Best Cheap Auto Insurance in Hill City, KS (2021)

The average Hill City, KS auto insurance rates are $287 per month. The minimum auto insurance in Hill City is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Hill City, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hill City, KS for senior drivers are $2,071 per year
  • The cheapest auto insurance company in Hill City is American Family
  • The most expensive auto insurance company in Hill City for teen drivers is Liberty Mutual

Hill City, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Hill City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hill City, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Hill City to other Kansas cities, including Salina auto insurance rates, Shawnee auto insurance rates, and Lenexa auto insurance rates to see how Hill City, Kansas auto insurance rates stack up.

Before you buy Hill City, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hill City, Kansas auto insurance quotes.

Minimum Auto Insurance in Hill City, Kansas

Hill City, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hill City, Kansas.

Minimum Required Auto Insurance Coverage in Hill City, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hill City, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hill City, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hill City, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,742 $1,742 $1,570 $1,570 $3,229 $3,848 $1,742 $1,940
Farmers $2,530 $2,515 $2,265 $2,360 $6,578 $6,808 $2,838 $2,991
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,424 $2,624 $2,281 $2,547 $10,604 $11,854 $2,678 $2,904
Nationwide $1,968 $2,049 $1,736 $1,892 $3,622 $4,488 $2,230 $2,389
Progressive $2,383 $2,291 $1,921 $1,996 $8,257 $9,328 $2,804 $2,987
State Farm $2,100 $2,100 $1,796 $1,796 $4,951 $6,396 $2,346 $2,614
Travelers $2,128 $2,175 $2,025 $2,066 $8,138 $12,738 $2,166 $2,625
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Hill City, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hill City, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Hill City, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Hill City, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,229 $3,848
Farmers $6,578 $6,808
GEICO $5,374 $7,167
Liberty Mutual $10,604 $11,854
Nationwide $3,622 $4,488
Progressive $8,257 $9,328
State Farm $4,951 $6,396
Travelers $8,138 $12,738
USAA $4,983 $5,299

Cheap Hill City, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Hill City, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hill City, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,570 $1,570
Farmers $2,265 $2,360
GEICO $3,138 $2,920
Liberty Mutual $2,281 $2,547
Nationwide $1,736 $1,892
Progressive $1,921 $1,996
State Farm $1,796 $1,796
Travelers $2,025 $2,066
USAA $1,424 $1,461

Cheap Hill City, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hill City, Kansas compared to the annual auto insurance rates with a clean record in Hill City, Kansas.

Annual Hill City, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,135 $2,285 $2,135 $2,135
Farmers $3,053 $3,908 $3,810 $3,672
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,610 $5,352 $5,262 $4,733
Nationwide $1,871 $2,171 $3,976 $2,169
Progressive $3,698 $4,307 $3,851 $4,127
State Farm $2,838 $3,187 $3,012 $3,012
Travelers $3,160 $4,058 $5,529 $4,285
USAA $1,897 $2,529 $3,713 $2,170

Cheap Hill City, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hill City, Kansas is not easy. Compare the annual rates for DUI auto insurance in Hill City, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hill City, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,176
American Family $2,135
Farmers $3,810
GEICO $6,215
Liberty Mutual $5,262
Nationwide $3,976
Progressive $3,851
State Farm $3,012
Travelers $5,529
USAA $3,713

Cheap Hill City, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hill City, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hill City, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,834 $2,014 $1,670
Farmers $4,262 $3,379 $3,190
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,739 $4,739 $4,739
Nationwide $2,858 $2,473 $2,310
Progressive $4,619 $3,839 $3,529
State Farm $4,387 $2,621 $2,029
Travelers $4,945 $3,994 $3,834
USAA $3,553 $2,300 $1,879

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Cheap Hill City, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hill City, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Hill City, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hill City, Kansas

ZIP Code Average Annual Rates
67642 $3,560

Cheap Hill City, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hill City, Kansas auto insurance. Find the cheapest annual Hill City, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hill City, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,144 $2,201
Farmers $3,611 $3,611
GEICO $3,773 $3,945
Liberty Mutual $4,739 $4,739
Nationwide $2,547 $2,547
Progressive $3,996 $3,996
State Farm $2,938 $3,087
Travelers $4,258 $4,258
USAA $2,500 $2,655

Cheap Hill City, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hill City, Kansas? Check out the comparison of annual Hill City, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hill City, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,205 $2,283 $2,030
Farmers $3,478 $3,594 $3,759
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,636 $4,729 $4,853
Nationwide $2,699 $2,516 $2,426
Progressive $3,805 $3,967 $4,216
State Farm $2,930 $3,019 $3,088
Travelers $4,068 $4,263 $4,443
USAA $2,515 $2,573 $2,644

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Best By Category: Cheapest Auto Insurance in Hill City, Kansas

Compare the cheapest auto insurance companies in Hill City, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hill City, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Hill City, Kansas Auto Insurance Companies

What auto insurance companies in Hill City, Kansas are the cheapest? Compare the top Hill City, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hill City, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,173
Farmers $3,611
GEICO $3,859
Liberty Mutual $4,739
Nationwide $2,547
Progressive $3,996
State Farm $3,012
Travelers $4,258
USAA $2,577

What affects auto insurance rates in Hill City, Kansas?

There are a lot of reasons why auto insurance rates in Hill City, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hill City, Kansas. Many local factors may affect your Hill City auto insurance rates.

Hill City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hill City, Kansas commute length is 10.5 minutes according to City-Data.

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Compare Hill City, Kansas Auto Insurance Quotes

Before you buy Hill City, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hill City, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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