Best Cheap Auto Insurance in Highwood, MT (2021)

The average Highwood, MT auto insurance rates are $274 per month. The minimum auto insurance in Highwood is at least 25/50/20 in coverage to comply with Montana auto insurance laws. To find the best cheap auto insurance in Highwood, Montana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Highwood, MT for senior drivers are $2,125 per year
  • The cheapest auto insurance company in Highwood is Liberty Mutual
  • The most expensive auto insurance company in Highwood for teen drivers is Allstate

Highwood, Montana auto insurance requirements are 25/50/20 according to Montana auto insurance laws. Finding cheap auto insurance in Highwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Highwood, Montana, including driving record, credit, commute time, and more.

Compare auto insurance in Highwood to other Montana cities, including Belgrade auto insurance rates, Billings auto insurance rates, and Havre auto insurance rates to see how Highwood, Montana auto insurance rates stack up.

Before you buy Highwood, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Highwood, Montana auto insurance quotes.

Minimum Auto Insurance in Highwood, Montana

Highwood, Montana auto insurance laws require that you have at least the Montana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Highwood, Montana.

Minimum Required Auto Insurance Coverage in Highwood, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Highwood, Montana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Highwood, Montana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Highwood, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,860 $2,860 $2,621 $2,621 $11,113 $11,113 $3,084 $3,084
Farmers $2,454 $2,454 $2,207 $2,207 $6,782 $6,782 $2,690 $2,690
GEICO $3,181 $2,973 $3,103 $2,830 $7,774 $7,235 $2,728 $2,486
Liberty Mutual $1,104 $1,104 $1,081 $1,081 $2,253 $2,253 $1,321 $1,321
Nationwide $2,916 $2,916 $2,647 $2,647 $5,941 $5,941 $3,093 $3,093
Progressive $3,241 $3,241 $2,904 $2,904 $7,455 $7,455 $3,649 $3,649
State Farm $1,617 $1,617 $1,410 $1,410 $4,645 $4,645 $1,747 $1,747
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

Cheap Highwood, Montana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Highwood, Montana is a challenge. Take a look at the annual teen auto insurance rates in Highwood, Montana.

Annual Auto Insurance Rates for Teen Drivers in Highwood, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,113 $11,113
Farmers $6,782 $6,782
GEICO $7,774 $7,235
Liberty Mutual $2,253 $2,253
Nationwide $5,941 $5,941
Progressive $7,455 $7,455
State Farm $4,645 $4,645
USAA $4,089 $4,089

Cheap Highwood, Montana Auto Insurance for Seniors

What are senior auto insurance rates in Highwood, Montana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Highwood, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,621 $2,621
Farmers $2,207 $2,207
GEICO $3,103 $2,830
Liberty Mutual $1,081 $1,081
Nationwide $2,647 $2,647
Progressive $2,904 $2,904
State Farm $1,410 $1,410
USAA $1,166 $1,166

Cheap Highwood, Montana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Highwood, Montana compared to the annual auto insurance rates with a clean record in Highwood, Montana.

Annual Highwood, Montana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,123 $4,882 $5,952 $4,722
Farmers $3,098 $4,018 $3,919 $3,098
GEICO $2,595 $4,108 $6,353 $3,100
Liberty Mutual $979 $1,707 $1,707 $1,365
Nationwide $2,643 $3,818 $4,940 $3,196
Progressive $3,730 $4,786 $4,599 $4,134
State Farm $2,210 $2,500 $2,355 $2,355
USAA $1,556 $1,923 $2,852 $1,900

Cheap Highwood, Montana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Highwood, Montana is not easy. Compare the annual rates for DUI auto insurance in Highwood, Montana to find the best deal.

Annual Auto Insurance Rates After a DUI in Highwood, Montana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,952
Farmers $3,919
GEICO $6,353
Liberty Mutual $1,707
Nationwide $4,940
Progressive $4,599
State Farm $2,355
USAA $2,852

Cheap Highwood, Montana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Highwood, Montana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Highwood, Montana

Insurance Company Poor Fair Good
Allstate $5,939 $4,764 $4,056
Farmers $4,169 $3,311 $3,120
GEICO $6,363 $3,392 $2,362
Liberty Mutual $1,440 $1,440 $1,440
Nationwide $4,618 $3,324 $3,006
Progressive $5,227 $3,984 $3,726
State Farm $3,385 $2,061 $1,618
USAA $2,788 $1,875 $1,511

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Cheap Highwood, Montana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Highwood, Montana can vary. Compare the annual cost of auto insurance by ZIP code in Highwood, Montana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Highwood, Montana

ZIP Code Average Annual Rates
59450 $3,350

Cheap Highwood, Montana Auto Insurance Rates By Commute

Commute length and annual mileage affect Highwood, Montana auto insurance. Find the cheapest annual Highwood, Montana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Highwood, Montana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,803 $5,037
Farmers $3,533 $3,533
GEICO $3,967 $4,111
Liberty Mutual $1,440 $1,440
Nationwide $3,649 $3,649
Progressive $4,312 $4,312
State Farm $2,285 $2,424
USAA $2,033 $2,083

Cheap Highwood, Montana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Highwood, Montana? Check out the comparison of annual Highwood, Montana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Highwood, Montana

Insurance Company Low Medium High
Allstate $4,696 $4,909 $5,154
Farmers $3,244 $3,530 $3,827
GEICO $3,896 $4,012 $4,208
Liberty Mutual $1,338 $1,444 $1,537
Nationwide $2,821 $3,894 $4,232
Progressive $4,073 $4,301 $4,563
State Farm $2,242 $2,344 $2,478
USAA $1,975 $2,048 $2,150

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Best By Category: Cheapest Auto Insurance in Highwood, Montana

Compare the cheapest auto insurance companies in Highwood, Montana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Highwood, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Highwood, Montana Auto Insurance Companies

What auto insurance companies in Highwood, Montana are the cheapest? Compare the top Highwood, Montana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Highwood, Montana

Insurance Company Average Annual Rates
Allstate $4,920
Farmers $3,533
GEICO $4,039
Liberty Mutual $1,440
Nationwide $3,649
Progressive $4,312
State Farm $2,355
USAA $2,058

What affects auto insurance rates in Highwood, Montana?

There are a lot of reasons why auto insurance rates in Highwood, Montana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Highwood, Montana. Many local factors may affect your Highwood auto insurance rates.

Highwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Highwood, Montana commute length is 24.4 minutes according to City-Data.

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Compare Highwood, Montana Auto Insurance Quotes

Before you buy Highwood, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Highwood, Montana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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