Best Cheap Auto Insurance in Hoffman, NC (2021)

The average Hoffman, NC auto insurance rates are $317 per month. The minimum auto insurance in Hoffman is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Hoffman, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Hoffman for teen drivers is Allstate
  • The cheapest auto insurance company in Hoffman is Liberty Mutual
  • The average commute length in Hoffman is 32.3 minutes

Hoffman, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Hoffman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hoffman, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Hoffman to other North Carolina cities, including Greensboro auto insurance rates, Durham auto insurance rates, and High Point auto insurance rates to see how Hoffman, North Carolina auto insurance rates stack up.

Before you buy Hoffman, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hoffman, North Carolina auto insurance quotes.

Minimum Auto Insurance in Hoffman, North Carolina

Hoffman, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hoffman, North Carolina.

Minimum Required Auto Insurance Coverage in Hoffman, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hoffman, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hoffman, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hoffman, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,594 $6,594 $5,407 $5,407 $15,978 $15,978 $6,724 $6,724
GEICO $2,704 $2,655 $2,659 $2,613 $4,889 $4,847 $2,383 $2,369
Liberty Mutual $2,022 $2,022 $2,092 $2,092 $3,547 $3,547 $2,022 $2,022
Nationwide $2,696 $2,696 $2,696 $2,696 $4,525 $4,525 $2,696 $2,696
Progressive $1,968 $1,968 $1,784 $1,784 $4,585 $4,585 $2,204 $2,204
State Farm $2,812 $2,812 $2,432 $2,432 $4,151 $4,151 $3,475 $3,475
Travelers $2,917 $2,917 $2,894 $2,894 $4,871 $4,871 $2,993 $2,993

Cheap Hoffman, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hoffman, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Hoffman, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Hoffman, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,978 $15,978
GEICO $4,889 $4,847
Liberty Mutual $3,547 $3,547
Nationwide $4,525 $4,525
Progressive $4,585 $4,585
State Farm $4,151 $4,151
Travelers $4,871 $4,871

Cheap Hoffman, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Hoffman, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hoffman, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,407 $5,407
GEICO $2,659 $2,613
Liberty Mutual $2,092 $2,092
Nationwide $2,696 $2,696
Progressive $1,784 $1,784
State Farm $2,432 $2,432
Travelers $2,894 $2,894

Cheap Hoffman, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hoffman, North Carolina compared to the annual auto insurance rates with a clean record in Hoffman, North Carolina.

Annual Hoffman, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,707 $8,242 $15,392 $6,362
GEICO $1,656 $2,467 $6,145 $2,291
Liberty Mutual $1,440 $1,851 $4,543 $1,851
Nationwide $1,850 $2,396 $5,971 $2,396
Progressive $1,238 $1,808 $5,739 $1,756
State Farm $1,724 $2,480 $6,186 $2,480
Travelers $1,942 $2,700 $6,434 $2,599

Cheap Hoffman, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hoffman, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Hoffman, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Hoffman, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $15,392
GEICO $6,145
Liberty Mutual $4,543
Nationwide $5,971
Progressive $5,739
State Farm $6,186
Travelers $6,434

Cheap Hoffman, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hoffman, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hoffman, North Carolina

Insurance Company Poor Fair Good
Allstate $11,786 $7,586 $6,656
GEICO $3,391 $3,125 $2,904
Liberty Mutual $2,421 $2,421 $2,421
Nationwide $3,153 $3,153 $3,153
Progressive $2,980 $2,580 $2,347
State Farm $4,520 $2,889 $2,244
Travelers $3,695 $3,321 $3,239

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Cheap Hoffman, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hoffman, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Hoffman, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hoffman, North Carolina

ZIP Code Average Annual Rates
28347 $3,439

Cheap Hoffman, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Hoffman, North Carolina auto insurance. Find the cheapest annual Hoffman, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hoffman, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,676 $8,676
GEICO $3,140 $3,140
Liberty Mutual $2,421 $2,421
Nationwide $3,153 $3,153
Progressive $2,636 $2,636
State Farm $3,202 $3,234
Travelers $3,419 $3,419

Cheap Hoffman, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hoffman, North Carolina? Check out the comparison of annual Hoffman, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hoffman, North Carolina

Insurance Company Low Medium High
Allstate $8,330 $8,642 $9,055
GEICO $2,976 $3,129 $3,314
Liberty Mutual $2,279 $2,405 $2,579
Nationwide $3,000 $3,138 $3,322
Progressive $2,465 $2,620 $2,822
State Farm $3,058 $3,200 $3,395
Travelers $3,241 $3,400 $3,615

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Best By Category: Cheapest Auto Insurance in Hoffman, North Carolina

Compare the cheapest auto insurance companies in Hoffman, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hoffman, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Hoffman, North Carolina Auto Insurance Companies

What auto insurance companies in Hoffman, North Carolina are the cheapest? Compare the top Hoffman, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hoffman, North Carolina

Insurance Company Average Annual Rates
Allstate $8,676
GEICO $3,140
Liberty Mutual $2,421
Nationwide $3,153
Progressive $2,636
State Farm $3,218
Travelers $3,419

What affects auto insurance rates in Hoffman, North Carolina?

There are a lot of reasons why auto insurance rates in Hoffman, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hoffman, North Carolina. Many local factors may affect your Hoffman auto insurance rates.

Hoffman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hoffman, North Carolina commute length is 32.3 minutes according to City-Data.

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Compare Hoffman, North Carolina Auto Insurance Quotes

Before you buy Hoffman, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hoffman, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

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