Best Cheap Auto Insurance in Hilliard, FL (2021)

The average Hilliard, FL auto insurance rates are $339 per month. The minimum auto insurance in Hilliard is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Hilliard, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hilliard is USAA
  • The average commute length in Hilliard is 37.7 minutes
  • The minimum auto insurance required in Hilliard, Florida is 10/20/10

Hilliard, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Hilliard can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hilliard, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Hilliard to other Florida cities, including Tampa auto insurance rates, Fort Lauderdale auto insurance rates, and Hialeah auto insurance rates to see how Hilliard, Florida auto insurance rates stack up.

Before you buy Hilliard, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hilliard, Florida auto insurance quotes.

Minimum Auto Insurance in Hilliard, Florida

Hilliard, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hilliard, Florida.

Minimum Required Auto Insurance Coverage in Hilliard, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hilliard, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hilliard, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hilliard, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,076 $3,863 $3,507 $3,548 $13,557 $14,528 $4,080 $4,130
GEICO $2,459 $2,471 $2,302 $2,302 $4,409 $5,562 $2,712 $2,760
Liberty Mutual $3,348 $3,348 $3,066 $3,066 $7,090 $10,927 $3,348 $4,543
Nationwide $2,537 $2,511 $2,267 $2,347 $6,089 $7,524 $2,794 $2,917
Progressive $3,528 $3,343 $3,032 $3,251 $9,912 $10,890 $4,283 $4,143
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,422 $1,403 $1,313 $1,313 $4,748 $5,572 $1,786 $1,941

Cheap Hilliard, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hilliard, Florida is a challenge. Take a look at the annual teen auto insurance rates in Hilliard, Florida.

Annual Auto Insurance Rates for Teen Drivers in Hilliard, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,557 $14,528
GEICO $4,409 $5,562
Liberty Mutual $7,090 $10,927
Nationwide $6,089 $7,524
Progressive $9,912 $10,890
State Farm $4,900 $6,272
USAA $4,748 $5,572

Cheap Hilliard, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Hilliard, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hilliard, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,507 $3,548
GEICO $2,302 $2,302
Liberty Mutual $3,066 $3,066
Nationwide $2,267 $2,347
Progressive $3,032 $3,251
State Farm $1,546 $1,546
USAA $1,313 $1,313

Cheap Hilliard, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hilliard, Florida compared to the annual auto insurance rates with a clean record in Hilliard, Florida.

Annual Hilliard, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,554 $6,624 $7,323 $6,144
GEICO $2,181 $2,782 $4,131 $3,395
Liberty Mutual $3,505 $4,538 $6,556 $4,768
Nationwide $3,106 $3,397 $4,549 $3,442
Progressive $4,206 $6,172 $5,207 $5,607
State Farm $2,486 $2,927 $2,707 $2,707
USAA $1,924 $2,356 $3,455 $2,013

Cheap Hilliard, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hilliard, Florida is not easy. Compare the annual rates for DUI auto insurance in Hilliard, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Hilliard, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,323
GEICO $4,131
Liberty Mutual $6,556
Nationwide $4,549
Progressive $5,207
State Farm $2,707
USAA $3,455

Cheap Hilliard, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hilliard, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hilliard, Florida

Insurance Company Poor Fair Good
Allstate $8,950 $5,672 $4,611
GEICO $4,542 $2,754 $2,071
Liberty Mutual $6,242 $4,576 $3,707
Nationwide $4,527 $3,329 $3,014
Progressive $6,900 $4,906 $4,087
State Farm $3,653 $2,441 $2,026
USAA $3,976 $1,931 $1,404

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Cheap Hilliard, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hilliard, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Hilliard, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hilliard, Florida

ZIP Code Average Annual Rates
32046 $3,141

Cheap Hilliard, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Hilliard, Florida auto insurance. Find the cheapest annual Hilliard, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hilliard, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,225 $6,597
GEICO $3,107 $3,138
Liberty Mutual $4,685 $4,999
Nationwide $3,623 $3,623
Progressive $5,298 $5,298
State Farm $2,617 $2,797
USAA $2,410 $2,465

Cheap Hilliard, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hilliard, Florida? Check out the comparison of annual Hilliard, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hilliard, Florida

Insurance Company Low Medium High
Allstate $5,298 $6,663 $7,272
GEICO $2,575 $3,229 $3,563
Liberty Mutual $4,451 $4,919 $5,156
Nationwide $2,920 $3,756 $4,193
Progressive $4,461 $5,417 $6,016
State Farm $2,367 $2,761 $2,992
USAA $2,145 $2,513 $2,653

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Best By Category: Cheapest Auto Insurance in Hilliard, Florida

Compare the cheapest auto insurance companies in Hilliard, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hilliard, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hilliard, Florida Auto Insurance Companies

What auto insurance companies in Hilliard, Florida are the cheapest? Compare the top Hilliard, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hilliard, Florida

Insurance Company Average Annual Rates
Allstate $6,411
GEICO $3,122
Liberty Mutual $4,842
Nationwide $3,623
Progressive $5,298
State Farm $2,707
USAA $2,437

What affects auto insurance rates in Hilliard, Florida?

There are a lot of reasons why auto insurance rates in Hilliard, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hilliard, Florida. Many local factors may affect your Hilliard auto insurance rates.

Hilliard Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hilliard, Florida commute length is 37.7 minutes according to City-Data.

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Compare Hilliard, Florida Auto Insurance Quotes

Before you buy Hilliard, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hilliard, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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