Best Cheap Auto Insurance in Highland, KS (2021)

The average Highland, KS auto insurance rates are $275 per month. The minimum auto insurance in Highland is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Highland, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Highland is 24.1 minutes
  • The minimum auto insurance required in Highland, Kansas is 25/50/25
  • Average auto insurance rates in Highland, KS for senior drivers are $1,921 per year

Highland, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Highland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Highland, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Highland to other Kansas cities, including Lawrence auto insurance rates, Shawnee auto insurance rates, and Olathe auto insurance rates to see how Highland, Kansas auto insurance rates stack up.

Before you buy Highland, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Highland, Kansas auto insurance quotes.

Minimum Auto Insurance in Highland, Kansas

Highland, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Highland, Kansas.

Minimum Required Auto Insurance Coverage in Highland, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Highland, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Highland, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Highland, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,743 $1,743 $1,574 $1,574 $3,368 $4,042 $1,743 $1,959
Farmers $2,487 $2,474 $2,221 $2,319 $6,744 $6,994 $2,800 $2,948
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,201 $2,377 $2,109 $2,352 $10,313 $11,512 $2,397 $2,592
Nationwide $1,744 $1,793 $1,555 $1,672 $3,678 $4,498 $2,041 $2,169
Progressive $2,391 $2,278 $1,927 $2,011 $8,825 $9,963 $2,828 $3,036
State Farm $1,790 $1,790 $1,578 $1,578 $4,920 $6,256 $2,015 $2,282
Travelers $1,990 $2,025 $1,942 $1,966 $8,038 $12,532 $2,037 $2,400
USAA $1,360 $1,387 $1,247 $1,258 $4,665 $4,899 $1,798 $1,879

Cheap Highland, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Highland, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Highland, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Highland, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,368 $4,042
Farmers $6,744 $6,994
GEICO $4,439 $5,960
Liberty Mutual $10,313 $11,512
Nationwide $3,678 $4,498
Progressive $8,825 $9,963
State Farm $4,920 $6,256
Travelers $8,038 $12,532
USAA $4,665 $4,899

Cheap Highland, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Highland, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Highland, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,574 $1,574
Farmers $2,221 $2,319
GEICO $2,443 $2,273
Liberty Mutual $2,109 $2,352
Nationwide $1,555 $1,672
Progressive $1,927 $2,011
State Farm $1,578 $1,578
Travelers $1,942 $1,966
USAA $1,247 $1,258

Cheap Highland, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Highland, Kansas compared to the annual auto insurance rates with a clean record in Highland, Kansas.

Annual Highland, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,181 $2,331 $2,181 $2,181
Farmers $3,057 $3,928 $3,829 $3,679
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,370 $5,089 $4,997 $4,470
Nationwide $1,810 $2,076 $3,625 $2,064
Progressive $3,841 $4,491 $4,012 $4,285
State Farm $2,566 $2,987 $2,776 $2,776
Travelers $2,999 $3,912 $5,397 $4,158
USAA $1,690 $2,281 $3,339 $1,937

Cheap Highland, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Highland, Kansas is not easy. Compare the annual rates for DUI auto insurance in Highland, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Highland, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $2,181
Farmers $3,829
GEICO $4,922
Liberty Mutual $4,997
Nationwide $3,625
Progressive $4,012
State Farm $2,776
Travelers $5,397
USAA $3,339

Cheap Highland, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Highland, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Highland, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,896 $2,050 $1,709
Farmers $4,269 $3,397 $3,205
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,482 $4,482 $4,482
Nationwide $2,650 $2,346 $2,185
Progressive $4,767 $4,005 $3,700
State Farm $4,042 $2,416 $1,871
Travelers $4,757 $3,872 $3,719
USAA $3,158 $2,072 $1,704

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Cheap Highland, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Highland, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Highland, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Highland, Kansas

ZIP Code Average Annual Rates
66035 $3,483

Cheap Highland, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Highland, Kansas auto insurance. Find the cheapest annual Highland, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Highland, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,190 $2,247
Farmers $3,623 $3,623
GEICO $3,027 $3,159
Liberty Mutual $4,482 $4,482
Nationwide $2,394 $2,394
Progressive $4,157 $4,157
State Farm $2,707 $2,846
Travelers $4,116 $4,116
USAA $2,245 $2,378

Cheap Highland, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Highland, Kansas? Check out the comparison of annual Highland, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Highland, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,241 $2,330 $2,084
Farmers $3,468 $3,601 $3,802
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,374 $4,471 $4,600
Nationwide $2,514 $2,367 $2,300
Progressive $3,932 $4,125 $4,414
State Farm $2,668 $2,784 $2,876
Travelers $3,905 $4,122 $4,322
USAA $2,240 $2,306 $2,388

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Best By Category: Cheapest Auto Insurance in Highland, Kansas

Compare the cheapest auto insurance companies in Highland, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Highland, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Highland, Kansas Auto Insurance Companies

What auto insurance companies in Highland, Kansas are the cheapest? Compare the top Highland, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Highland, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,218
Farmers $3,623
GEICO $3,093
Liberty Mutual $4,482
Nationwide $2,394
Progressive $4,157
State Farm $2,776
Travelers $4,116
USAA $2,312

What affects auto insurance rates in Highland, Kansas?

There are a lot of reasons why auto insurance rates in Highland, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Highland, Kansas. Many local factors may affect your Highland auto insurance rates.

Highland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Highland, Kansas commute length is 24.1 minutes according to City-Data.

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Compare Highland, Kansas Auto Insurance Quotes

Before you buy Highland, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Highland, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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