Best Cheap Auto Insurance in Highland, WI (2021)

The average Highland, WI auto insurance rates are $236 per month. The minimum auto insurance in Highland is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Highland, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Highland is 25.2 minutes
  • The cheapest auto insurance company in Highland is American Family
  • Average auto insurance rates in Highland, WI for senior drivers are $1,590 per year

Highland, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Highland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Highland, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Highland to other Wisconsin cities, including Oshkosh auto insurance rates, Kenosha auto insurance rates, and Janesville auto insurance rates to see how Highland, Wisconsin auto insurance rates stack up.

Before you buy Highland, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Highland, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Highland, Wisconsin

Highland, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Highland, Wisconsin.

Minimum Required Auto Insurance Coverage in Highland, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Highland, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Highland, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Highland, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,224 $2,349 $2,049 $2,268 $7,014 $9,014 $2,263 $2,456
American Family $990 $1,037 $927 $935 $2,780 $3,076 $1,171 $1,249
Farmers $1,841 $1,839 $1,637 $1,732 $8,463 $8,739 $2,085 $2,185
GEICO $1,281 $1,405 $1,312 $1,488 $4,196 $4,524 $1,188 $1,228
Liberty Mutual $1,502 $1,642 $1,218 $1,385 $4,848 $5,442 $1,597 $1,734
Nationwide $3,694 $3,891 $3,056 $3,223 $7,524 $11,526 $4,493 $5,343
Progressive $1,533 $1,463 $1,255 $1,308 $5,757 $6,499 $1,838 $1,992
State Farm $1,304 $1,304 $1,153 $1,153 $3,653 $4,617 $1,469 $1,681
USAA $1,379 $1,375 $1,248 $1,268 $3,539 $4,109 $1,789 $1,962

Cheap Highland, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Highland, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Highland, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Highland, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,014 $9,014
American Family $2,780 $3,076
Farmers $8,463 $8,739
GEICO $4,196 $4,524
Liberty Mutual $4,848 $5,442
Nationwide $7,524 $11,526
Progressive $5,757 $6,499
State Farm $3,653 $4,617
USAA $3,539 $4,109

Cheap Highland, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Highland, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Highland, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,049 $2,268
American Family $927 $935
Farmers $1,637 $1,732
GEICO $1,312 $1,488
Liberty Mutual $1,218 $1,385
Nationwide $3,056 $3,223
Progressive $1,255 $1,308
State Farm $1,153 $1,153
USAA $1,248 $1,268

Cheap Highland, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Highland, Wisconsin compared to the annual auto insurance rates with a clean record in Highland, Wisconsin.

Annual Highland, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,044 $4,159 $3,874 $3,741
American Family $1,455 $1,543 $1,543 $1,543
Farmers $3,109 $3,919 $3,712 $3,521
GEICO $1,448 $2,332 $2,641 $1,890
Liberty Mutual $1,859 $2,622 $2,730 $2,474
Nationwide $4,518 $5,226 $6,405 $5,226
Progressive $2,479 $2,997 $2,572 $2,774
State Farm $1,882 $2,202 $2,042 $2,042
USAA $1,631 $2,057 $2,787 $1,860

Cheap Highland, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Highland, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Highland, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Highland, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,874
American Family $1,543
Farmers $3,712
GEICO $2,641
Liberty Mutual $2,730
Nationwide $6,405
Progressive $2,572
State Farm $2,042
USAA $2,787

Cheap Highland, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Highland, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Highland, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,866 $3,346 $2,902
American Family $2,032 $1,343 $1,187
Farmers $4,041 $3,401 $3,253
GEICO $2,726 $1,945 $1,562
Liberty Mutual $3,495 $2,105 $1,664
Nationwide $6,007 $5,012 $5,012
Progressive $3,083 $2,610 $2,424
State Farm $3,046 $1,749 $1,332
USAA $3,213 $1,690 $1,347

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Cheap Highland, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Highland, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Highland, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Highland, Wisconsin

ZIP Code Average Annual Rates
53543 $2,750

Cheap Highland, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Highland, Wisconsin auto insurance. Find the cheapest annual Highland, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Highland, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,616 $3,794
American Family $1,495 $1,546
Farmers $3,565 $3,565
GEICO $2,035 $2,121
Liberty Mutual $2,421 $2,421
Nationwide $5,344 $5,344
Progressive $2,706 $2,706
State Farm $1,993 $2,091
USAA $2,057 $2,111

Cheap Highland, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Highland, Wisconsin? Check out the comparison of annual Highland, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Highland, Wisconsin

Insurance Company Low Medium High
Allstate $3,541 $3,695 $3,878
American Family $1,508 $1,535 $1,519
Farmers $3,307 $3,540 $3,849
GEICO $1,961 $2,078 $2,195
Liberty Mutual $2,236 $2,443 $2,585
Nationwide $5,190 $5,343 $5,498
Progressive $2,543 $2,726 $2,848
State Farm $1,942 $2,047 $2,137
USAA $2,012 $2,085 $2,153

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Best By Category: Cheapest Auto Insurance in Highland, Wisconsin

Compare the cheapest auto insurance companies in Highland, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Highland, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Highland, Wisconsin Auto Insurance Companies

What auto insurance companies in Highland, Wisconsin are the cheapest? Compare the top Highland, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Highland, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,705
American Family $1,521
Farmers $3,565
GEICO $2,078
Liberty Mutual $2,421
Nationwide $5,344
Progressive $2,706
State Farm $2,042
USAA $2,084

What affects auto insurance rates in Highland, Wisconsin?

There are a lot of reasons why auto insurance rates in Highland, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Highland, Wisconsin. Many local factors may affect your Highland auto insurance rates.

Highland Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Highland, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Highland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Highland, Wisconsin commute length is 25.2 minutes according to City-Data.

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Compare Highland, Wisconsin Auto Insurance Quotes

Before you buy Highland, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Highland, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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