Best Cheap Auto Insurance in Hiram, GA (2021)

The average Hiram, GA auto insurance rates are $459 per month. The minimum auto insurance in Hiram is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Hiram, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hiram, GA for senior drivers are $3,018 per year
  • The cheapest auto insurance company in Hiram is USAA
  • The average commute length in Hiram is 27.7 minutes

Hiram, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Hiram can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hiram, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Hiram to other Georgia cities, including South Fulton auto insurance rates, Roswell auto insurance rates, and Warner Robins auto insurance rates to see how Hiram, Georgia auto insurance rates stack up.

Before you buy Hiram, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hiram, Georgia auto insurance quotes.

Minimum Auto Insurance in Hiram, Georgia

Hiram, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hiram, Georgia.

Minimum Required Auto Insurance Coverage in Hiram, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hiram, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hiram, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hiram, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,064 $3,064 $2,940 $2,940 $7,232 $9,301 $3,430 $3,743
GEICO $2,410 $2,396 $2,352 $2,352 $7,899 $9,443 $3,145 $3,497
Liberty Mutual $5,581 $6,074 $4,575 $5,196 $24,054 $26,856 $5,903 $6,266
Nationwide $3,749 $3,874 $3,745 $4,107 $11,814 $15,164 $4,590 $4,972
Progressive $3,401 $3,082 $2,935 $3,109 $11,260 $12,448 $3,904 $4,046
State Farm $2,435 $2,435 $2,197 $2,197 $6,714 $8,807 $2,681 $2,904
USAA $1,933 $1,926 $1,801 $1,799 $7,145 $8,467 $2,409 $2,653

Cheap Hiram, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hiram, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Hiram, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Hiram, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,232 $9,301
GEICO $7,899 $9,443
Liberty Mutual $24,054 $26,856
Nationwide $11,814 $15,164
Progressive $11,260 $12,448
State Farm $6,714 $8,807
USAA $7,145 $8,467

Cheap Hiram, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Hiram, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hiram, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,940 $2,940
GEICO $2,352 $2,352
Liberty Mutual $4,575 $5,196
Nationwide $3,745 $4,107
Progressive $2,935 $3,109
State Farm $2,197 $2,197
USAA $1,801 $1,799

Cheap Hiram, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hiram, Georgia compared to the annual auto insurance rates with a clean record in Hiram, Georgia.

Annual Hiram, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,654 $5,705 $4,645 $3,852
GEICO $2,699 $3,347 $7,510 $3,190
Liberty Mutual $8,016 $10,963 $12,598 $10,676
Nationwide $5,014 $5,885 $9,035 $6,074
Progressive $4,262 $7,733 $5,126 $4,971
State Farm $3,443 $4,149 $3,796 $3,796
USAA $2,681 $3,403 $4,993 $2,990

Cheap Hiram, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hiram, Georgia is not easy. Compare the annual rates for DUI auto insurance in Hiram, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Hiram, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,645
GEICO $7,510
Liberty Mutual $12,598
Nationwide $9,035
Progressive $5,126
State Farm $3,796
USAA $4,993

Cheap Hiram, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hiram, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hiram, Georgia

Insurance Company Poor Fair Good
Allstate $5,779 $4,025 $3,589
GEICO $5,634 $3,485 $3,440
Liberty Mutual $15,127 $9,288 $7,274
Nationwide $7,720 $6,285 $5,501
Progressive $6,169 $5,394 $5,007
State Farm $5,385 $3,350 $2,653
USAA $4,575 $3,223 $2,752

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Cheap Hiram, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hiram, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Hiram, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hiram, Georgia

ZIP Code Average Annual Rates
30141 $5,349

Cheap Hiram, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Hiram, Georgia auto insurance. Find the cheapest annual Hiram, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hiram, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,361 $4,567
GEICO $4,121 $4,252
Liberty Mutual $10,563 $10,563
Nationwide $6,502 $6,502
Progressive $5,523 $5,523
State Farm $3,796 $3,796
USAA $3,356 $3,677

Cheap Hiram, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hiram, Georgia? Check out the comparison of annual Hiram, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hiram, Georgia

Insurance Company Low Medium High
Allstate $4,120 $4,510 $4,762
GEICO $3,822 $4,211 $4,527
Liberty Mutual $10,099 $10,500 $11,090
Nationwide $6,263 $6,633 $6,610
Progressive $4,968 $5,417 $6,185
State Farm $3,534 $3,801 $4,053
USAA $3,364 $3,500 $3,686

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Best By Category: Cheapest Auto Insurance in Hiram, Georgia

Compare the cheapest auto insurance companies in Hiram, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hiram, Georgia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hiram, Georgia Auto Insurance Companies

What auto insurance companies in Hiram, Georgia are the cheapest? Compare the top Hiram, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hiram, Georgia

Insurance Company Average Annual Rates
Allstate $4,464
GEICO $4,187
Liberty Mutual $10,563
Nationwide $6,502
Progressive $5,523
State Farm $3,796
USAA $3,517

What affects auto insurance rates in Hiram, Georgia?

There are a lot of reasons why auto insurance rates in Hiram, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hiram, Georgia. Many local factors may affect your Hiram auto insurance rates.

Hiram Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hiram, Georgia commute length is 27.7 minutes according to City-Data.

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Compare Hiram, Georgia Auto Insurance Quotes

Before you buy Hiram, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hiram, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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