Best Cheap Auto Insurance in Hillsboro, WV (2021)

The average Hillsboro, WV auto insurance rates are $313 per month. The minimum auto insurance in Hillsboro is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Hillsboro, West Virginia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Hillsboro for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Hillsboro is State Farm
  • The average commute length in Hillsboro is 14.3 minutes

Hillsboro, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Hillsboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hillsboro, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Hillsboro to other West Virginia cities, including Morgan auto insurance rates, Martinsburg auto insurance rates, and Weirton auto insurance rates to see how Hillsboro, West Virginia auto insurance rates stack up.

Before you buy Hillsboro, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hillsboro, West Virginia auto insurance quotes.

Minimum Auto Insurance in Hillsboro, West Virginia

Hillsboro, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hillsboro, West Virginia.

Minimum Required Auto Insurance Coverage in Hillsboro, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hillsboro, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hillsboro, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hillsboro, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,827 $2,641 $2,505 $2,513 $9,693 $10,094 $3,173 $3,199
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,756 $4,084 $3,016 $3,667 $13,850 $15,628 $3,899 $4,306
Nationwide $1,883 $1,915 $1,715 $1,800 $4,758 $6,025 $2,112 $2,261
Progressive $1,989 $1,919 $1,835 $1,834 $8,442 $9,500 $2,382 $2,459
State Farm $1,670 $1,670 $1,487 $1,487 $3,583 $4,628 $1,969 $1,566
USAA $1,668 $1,649 $1,540 $1,561 $5,402 $6,007 $2,159 $2,328

Cheap Hillsboro, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hillsboro, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Hillsboro, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Hillsboro, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,693 $10,094
GEICO $6,181 $7,456
Liberty Mutual $13,850 $15,628
Nationwide $4,758 $6,025
Progressive $8,442 $9,500
State Farm $3,583 $4,628
USAA $5,402 $6,007

Cheap Hillsboro, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Hillsboro, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hillsboro, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,505 $2,513
GEICO $2,446 $2,371
Liberty Mutual $3,016 $3,667
Nationwide $1,715 $1,800
Progressive $1,835 $1,834
State Farm $1,487 $1,487
USAA $1,540 $1,561

Cheap Hillsboro, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hillsboro, West Virginia compared to the annual auto insurance rates with a clean record in Hillsboro, West Virginia.

Annual Hillsboro, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,903 $4,598 $5,421 $4,399
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,357 $6,736 $7,480 $6,531
Nationwide $2,250 $2,986 $3,489 $2,509
Progressive $3,231 $4,308 $3,854 $3,787
State Farm $2,086 $2,429 $2,258 $2,258
USAA $2,199 $2,588 $3,697 $2,674

Cheap Hillsboro, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hillsboro, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Hillsboro, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Hillsboro, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,421
GEICO $6,179
Liberty Mutual $7,480
Nationwide $3,489
Progressive $3,854
State Farm $2,258
USAA $3,697

Cheap Hillsboro, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hillsboro, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hillsboro, West Virginia

Insurance Company Poor Fair Good
Allstate $5,556 $4,408 $3,777
GEICO $4,309 $3,502 $2,907
Liberty Mutual $9,363 $5,718 $4,497
Nationwide $3,199 $2,704 $2,523
Progressive $4,255 $3,697 $3,433
State Farm $3,244 $1,976 $1,552
USAA $4,131 $2,357 $1,880

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hillsboro, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hillsboro, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Hillsboro, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hillsboro, West Virginia

ZIP Code Average Annual Rates
24946 $3,720

Cheap Hillsboro, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Hillsboro, West Virginia auto insurance. Find the cheapest annual Hillsboro, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hillsboro, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,580 $4,580
GEICO $3,535 $3,610
Liberty Mutual $6,526 $6,526
Nationwide $2,809 $2,809
Progressive $3,795 $3,795
State Farm $2,199 $2,316
USAA $2,757 $2,822

Cheap Hillsboro, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hillsboro, West Virginia? Check out the comparison of annual Hillsboro, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hillsboro, West Virginia

Insurance Company Low Medium High
Allstate $4,450 $4,574 $4,718
GEICO $3,401 $3,578 $3,738
Liberty Mutual $6,216 $6,510 $6,851
Nationwide $2,750 $2,792 $2,884
Progressive $3,640 $3,753 $3,991
State Farm $2,141 $2,251 $2,381
USAA $2,702 $2,785 $2,882

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Hillsboro, West Virginia

Compare the cheapest auto insurance companies in Hillsboro, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hillsboro, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Hillsboro, West Virginia Auto Insurance Companies

What auto insurance companies in Hillsboro, West Virginia are the cheapest? Compare the top Hillsboro, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hillsboro, West Virginia

Insurance Company Average Annual Rates
Allstate $4,580
GEICO $3,572
Liberty Mutual $6,526
Nationwide $2,809
Progressive $3,795
State Farm $2,258
USAA $2,789

What affects auto insurance rates in Hillsboro, West Virginia?

There are a lot of reasons why auto insurance rates in Hillsboro, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hillsboro, West Virginia. Many local factors may affect your Hillsboro auto insurance rates.

Hillsboro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hillsboro, West Virginia commute length is 14.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Hillsboro, West Virginia Auto Insurance Quotes

Before you buy Hillsboro, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hillsboro, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption