Best Cheap Auto Insurance in Holiday Island, AR (2021)

The average Holiday Island, AR auto insurance rates are $318 per month. The minimum auto insurance in Holiday Island is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Holiday Island, Arkansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Holiday Island is USAA
  • The minimum auto insurance required in Holiday Island, Arkansas is 25/50/25
  • The average commute length in Holiday Island is 28.8 minutes

Holiday Island, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Holiday Island can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Holiday Island, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Holiday Island to other Arkansas cities, including Bentonville auto insurance rates, North Little Rock auto insurance rates, and Pine Bluff auto insurance rates to see how Holiday Island, Arkansas auto insurance rates stack up.

Before you buy Holiday Island, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Holiday Island, Arkansas auto insurance quotes.

Minimum Auto Insurance in Holiday Island, Arkansas

Holiday Island, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Holiday Island, Arkansas.

Minimum Required Auto Insurance Coverage in Holiday Island, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Holiday Island, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Holiday Island, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Holiday Island, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,526 $2,541 $2,261 $2,415 $9,143 $10,956 $2,780 $3,011
Farmers $2,170 $2,156 $1,939 $2,040 $9,153 $9,473 $2,493 $2,628
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,736 $2,587 $2,246 $2,355 $11,744 $13,222 $3,273 $3,547
State Farm $1,722 $1,722 $1,539 $1,539 $4,976 $6,243 $1,940 $2,237
Travelers $2,048 $2,086 $2,030 $2,033 $11,902 $19,061 $2,194 $2,534
USAA $1,254 $1,268 $1,161 $1,172 $3,866 $4,057 $1,612 $1,740

Cheap Holiday Island, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Holiday Island, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Holiday Island, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Holiday Island, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,143 $10,956
Farmers $9,153 $9,473
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,744 $13,222
State Farm $4,976 $6,243
Travelers $11,902 $19,061
USAA $3,866 $4,057

Cheap Holiday Island, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Holiday Island, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Holiday Island, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,261 $2,415
Farmers $1,939 $2,040
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,246 $2,355
State Farm $1,539 $1,539
Travelers $2,030 $2,033
USAA $1,161 $1,172

Cheap Holiday Island, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Holiday Island, Arkansas compared to the annual auto insurance rates with a clean record in Holiday Island, Arkansas.

Annual Holiday Island, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,677 $4,621 $5,130 $4,389
Farmers $3,382 $4,341 $4,240 $4,064
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,490 $6,257 $4,720 $5,388
State Farm $2,514 $2,965 $2,740 $2,740
Travelers $4,596 $4,748 $6,954 $5,646
USAA $1,553 $1,962 $2,828 $1,722

Cheap Holiday Island, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Holiday Island, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Holiday Island, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Holiday Island, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,130
Farmers $4,240
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,720
State Farm $2,740
Travelers $6,954
USAA $2,828

Cheap Holiday Island, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Holiday Island, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Holiday Island, Arkansas

Insurance Company Poor Fair Good
Allstate $5,588 $4,290 $3,485
Farmers $4,559 $3,821 $3,639
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,902 $5,044 $4,695
State Farm $3,969 $2,390 $1,861
Travelers $6,296 $5,253 $4,909
USAA $2,674 $1,823 $1,552

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Cheap Holiday Island, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Holiday Island, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Holiday Island, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Holiday Island, Arkansas

ZIP Code Average Annual Rates
72631 $3,901

Cheap Holiday Island, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Holiday Island, Arkansas auto insurance. Find the cheapest annual Holiday Island, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Holiday Island, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,454 $4,454
Farmers $4,006 $4,006
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,214 $5,214
State Farm $2,676 $2,804
Travelers $5,486 $5,486
USAA $1,959 $2,074

Cheap Holiday Island, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Holiday Island, Arkansas? Check out the comparison of annual Holiday Island, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Holiday Island, Arkansas

Insurance Company Low Medium High
Allstate $4,324 $4,451 $4,587
Farmers $3,812 $3,966 $4,241
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,802 $5,127 $5,712
State Farm $2,617 $2,737 $2,865
Travelers $5,233 $5,502 $5,724
USAA $1,937 $2,009 $2,102

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Best By Category: Cheapest Auto Insurance in Holiday Island, Arkansas

Compare the cheapest auto insurance companies in Holiday Island, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Holiday Island, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Holiday Island, Arkansas Auto Insurance Companies

What auto insurance companies in Holiday Island, Arkansas are the cheapest? Compare the top Holiday Island, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Holiday Island, Arkansas

Insurance Company Average Annual Rates
Allstate $4,454
Farmers $4,006
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,214
State Farm $2,740
Travelers $5,486
USAA $2,016

What affects auto insurance rates in Holiday Island, Arkansas?

There are a lot of reasons why auto insurance rates in Holiday Island, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Holiday Island, Arkansas. Many local factors may affect your Holiday Island auto insurance rates.

Holiday Island Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Holiday Island, Arkansas commute length is 28.8 minutes according to City-Data.

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Compare Holiday Island, Arkansas Auto Insurance Quotes

Before you buy Holiday Island, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Holiday Island, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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