Best Cheap Auto Insurance in Hillsboro, TX (2021)

The average Hillsboro, TX auto insurance rates are $284 per month. The minimum auto insurance in Hillsboro is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Hillsboro, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Hillsboro, Texas is 30/60/25
  • The average commute length in Hillsboro is 20.6 minutes
  • The most expensive auto insurance company in Hillsboro for teen drivers is Allstate

Hillsboro, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Hillsboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hillsboro, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Hillsboro to other Texas cities, including Laredo auto insurance rates, San Antonio auto insurance rates, and Dallas auto insurance rates to see how Hillsboro, Texas auto insurance rates stack up.

Before you buy Hillsboro, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hillsboro, Texas auto insurance quotes.

Minimum Auto Insurance in Hillsboro, Texas

Hillsboro, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hillsboro, Texas.

Minimum Required Auto Insurance Coverage in Hillsboro, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hillsboro, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hillsboro, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hillsboro, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,334 $3,365 $3,293 $3,293 $8,791 $10,608 $4,121 $4,295
American Family $2,277 $2,522 $2,122 $2,416 $5,874 $7,709 $3,231 $3,682
GEICO $1,943 $2,085 $1,866 $2,089 $4,149 $4,338 $2,096 $2,106
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,107 $2,005 $1,884 $1,916 $8,880 $9,916 $2,498 $2,543
State Farm $1,832 $1,832 $1,627 $1,627 $4,330 $5,510 $1,988 $2,054
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Cheap Hillsboro, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hillsboro, Texas is a challenge. Take a look at the annual teen auto insurance rates in Hillsboro, Texas.

Annual Auto Insurance Rates for Teen Drivers in Hillsboro, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,791 $10,608
American Family $5,874 $7,709
GEICO $4,149 $4,338
Nationwide $6,517 $8,377
Progressive $8,880 $9,916
State Farm $4,330 $5,510
USAA $3,887 $4,247

Cheap Hillsboro, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Hillsboro, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hillsboro, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,293 $3,293
American Family $2,122 $2,416
GEICO $1,866 $2,089
Nationwide $2,028 $2,149
Progressive $1,884 $1,916
State Farm $1,627 $1,627
USAA $1,339 $1,334

Cheap Hillsboro, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hillsboro, Texas compared to the annual auto insurance rates with a clean record in Hillsboro, Texas.

Annual Hillsboro, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,997 $6,140 $6,416 $3,997
American Family $3,409 $4,310 $3,789 $3,409
GEICO $2,201 $2,884 $2,431 $2,821
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,465 $4,478 $4,038 $3,894
State Farm $2,317 $2,649 $3,116 $2,317
USAA $1,639 $2,406 $2,835 $1,880

Cheap Hillsboro, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hillsboro, Texas is not easy. Compare the annual rates for DUI auto insurance in Hillsboro, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hillsboro, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,416
American Family $3,789
GEICO $2,431
Nationwide $4,716
Progressive $4,038
State Farm $3,116
USAA $2,835

Cheap Hillsboro, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hillsboro, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hillsboro, Texas

Insurance Company Poor Fair Good
Allstate $6,528 $4,787 $4,097
American Family $5,151 $3,216 $2,821
GEICO $3,963 $2,264 $1,525
Nationwide $4,397 $3,531 $3,069
Progressive $4,457 $3,864 $3,585
State Farm $3,682 $2,292 $1,826
USAA $3,224 $1,855 $1,491

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Cheap Hillsboro, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hillsboro, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Hillsboro, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hillsboro, Texas

ZIP Code Average Annual Rates
76645 $5,070

Cheap Hillsboro, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hillsboro, Texas auto insurance. Find the cheapest annual Hillsboro, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hillsboro, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,018 $5,257
American Family $3,729 $3,729
GEICO $2,537 $2,632
Nationwide $3,665 $3,665
Progressive $3,969 $3,969
State Farm $2,600 $2,600
USAA $2,162 $2,217

Cheap Hillsboro, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hillsboro, Texas? Check out the comparison of annual Hillsboro, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hillsboro, Texas

Insurance Company Low Medium High
Allstate $5,015 $5,092 $5,305
American Family $3,479 $3,596 $4,113
GEICO $2,465 $2,556 $2,732
Nationwide $3,964 $3,507 $3,525
Progressive $3,795 $3,952 $4,158
State Farm $2,477 $2,593 $2,729
USAA $2,122 $2,182 $2,265

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Best By Category: Cheapest Auto Insurance in Hillsboro, Texas

Compare the cheapest auto insurance companies in Hillsboro, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hillsboro, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Hillsboro, Texas Auto Insurance Companies

What auto insurance companies in Hillsboro, Texas are the cheapest? Compare the top Hillsboro, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hillsboro, Texas

Insurance Company Average Annual Rates
Allstate $5,138
American Family $3,729
GEICO $2,584
Nationwide $3,665
Progressive $3,969
State Farm $2,600
USAA $2,190

What affects auto insurance rates in Hillsboro, Texas?

There are a lot of reasons why auto insurance rates in Hillsboro, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hillsboro, Texas. Many local factors may affect your Hillsboro auto insurance rates.

Hillsboro Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hillsboro, Texas auto theft statistics, there have been 11 auto thefts in the city.

Hillsboro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hillsboro, Texas commute length is 20.6 minutes according to City-Data.

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Compare Hillsboro, Texas Auto Insurance Quotes

Before you buy Hillsboro, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hillsboro, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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