Best Cheap Auto Insurance in Hoboken, GA (2021)

The average Hoboken, GA auto insurance rates are $384 per month. The minimum auto insurance in Hoboken is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Hoboken, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hoboken, GA for senior drivers are $2,556 per year
  • The most expensive auto insurance company in Hoboken for teen drivers is Liberty Mutual
  • The average commute length in Hoboken is 22.3 minutes

Hoboken, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Hoboken can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hoboken, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Hoboken to other Georgia cities, including Savannah auto insurance rates, Atlanta auto insurance rates, and Johns Creek auto insurance rates to see how Hoboken, Georgia auto insurance rates stack up.

Before you buy Hoboken, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hoboken, Georgia auto insurance quotes.

Minimum Auto Insurance in Hoboken, Georgia

Hoboken, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hoboken, Georgia.

Minimum Required Auto Insurance Coverage in Hoboken, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hoboken, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hoboken, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hoboken, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,575 $1,555 $1,526 $1,526 $4,678 $5,606 $2,030 $2,250
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,160 $4,303 $4,100 $4,516 $13,009 $16,786 $5,079 $5,520
Progressive $2,281 $2,101 $1,961 $2,065 $7,315 $8,107 $2,647 $2,785
State Farm $1,896 $1,896 $1,694 $1,694 $4,901 $6,455 $2,075 $2,234
USAA $1,843 $1,841 $1,699 $1,710 $6,618 $7,869 $2,299 $2,544

Cheap Hoboken, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hoboken, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Hoboken, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Hoboken, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $4,678 $5,606
Liberty Mutual $20,684 $23,096
Nationwide $13,009 $16,786
Progressive $7,315 $8,107
State Farm $4,901 $6,455
USAA $6,618 $7,869

Cheap Hoboken, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Hoboken, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hoboken, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,526 $1,526
Liberty Mutual $4,115 $4,669
Nationwide $4,100 $4,516
Progressive $1,961 $2,065
State Farm $1,694 $1,694
USAA $1,699 $1,710

Cheap Hoboken, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hoboken, Georgia compared to the annual auto insurance rates with a clean record in Hoboken, Georgia.

Annual Hoboken, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,747 $2,189 $4,480 $1,958
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,518 $6,483 $10,034 $6,701
Progressive $2,862 $5,072 $3,365 $3,331
State Farm $2,613 $3,099 $2,856 $2,856
USAA $2,523 $3,188 $4,690 $2,810

Cheap Hoboken, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hoboken, Georgia is not easy. Compare the annual rates for DUI auto insurance in Hoboken, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Hoboken, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,501
GEICO $4,480
Liberty Mutual $11,032
Nationwide $10,034
Progressive $3,365
State Farm $2,856
USAA $4,690

Cheap Hoboken, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hoboken, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hoboken, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $3,262 $2,292 $2,226
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,567 $6,929 $6,056
Progressive $4,108 $3,562 $3,304
State Farm $4,044 $2,522 $2,001
USAA $4,312 $3,021 $2,575

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Cheap Hoboken, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hoboken, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Hoboken, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hoboken, Georgia

ZIP Code Average Annual Rates
31542 $4,458

Cheap Hoboken, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Hoboken, Georgia auto insurance. Find the cheapest annual Hoboken, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hoboken, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,549 $2,638
Liberty Mutual $9,257 $9,257
Nationwide $7,184 $7,184
Progressive $3,658 $3,658
State Farm $2,856 $2,856
USAA $3,152 $3,453

Cheap Hoboken, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hoboken, Georgia? Check out the comparison of annual Hoboken, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hoboken, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,407 $2,605 $2,768
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $7,051 $7,313 $7,188
Progressive $3,374 $3,603 $3,996
State Farm $2,678 $2,857 $3,033
USAA $3,164 $3,287 $3,457

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Best By Category: Cheapest Auto Insurance in Hoboken, Georgia

Compare the cheapest auto insurance companies in Hoboken, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hoboken, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Hoboken, Georgia Auto Insurance Companies

What auto insurance companies in Hoboken, Georgia are the cheapest? Compare the top Hoboken, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hoboken, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,593
Liberty Mutual $9,257
Nationwide $7,184
Progressive $3,658
State Farm $2,856
USAA $3,303

What affects auto insurance rates in Hoboken, Georgia?

There are a lot of reasons why auto insurance rates in Hoboken, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hoboken, Georgia. Many local factors may affect your Hoboken auto insurance rates.

Hoboken Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hoboken, Georgia commute length is 22.3 minutes according to City-Data.

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Compare Hoboken, Georgia Auto Insurance Quotes

Before you buy Hoboken, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hoboken, Georgia auto insurance quotes.

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