Best Cheap Auto Insurance in Hillsboro, ND (2021)

The average Hillsboro, ND auto insurance rates are $344 per month. The minimum auto insurance in Hillsboro is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Hillsboro, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hillsboro is USAA
  • Average auto insurance rates in Hillsboro, ND for senior drivers are $2,221 per year
  • The average commute length in Hillsboro is 16.6 minutes

Hillsboro, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Hillsboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hillsboro, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Hillsboro to other North Dakota cities, including West Fargo auto insurance rates, Grand Forks auto insurance rates, and Dickinson auto insurance rates to see how Hillsboro, North Dakota auto insurance rates stack up.

Before you buy Hillsboro, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hillsboro, North Dakota auto insurance quotes.

Minimum Auto Insurance in Hillsboro, North Dakota

Hillsboro, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hillsboro, North Dakota.

Minimum Required Auto Insurance Coverage in Hillsboro, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hillsboro, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hillsboro, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hillsboro, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,471 $2,473 $2,194 $2,323 $9,550 $11,229 $2,706 $2,914
American Family $2,511 $2,511 $2,269 $2,269 $5,349 $7,694 $2,511 $2,936
Farmers $1,690 $1,654 $1,507 $1,572 $6,169 $6,317 $1,916 $2,015
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,764 $1,805 $1,583 $1,687 $3,986 $4,919 $2,014 $2,136
Progressive $2,010 $1,908 $1,629 $1,692 $7,593 $8,479 $2,467 $2,502
State Farm $1,412 $1,412 $1,248 $1,248 $3,947 $4,991 $1,579 $1,787
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Hillsboro, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hillsboro, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Hillsboro, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Hillsboro, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,550 $11,229
American Family $5,349 $7,694
Farmers $6,169 $6,317
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $3,986 $4,919
Progressive $7,593 $8,479
State Farm $3,947 $4,991
USAA $3,928 $4,747

Cheap Hillsboro, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Hillsboro, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hillsboro, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,194 $2,323
American Family $2,269 $2,269
Farmers $1,507 $1,572
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,583 $1,687
Progressive $1,629 $1,692
State Farm $1,248 $1,248
USAA $927 $930

Cheap Hillsboro, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hillsboro, North Dakota compared to the annual auto insurance rates with a clean record in Hillsboro, North Dakota.

Annual Hillsboro, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,632 $4,002 $6,074 $4,222
American Family $2,562 $3,667 $4,863 $2,932
Farmers $2,405 $3,073 $3,034 $2,908
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,840 $2,532 $3,486 $2,090
Progressive $3,259 $4,027 $3,299 $3,554
State Farm $2,036 $2,370 $2,203 $2,203
USAA $1,441 $2,040 $2,854 $1,779

Cheap Hillsboro, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hillsboro, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Hillsboro, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Hillsboro, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,074
American Family $4,863
Farmers $3,034
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,486
Progressive $3,299
State Farm $2,203
USAA $2,854

Cheap Hillsboro, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hillsboro, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hillsboro, North Dakota

Insurance Company Poor Fair Good
Allstate $5,648 $4,300 $3,499
American Family $4,614 $3,200 $2,704
Farmers $3,302 $2,699 $2,563
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,028 $2,360 $2,072
Progressive $4,071 $3,414 $3,120
State Farm $3,081 $1,959 $1,568
USAA $2,801 $1,773 $1,511

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Cheap Hillsboro, North Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hillsboro, North Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Hillsboro, North Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hillsboro, North Dakota

ZIP Code Average Annual Rates
58045 $4,339

Cheap Hillsboro, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Hillsboro, North Dakota auto insurance. Find the cheapest annual Hillsboro, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hillsboro, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,373 $4,592
American Family $3,463 $3,549
Farmers $2,855 $2,855
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,487 $2,487
Progressive $3,535 $3,535
State Farm $2,144 $2,262
USAA $2,008 $2,049

Cheap Hillsboro, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hillsboro, North Dakota? Check out the comparison of annual Hillsboro, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hillsboro, North Dakota

Insurance Company Low Medium High
Allstate $4,382 $4,480 $4,586
American Family $3,614 $3,679 $3,226
Farmers $2,782 $2,841 $2,942
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,425 $2,474 $2,562
Progressive $3,427 $3,524 $3,654
State Farm $2,144 $2,209 $2,256
USAA $1,977 $2,030 $2,079

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Best By Category: Cheapest Auto Insurance in Hillsboro, North Dakota

Compare the cheapest auto insurance companies in Hillsboro, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hillsboro, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hillsboro, North Dakota Auto Insurance Companies

What auto insurance companies in Hillsboro, North Dakota are the cheapest? Compare the top Hillsboro, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hillsboro, North Dakota

Insurance Company Average Annual Rates
Allstate $4,483
American Family $3,506
Farmers $2,855
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,487
Progressive $3,535
State Farm $2,203
USAA $2,028

What affects auto insurance rates in Hillsboro, North Dakota?

There are a lot of reasons why auto insurance rates in Hillsboro, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hillsboro, North Dakota. Many local factors may affect your Hillsboro auto insurance rates.

Hillsboro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hillsboro, North Dakota commute length is 16.6 minutes according to City-Data.

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Compare Hillsboro, North Dakota Auto Insurance Quotes

Before you buy Hillsboro, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hillsboro, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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