Best Cheap Auto Insurance in Hobe Sound, FL (2021)

The average Hobe Sound, FL auto insurance rates are $375 per month. The minimum auto insurance in Hobe Sound is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Hobe Sound, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The minimum auto insurance required in Hobe Sound, Florida is 10/20/10
  • Average auto insurance rates in Hobe Sound, FL for senior drivers are $2,740 per year
  • The cheapest auto insurance company in Hobe Sound is USAA

Hobe Sound, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Hobe Sound can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hobe Sound, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Hobe Sound to other Florida cities, including Orlando auto insurance rates, Cape Coral auto insurance rates, and Miami auto insurance rates to see how Hobe Sound, Florida auto insurance rates stack up.

Before you buy Hobe Sound, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hobe Sound, Florida auto insurance quotes.

Minimum Auto Insurance in Hobe Sound, Florida

Hobe Sound, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hobe Sound, Florida.

Minimum Required Auto Insurance Coverage in Hobe Sound, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hobe Sound, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hobe Sound, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hobe Sound, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,690 $4,484 $4,114 $4,171 $16,039 $17,427 $4,612 $4,660
GEICO $3,009 $3,019 $2,821 $2,821 $5,389 $6,749 $3,312 $3,353
Liberty Mutual $3,412 $3,412 $3,127 $3,127 $7,185 $11,059 $3,412 $4,621
Nationwide $2,855 $2,819 $2,553 $2,640 $6,784 $8,345 $3,139 $3,265
Progressive $3,913 $3,643 $3,342 $3,590 $11,040 $11,975 $4,656 $4,386
State Farm $1,855 $1,855 $1,693 $1,693 $5,326 $6,778 $2,055 $2,197
USAA $1,431 $1,405 $1,342 $1,328 $4,916 $5,698 $1,781 $1,917

Cheap Hobe Sound, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hobe Sound, Florida is a challenge. Take a look at the annual teen auto insurance rates in Hobe Sound, Florida.

Annual Auto Insurance Rates for Teen Drivers in Hobe Sound, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,039 $17,427
GEICO $5,389 $6,749
Liberty Mutual $7,185 $11,059
Nationwide $6,784 $8,345
Progressive $11,040 $11,975
State Farm $5,326 $6,778
USAA $4,916 $5,698

Cheap Hobe Sound, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Hobe Sound, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hobe Sound, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,114 $4,171
GEICO $2,821 $2,821
Liberty Mutual $3,127 $3,127
Nationwide $2,553 $2,640
Progressive $3,342 $3,590
State Farm $1,693 $1,693
USAA $1,342 $1,328

Cheap Hobe Sound, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hobe Sound, Florida compared to the annual auto insurance rates with a clean record in Hobe Sound, Florida.

Annual Hobe Sound, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,491 $7,785 $8,621 $7,201
GEICO $2,647 $3,389 $5,055 $4,146
Liberty Mutual $3,531 $4,601 $6,703 $4,843
Nationwide $3,464 $3,797 $5,097 $3,842
Progressive $4,620 $6,774 $5,726 $6,153
State Farm $2,684 $3,179 $2,932 $2,932
USAA $1,935 $2,394 $3,550 $2,030

Cheap Hobe Sound, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hobe Sound, Florida is not easy. Compare the annual rates for DUI auto insurance in Hobe Sound, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Hobe Sound, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,621
GEICO $5,055
Liberty Mutual $6,703
Nationwide $5,097
Progressive $5,726
State Farm $2,932
USAA $3,550

Cheap Hobe Sound, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hobe Sound, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hobe Sound, Florida

Insurance Company Poor Fair Good
Allstate $10,581 $6,641 $5,351
GEICO $5,559 $3,355 $2,514
Liberty Mutual $6,333 $4,652 $3,774
Nationwide $5,066 $3,720 $3,364
Progressive $7,566 $5,398 $4,491
State Farm $3,993 $2,634 $2,168
USAA $4,008 $1,980 $1,445

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Cheap Hobe Sound, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hobe Sound, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Hobe Sound, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hobe Sound, Florida

ZIP Code Average Annual Rates
33455 $3,473

Cheap Hobe Sound, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Hobe Sound, Florida auto insurance. Find the cheapest annual Hobe Sound, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hobe Sound, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,310 $7,740
GEICO $3,791 $3,827
Liberty Mutual $4,761 $5,078
Nationwide $4,050 $4,050
Progressive $5,818 $5,818
State Farm $2,834 $3,029
USAA $2,449 $2,505

Cheap Hobe Sound, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hobe Sound, Florida? Check out the comparison of annual Hobe Sound, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hobe Sound, Florida

Insurance Company Low Medium High
Allstate $5,556 $7,966 $9,052
GEICO $2,985 $3,964 $4,478
Liberty Mutual $4,493 $4,999 $5,267
Nationwide $3,135 $4,222 $4,793
Progressive $4,646 $5,982 $6,826
State Farm $2,474 $3,003 $3,318
USAA $2,115 $2,572 $2,746

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Best By Category: Cheapest Auto Insurance in Hobe Sound, Florida

Compare the cheapest auto insurance companies in Hobe Sound, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hobe Sound, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hobe Sound, Florida Auto Insurance Companies

What auto insurance companies in Hobe Sound, Florida are the cheapest? Compare the top Hobe Sound, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hobe Sound, Florida

Insurance Company Average Annual Rates
Allstate $7,525
GEICO $3,809
Liberty Mutual $4,920
Nationwide $4,050
Progressive $5,818
State Farm $2,932
USAA $2,477

What affects auto insurance rates in Hobe Sound, Florida?

There are a lot of reasons why auto insurance rates in Hobe Sound, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hobe Sound, Florida. Many local factors may affect your Hobe Sound auto insurance rates.

Hobe Sound Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hobe Sound, Florida commute length is 27.4 minutes according to City-Data.

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Compare Hobe Sound, Florida Auto Insurance Quotes

Before you buy Hobe Sound, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hobe Sound, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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