Best Cheap Auto Insurance in Hilmar, CA (2021)

The average Hilmar, CA auto insurance rates are $285 per month. The minimum auto insurance in Hilmar is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Hilmar, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Hilmar is 21.1 minutes
  • Average auto insurance rates in Hilmar, CA for senior drivers are $2,048 per year
  • The cheapest auto insurance company in Hilmar is Liberty Mutual

Hilmar, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Hilmar can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hilmar, California, including driving record, credit, commute time, and more.

Compare auto insurance in Hilmar to other California cities, including San Jose auto insurance rates, Los Angeles auto insurance rates, and Sacramento auto insurance rates to see how Hilmar, California auto insurance rates stack up.

Before you buy Hilmar, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hilmar, California auto insurance quotes.

Minimum Auto Insurance in Hilmar, California

Hilmar, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hilmar, California.

Minimum Required Auto Insurance Coverage in Hilmar, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Hilmar, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hilmar, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hilmar, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,754 $2,756 $2,004 $2,026 $7,586 $9,538 $3,526 $3,878
Farmers $2,579 $2,579 $2,321 $2,321 $8,228 $13,512 $3,056 $3,402
GEICO $1,664 $1,665 $1,565 $1,565 $5,034 $5,122 $2,386 $2,442
Liberty Mutual $1,932 $1,832 $1,797 $1,742 $4,202 $4,468 $2,178 $2,196
Nationwide $3,033 $2,896 $2,662 $2,510 $7,678 $8,488 $3,615 $3,568
Progressive $1,613 $1,660 $1,368 $1,624 $4,271 $5,151 $2,317 $2,491
State Farm $3,075 $3,075 $2,745 $2,745 $5,648 $7,012 $3,403 $3,507
Travelers $2,390 $2,316 $2,112 $2,090 $4,905 $5,627 $3,108 $3,041
USAA $1,876 $1,778 $1,831 $1,838 $4,283 $4,302 $2,593 $2,451

Cheap Hilmar, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hilmar, California is a challenge. Take a look at the annual teen auto insurance rates in Hilmar, California.

Annual Auto Insurance Rates for Teen Drivers in Hilmar, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,586 $9,538
Farmers $8,228 $13,512
GEICO $5,034 $5,122
Liberty Mutual $4,202 $4,468
Nationwide $7,678 $8,488
Progressive $4,271 $5,151
State Farm $5,648 $7,012
Travelers $4,905 $5,627
USAA $4,283 $4,302

Cheap Hilmar, California Auto Insurance for Seniors

What are senior auto insurance rates in Hilmar, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hilmar, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,004 $2,026
Farmers $2,321 $2,321
GEICO $1,565 $1,565
Liberty Mutual $1,797 $1,742
Nationwide $2,662 $2,510
Progressive $1,368 $1,624
State Farm $2,745 $2,745
Travelers $2,112 $2,090
USAA $1,831 $1,838

Cheap Hilmar, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hilmar, California compared to the annual auto insurance rates with a clean record in Hilmar, California.

Annual Hilmar, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,566 $4,320 $6,783 $3,365
Farmers $3,510 $4,781 $5,959 $4,749
GEICO $1,876 $2,888 $3,631 $2,327
Liberty Mutual $2,207 $2,958 $2,669 $2,339
Nationwide $3,005 $3,854 $6,511 $3,854
Progressive $1,681 $2,848 $3,299 $2,419
State Farm $2,783 $3,320 $6,272 $3,230
Travelers $2,140 $3,475 $4,041 $3,139
USAA $1,741 $2,589 $4,240 $1,906

Cheap Hilmar, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hilmar, California is not easy. Compare the annual rates for DUI auto insurance in Hilmar, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Hilmar, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,783
Farmers $5,959
GEICO $3,631
Liberty Mutual $2,669
Nationwide $6,511
Progressive $3,299
State Farm $6,272
Travelers $4,041
USAA $4,240

Cheap Hilmar, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Hilmar, California auto insurance. Find the cheapest annual Hilmar, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hilmar, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,839 $4,678
Farmers $4,310 $5,190
GEICO $2,435 $2,926
Liberty Mutual $2,337 $2,750
Nationwide $3,806 $4,806
Progressive $2,325 $2,799
State Farm $3,759 $4,043
Travelers $2,879 $3,518
USAA $2,413 $2,825

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Cheap Hilmar, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hilmar, California? Check out the comparison of annual Hilmar, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hilmar, California

Insurance Company Low Medium High
Allstate $4,024 $4,296 $4,455
Farmers $4,435 $4,785 $5,029
GEICO $2,410 $2,711 $2,920
Liberty Mutual $2,376 $2,565 $2,689
Nationwide $3,851 $4,385 $4,683
Progressive $2,308 $2,637 $2,740
State Farm $3,521 $3,968 $4,214
Travelers $2,806 $3,280 $3,509
USAA $2,372 $2,670 $2,815

Best By Category: Cheapest Auto Insurance in Hilmar, California

Compare the cheapest auto insurance companies in Hilmar, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hilmar, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Hilmar, California Auto Insurance Companies

What auto insurance companies in Hilmar, California are the cheapest? Compare the top Hilmar, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hilmar, California

Insurance Company Average Annual Rates
Allstate $4,258
Farmers $4,750
GEICO $2,680
Liberty Mutual $2,543
Nationwide $4,306
Progressive $2,562
State Farm $3,901
Travelers $3,199
USAA $2,619

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What affects auto insurance rates in Hilmar, California?

There are a lot of reasons why auto insurance rates in Hilmar, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hilmar, California. Many local factors may affect your Hilmar auto insurance rates.

Hilmar Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hilmar, California commute length is 21.1 minutes according to City-Data.

Compare Hilmar, California Auto Insurance Quotes

Before you buy Hilmar, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hilmar, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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