Best Cheap Auto Insurance in Hillsboro, TN (2021)

The average Hillsboro, TN auto insurance rates are $284 per month. The minimum auto insurance in Hillsboro is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Hillsboro, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hillsboro is State Farm
  • Average auto insurance rates in Hillsboro, TN for senior drivers are $1,829 per year
  • The minimum auto insurance required in Hillsboro, Tennessee is 25/50/15

Hillsboro, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Hillsboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hillsboro, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Hillsboro to other Tennessee cities, including Chattanooga auto insurance rates, Knoxville auto insurance rates, and Jackson auto insurance rates to see how Hillsboro, Tennessee auto insurance rates stack up.

Before you buy Hillsboro, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hillsboro, Tennessee auto insurance quotes.

Minimum Auto Insurance in Hillsboro, Tennessee

Hillsboro, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hillsboro, Tennessee.

Minimum Required Auto Insurance Coverage in Hillsboro, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Hillsboro, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hillsboro, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hillsboro, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,718 $2,528 $2,626 $10,377 $11,286 $3,028 $3,143
Farmers $1,494 $1,521 $1,344 $1,469 $5,992 $6,376 $2,016 $2,132
GEICO $2,199 $2,224 $2,031 $2,031 $6,481 $6,617 $2,221 $2,290
Liberty Mutual $3,404 $129 $2,810 $3,138 $13,862 $15,392 $3,641 $3,871
Nationwide $2,106 $2,123 $1,889 $1,919 $5,787 $7,451 $2,420 $2,623
Progressive $1,707 $1,616 $1,391 $1,451 $7,485 $8,427 $2,056 $2,238
State Farm $1,430 $1,430 $1,288 $1,288 $4,328 $5,417 $1,614 $1,874
Travelers $1,692 $1,783 $1,523 $1,623 $4,558 $5,603 $1,805 $1,901
USAA $1,430 $1,454 $1,291 $1,290 $5,063 $5,804 $1,860 $1,985

Cheap Hillsboro, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hillsboro, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Hillsboro, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Hillsboro, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,377 $11,286
Farmers $5,992 $6,376
GEICO $6,481 $6,617
Liberty Mutual $13,862 $15,392
Nationwide $5,787 $7,451
Progressive $7,485 $8,427
State Farm $4,328 $5,417
Travelers $4,558 $5,603
USAA $5,063 $5,804

Cheap Hillsboro, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Hillsboro, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hillsboro, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,528 $2,626
Farmers $1,344 $1,469
GEICO $2,031 $2,031
Liberty Mutual $2,810 $3,138
Nationwide $1,889 $1,919
Progressive $1,391 $1,451
State Farm $1,288 $1,288
Travelers $1,523 $1,623
USAA $1,291 $1,290

Cheap Hillsboro, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hillsboro, Tennessee compared to the annual auto insurance rates with a clean record in Hillsboro, Tennessee.

Annual Hillsboro, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,049 $4,816 $5,783 $4,616
Farmers $2,387 $2,947 $3,017 $2,821
GEICO $2,356 $3,174 $5,162 $2,356
Liberty Mutual $4,686 $6,759 $6,284 $5,394
Nationwide $2,850 $2,850 $4,268 $3,192
Progressive $2,907 $3,760 $3,096 $3,423
State Farm $2,129 $2,538 $2,333 $2,333
Travelers $2,084 $2,664 $2,938 $2,559
USAA $1,837 $2,746 $3,231 $2,275

Cheap Hillsboro, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hillsboro, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Hillsboro, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Hillsboro, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,783
Farmers $3,017
GEICO $5,162
Liberty Mutual $6,284
Nationwide $4,268
Progressive $3,096
State Farm $2,333
Travelers $2,938
USAA $3,231

Cheap Hillsboro, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hillsboro, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hillsboro, Tennessee

Insurance Company Poor Fair Good
Allstate $6,147 $4,704 $3,597
Farmers $3,325 $2,597 $2,457
GEICO $3,706 $3,168 $2,911
Liberty Mutual $8,286 $5,082 $3,975
Nationwide $3,959 $3,135 $2,775
Progressive $3,717 $3,193 $2,978
State Farm $3,387 $2,033 $1,580
Travelers $3,270 $2,547 $1,866
USAA $3,659 $2,142 $1,766

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Cheap Hillsboro, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hillsboro, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Hillsboro, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hillsboro, Tennessee

ZIP Code Average Annual Rates
37342 $3,443

Cheap Hillsboro, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Hillsboro, Tennessee auto insurance. Find the cheapest annual Hillsboro, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hillsboro, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,816 $4,816
Farmers $2,793 $2,793
GEICO $3,245 $3,278
Liberty Mutual $5,781 $5,781
Nationwide $3,290 $3,290
Progressive $3,296 $3,296
State Farm $2,278 $2,389
Travelers $2,461 $2,661
USAA $2,451 $2,593

Cheap Hillsboro, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hillsboro, Tennessee? Check out the comparison of annual Hillsboro, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hillsboro, Tennessee

Insurance Company Low Medium High
Allstate $4,650 $4,805 $4,993
Farmers $2,636 $2,780 $2,963
GEICO $3,097 $3,252 $3,436
Liberty Mutual $5,520 $5,777 $6,045
Nationwide $3,324 $3,220 $3,326
Progressive $3,103 $3,297 $3,489
State Farm $2,202 $2,344 $2,455
Travelers $2,417 $2,559 $2,707
USAA $2,446 $2,514 $2,607

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Best By Category: Cheapest Auto Insurance in Hillsboro, Tennessee

Compare the cheapest auto insurance companies in Hillsboro, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hillsboro, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hillsboro, Tennessee Auto Insurance Companies

What auto insurance companies in Hillsboro, Tennessee are the cheapest? Compare the top Hillsboro, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hillsboro, Tennessee

Insurance Company Average Annual Rates
Allstate $4,816
Farmers $2,793
GEICO $3,262
Liberty Mutual $5,781
Nationwide $3,290
Progressive $3,296
State Farm $2,333
Travelers $2,561
USAA $2,522

Compare Hillsboro, Tennessee Auto Insurance Quotes

Before you buy Hillsboro, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hillsboro, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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