Best Cheap Auto Insurance in Highland City, FL (2021)

The average Highland City, FL auto insurance rates are $366 per month. The minimum auto insurance in Highland City is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Highland City, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Highland City is 24.8 minutes
  • The minimum auto insurance required in Highland City, Florida is 10/20/10
  • Average auto insurance rates in Highland City, FL for senior drivers are $2,660 per year

Highland City, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Highland City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Highland City, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Highland City to other Florida cities, including Tallahassee auto insurance rates, Hialeah auto insurance rates, and Jacksonville auto insurance rates to see how Highland City, Florida auto insurance rates stack up.

Before you buy Highland City, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Highland City, Florida auto insurance quotes.

Minimum Auto Insurance in Highland City, Florida

Highland City, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Highland City, Florida.

Minimum Required Auto Insurance Coverage in Highland City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Highland City, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Highland City, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Highland City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,181 $3,978 $3,625 $3,677 $14,510 $15,658 $4,164 $4,217
GEICO $3,062 $3,072 $2,872 $2,872 $5,521 $6,954 $3,373 $3,422
Liberty Mutual $3,404 $3,404 $3,119 $3,119 $7,172 $11,039 $3,404 $4,607
Nationwide $2,784 $2,747 $2,486 $2,572 $6,653 $8,184 $3,062 $3,183
Progressive $3,583 $3,380 $3,073 $3,292 $10,077 $11,000 $4,317 $4,140
State Farm $1,887 $1,887 $1,712 $1,712 $5,237 $6,748 $2,093 $2,233
USAA $1,671 $1,642 $1,564 $1,549 $5,746 $6,671 $2,084 $2,247

Cheap Highland City, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Highland City, Florida is a challenge. Take a look at the annual teen auto insurance rates in Highland City, Florida.

Annual Auto Insurance Rates for Teen Drivers in Highland City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,510 $15,658
GEICO $5,521 $6,954
Liberty Mutual $7,172 $11,039
Nationwide $6,653 $8,184
Progressive $10,077 $11,000
State Farm $5,237 $6,748
USAA $5,746 $6,671

Cheap Highland City, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Highland City, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Highland City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,625 $3,677
GEICO $2,872 $2,872
Liberty Mutual $3,119 $3,119
Nationwide $2,486 $2,572
Progressive $3,073 $3,292
State Farm $1,712 $1,712
USAA $1,564 $1,549

Cheap Highland City, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Highland City, Florida compared to the annual auto insurance rates with a clean record in Highland City, Florida.

Annual Highland City, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,810 $6,974 $7,761 $6,460
GEICO $2,703 $3,463 $5,169 $4,238
Liberty Mutual $3,552 $4,599 $6,649 $4,834
Nationwide $3,383 $3,711 $4,987 $3,755
Progressive $4,223 $6,263 $5,264 $5,681
State Farm $2,688 $3,189 $2,939 $2,939
USAA $2,265 $2,799 $4,148 $2,375

Cheap Highland City, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Highland City, Florida is not easy. Compare the annual rates for DUI auto insurance in Highland City, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Highland City, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,761
GEICO $5,169
Liberty Mutual $6,649
Nationwide $4,987
Progressive $5,264
State Farm $2,939
USAA $4,148

Cheap Highland City, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Highland City, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Highland City, Florida

Insurance Company Poor Fair Good
Allstate $9,408 $5,982 $4,863
GEICO $5,689 $3,427 $2,564
Liberty Mutual $6,319 $4,641 $3,765
Nationwide $4,957 $3,635 $3,285
Progressive $6,983 $4,959 $4,131
State Farm $4,012 $2,638 $2,167
USAA $4,700 $2,310 $1,681

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Cheap Highland City, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Highland City, Florida auto insurance. Find the cheapest annual Highland City, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Highland City, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,561 $6,942
GEICO $3,874 $3,912
Liberty Mutual $4,750 $5,067
Nationwide $3,959 $3,959
Progressive $5,358 $5,358
State Farm $2,837 $3,041
USAA $2,864 $2,930

Cheap Highland City, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Highland City, Florida? Check out the comparison of annual Highland City, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Highland City, Florida

Insurance Company Low Medium High
Allstate $5,397 $7,059 $7,798
GEICO $3,114 $4,044 $4,522
Liberty Mutual $4,517 $4,982 $5,226
Nationwide $3,134 $4,114 $4,628
Progressive $4,561 $5,473 $6,040
State Farm $2,504 $3,011 $3,301
USAA $2,466 $3,009 $3,216

Best By Category: Cheapest Auto Insurance in Highland City, Florida

Compare the cheapest auto insurance companies in Highland City, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Highland City, Florida

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Highland City, Florida Auto Insurance Companies

What auto insurance companies in Highland City, Florida are the cheapest? Compare the top Highland City, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Highland City, Florida

Insurance Company Average Annual Rates
Allstate $6,751
GEICO $3,893
Liberty Mutual $4,908
Nationwide $3,959
Progressive $5,358
State Farm $2,939
USAA $2,897

What affects auto insurance rates in Highland City, Florida?

There are a lot of reasons why auto insurance rates in Highland City, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Highland City, Florida. Many local factors may affect your Highland City auto insurance rates.

Highland City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Highland City, Florida commute length is 24.8 minutes according to City-Data.

Compare Highland City, Florida Auto Insurance Quotes

Before you buy Highland City, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Highland City, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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