243

What affects auto insurance rates in Holland, Texas?

There are a lot of reasons why auto insurance rates in Holland, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Holland, Texas. Many local factors may affect your Holland auto insurance rates.

Holland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Holland, Texas commute length is 25.2 minutes according to City-Data.

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Compare Holland, Texas Auto Insurance Quotes

Before you buy Holland, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Holland, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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