Best Cheap Auto Insurance in Holland, KY (2021)

The average Holland, KY auto insurance rates are $345 per month. The minimum auto insurance in Holland is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Holland, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Holland, Kentucky is 25/50/25
  • The most expensive auto insurance company in Holland for teen drivers is Travelers
  • The cheapest auto insurance company in Holland is USAA

Holland, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Holland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Holland, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Holland to other Kentucky cities, including Bowling Green auto insurance rates, Florence auto insurance rates, and Nicholasville auto insurance rates to see how Holland, Kentucky auto insurance rates stack up.

Before you buy Holland, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Holland, Kentucky auto insurance quotes.

Minimum Auto Insurance in Holland, Kentucky

Holland, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Holland, Kentucky.

Minimum Required Auto Insurance Coverage in Holland, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Holland, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Holland, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holland, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,896 $2,646 $2,818 $10,724 $12,043 $3,242 $3,428
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,614 $2,830 $2,282 $2,540 $9,937 $10,910 $2,695 $2,739
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,815 $1,724 $1,634 $1,641 $8,866 $10,021 $2,246 $2,288
State Farm $1,752 $1,752 $1,563 $1,563 $5,196 $6,594 $1,956 $2,181
Travelers $2,455 $2,502 $2,397 $2,405 $11,644 $18,676 $2,560 $2,986
USAA $1,817 $1,817 $1,642 $1,666 $4,879 $5,132 $2,290 $2,504

Cheap Holland, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Holland, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Holland, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Holland, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,724 $12,043
GEICO $6,851 $8,131
Liberty Mutual $9,937 $10,910
Nationwide $6,819 $8,506
Progressive $8,866 $10,021
State Farm $5,196 $6,594
Travelers $11,644 $18,676
USAA $4,879 $5,132

Cheap Holland, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Holland, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Holland, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,646 $2,818
GEICO $3,510 $3,179
Liberty Mutual $2,282 $2,540
Nationwide $2,800 $2,930
Progressive $1,634 $1,641
State Farm $1,563 $1,563
Travelers $2,397 $2,405
USAA $1,642 $1,666

Cheap Holland, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Holland, Kentucky compared to the annual auto insurance rates with a clean record in Holland, Kentucky.

Annual Holland, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,228 $5,504 $5,867 $4,764
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,816 $5,849 $4,551 $4,057
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,128 $4,631 $3,564 $3,795
State Farm $2,579 $3,060 $2,820 $2,820
Travelers $4,973 $5,119 $7,385 $5,335
USAA $2,049 $2,895 $3,463 $2,467

Cheap Holland, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Holland, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Holland, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Holland, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,867
GEICO $6,731
Liberty Mutual $4,551
Nationwide $5,612
Progressive $3,564
State Farm $2,820
Travelers $7,385
USAA $3,463

Cheap Holland, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Holland, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Holland, Kentucky

Insurance Company Poor Fair Good
Allstate $6,731 $4,656 $3,885
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,516 $4,014 $3,175
Nationwide $5,239 $4,104 $3,569
Progressive $4,214 $3,685 $3,439
State Farm $4,082 $2,460 $1,917
Travelers $6,371 $5,381 $5,358
USAA $4,037 $2,268 $1,850

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Cheap Holland, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Holland, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Holland, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Holland, Kentucky

ZIP Code Average Annual Rates
42153 $3,722

Cheap Holland, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Holland, Kentucky auto insurance. Find the cheapest annual Holland, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Holland, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,090 $5,090
GEICO $4,119 $4,197
Liberty Mutual $4,568 $4,568
Nationwide $4,304 $4,304
Progressive $3,779 $3,779
State Farm $2,749 $2,890
Travelers $5,703 $5,703
USAA $2,618 $2,819

Cheap Holland, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Holland, Kentucky? Check out the comparison of annual Holland, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holland, Kentucky

Insurance Company Low Medium High
Allstate $4,760 $5,072 $5,440
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,317 $4,532 $4,856
Nationwide $4,380 $4,252 $4,281
Progressive $3,473 $3,731 $4,134
State Farm $2,653 $2,819 $2,987
Travelers $5,434 $5,730 $5,945
USAA $2,592 $2,712 $2,851

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Best By Category: Cheapest Auto Insurance in Holland, Kentucky

Compare the cheapest auto insurance companies in Holland, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Holland, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Holland, Kentucky Auto Insurance Companies

What auto insurance companies in Holland, Kentucky are the cheapest? Compare the top Holland, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Holland, Kentucky

Insurance Company Average Annual Rates
Allstate $5,090
GEICO $4,158
Liberty Mutual $4,568
Nationwide $4,304
Progressive $3,779
State Farm $2,820
Travelers $5,703
USAA $2,718

Compare Holland, Kentucky Auto Insurance Quotes

Before you buy Holland, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Holland, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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