Best Cheap Auto Insurance in Holland, MI (2021)

The average Holland, MI auto insurance rates are $716 per month. The minimum auto insurance in Holland is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Holland, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Holland is USAA
  • Average auto insurance rates in Holland, MI for senior drivers are $5,650 per year
  • The minimum auto insurance required in Holland, Michigan is 20/40/10

Holland, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Holland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Holland, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Holland to other Michigan cities, including Troy auto insurance rates, Sterling Heights auto insurance rates, and Livonia auto insurance rates to see how Holland, Michigan auto insurance rates stack up.

Before you buy Holland, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Holland, Michigan auto insurance quotes.

Minimum Auto Insurance in Holland, Michigan

Holland, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Holland, Michigan.

Minimum Required Auto Insurance Coverage in Holland, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Holland, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Holland, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holland, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,872 $14,872 $13,782 $13,782 $37,556 $37,556 $15,678 $15,678
Farmers $3,864 $3,864 $3,612 $3,612 $8,488 $8,488 $4,342 $4,342
GEICO $3,549 $3,549 $3,656 $3,656 $10,426 $10,426 $3,401 $3,401
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $4,148 $4,148 $3,679 $3,679 $11,423 $11,423 $4,573 $4,573
Progressive $2,469 $2,304 $2,197 $2,427 $9,144 $9,804 $2,861 $2,673
State Farm $5,995 $5,995 $5,566 $5,566 $21,197 $21,197 $7,052 $7,052
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,567 $2,446 $2,410 $2,284 $6,416 $6,151 $3,152 $3,047

Cheap Holland, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Holland, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Holland, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Holland, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,556 $37,556
Farmers $8,488 $8,488
GEICO $10,426 $10,426
Liberty Mutual $28,466 $28,466
Nationwide $11,423 $11,423
Progressive $9,144 $9,804
State Farm $21,197 $21,197
Travelers $13,395 $13,395
USAA $6,416 $6,151

Cheap Holland, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Holland, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Holland, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,782 $13,782
Farmers $3,612 $3,612
GEICO $3,656 $3,656
Liberty Mutual $12,035 $12,035
Nationwide $3,679 $3,679
Progressive $2,197 $2,427
State Farm $5,566 $5,566
Travelers $3,858 $3,858
USAA $2,410 $2,284

Cheap Holland, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Holland, Michigan compared to the annual auto insurance rates with a clean record in Holland, Michigan.

Annual Holland, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,917 $13,245 $44,795 $13,932
Farmers $4,268 $5,430 $5,365 $5,242
GEICO $1,809 $3,916 $11,911 $3,396
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $5,109 $6,801 $6,174 $5,740
Progressive $3,618 $4,706 $4,229 $4,387
State Farm $6,272 $7,552 $16,514 $9,472
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,862 $3,570 $4,682 $3,122

Cheap Holland, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Holland, Michigan is not easy. Compare the annual rates for DUI auto insurance in Holland, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Holland, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,795
Farmers $5,365
GEICO $11,911
Liberty Mutual $25,467
Nationwide $6,174
Progressive $4,229
State Farm $16,514
Travelers $10,331
USAA $4,682

Cheap Holland, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Holland, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Holland, Michigan

Insurance Company Poor Fair Good
Allstate $30,993 $17,197 $13,226
Farmers $6,724 $4,425 $4,080
GEICO $6,756 $4,971 $4,048
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $7,418 $5,642 $4,807
Progressive $4,853 $4,118 $3,734
State Farm $16,122 $8,174 $5,562
Travelers $6,813 $6,608 $6,525
USAA $5,326 $3,032 $2,319

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Holland, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Holland, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Holland, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Holland, Michigan

ZIP Code Average Annual Rates
49423 $6,080

Cheap Holland, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Holland, Michigan auto insurance. Find the cheapest annual Holland, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Holland, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,472 $20,472
Farmers $5,077 $5,077
GEICO $5,142 $5,374
Liberty Mutual $15,648 $16,757
Nationwide $5,956 $5,956
Progressive $4,235 $4,235
State Farm $9,694 $10,211
Travelers $6,611 $6,686
USAA $3,519 $3,599

Cheap Holland, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Holland, Michigan? Check out the comparison of annual Holland, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holland, Michigan

Insurance Company Low Medium High
Allstate $19,989 $20,515 $20,912
Farmers $4,964 $5,067 $5,199
GEICO $4,928 $5,213 $5,634
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $6,242 $5,852 $5,773
Progressive $4,114 $4,239 $4,352
State Farm $9,494 $10,009 $10,355
Travelers $6,575 $6,656 $6,715
USAA $3,459 $3,567 $3,651

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Holland, Michigan

Compare the cheapest auto insurance companies in Holland, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Holland, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Holland, Michigan Auto Insurance Companies

What auto insurance companies in Holland, Michigan are the cheapest? Compare the top Holland, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Holland, Michigan

Insurance Company Average Annual Rates
Allstate $20,472
Farmers $5,077
GEICO $5,258
Liberty Mutual $16,202
Nationwide $5,956
Progressive $4,235
State Farm $9,953
Travelers $6,649
USAA $3,559

What affects auto insurance rates in Holland, Michigan?

There are a lot of reasons why auto insurance rates in Holland, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Holland, Michigan. Many local factors may affect your Holland auto insurance rates.

Holland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Holland, Michigan auto theft statistics, there have been 43 auto thefts in the city.

Holland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Holland, Michigan commute length is 17.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Holland, Michigan Auto Insurance Quotes

Before you buy Holland, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Holland, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption