Best Cheap Auto Insurance in High Springs, FL (2021)

The average High Springs, FL auto insurance rates are $291 per month. The minimum auto insurance in High Springs is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in High Springs, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in High Springs for teen drivers is Allstate
  • The average commute length in High Springs is 27.7 minutes
  • Average auto insurance rates in High Springs, FL for senior drivers are $2,132 per year

High Springs, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in High Springs can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in High Springs, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in High Springs to other Florida cities, including Tampa auto insurance rates, Cape Coral auto insurance rates, and Fort Lauderdale auto insurance rates to see how High Springs, Florida auto insurance rates stack up.

Before you buy High Springs, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free High Springs, Florida auto insurance quotes.

Minimum Auto Insurance in High Springs, Florida

High Springs, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in High Springs, Florida.

Minimum Required Auto Insurance Coverage in High Springs, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap High Springs, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in High Springs, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in High Springs, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,603 $3,445 $3,120 $3,167 $11,907 $12,801 $3,637 $3,704
GEICO $2,317 $2,325 $2,173 $2,173 $4,174 $5,253 $2,553 $2,589
Liberty Mutual $2,753 $2,753 $2,536 $2,536 $5,633 $8,588 $2,753 $3,673
Nationwide $2,242 $2,222 $2,009 $2,079 $5,323 $6,575 $2,466 $2,576
Progressive $2,607 $2,481 $2,275 $2,421 $7,202 $7,902 $3,128 $3,041
State Farm $1,685 $1,685 $1,533 $1,533 $4,897 $6,274 $1,863 $2,012
USAA $1,237 $1,217 $1,152 $1,144 $4,186 $4,885 $1,543 $1,667

Cheap High Springs, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in High Springs, Florida is a challenge. Take a look at the annual teen auto insurance rates in High Springs, Florida.

Annual Auto Insurance Rates for Teen Drivers in High Springs, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,907 $12,801
GEICO $4,174 $5,253
Liberty Mutual $5,633 $8,588
Nationwide $5,323 $6,575
Progressive $7,202 $7,902
State Farm $4,897 $6,274
USAA $4,186 $4,885

Cheap High Springs, Florida Auto Insurance for Seniors

What are senior auto insurance rates in High Springs, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in High Springs, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,120 $3,167
GEICO $2,173 $2,173
Liberty Mutual $2,536 $2,536
Nationwide $2,009 $2,079
Progressive $2,275 $2,421
State Farm $1,533 $1,533
USAA $1,152 $1,144

Cheap High Springs, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in High Springs, Florida compared to the annual auto insurance rates with a clean record in High Springs, Florida.

Annual High Springs, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,925 $5,856 $6,471 $5,440
GEICO $2,046 $2,620 $3,908 $3,205
Liberty Mutual $2,878 $3,670 $5,218 $3,847
Nationwide $2,738 $2,989 $3,989 $3,029
Progressive $3,094 $4,514 $3,814 $4,107
State Farm $2,459 $2,911 $2,685 $2,685
USAA $1,669 $2,057 $3,041 $1,749

Cheap High Springs, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in High Springs, Florida is not easy. Compare the annual rates for DUI auto insurance in High Springs, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in High Springs, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,471
GEICO $3,908
Liberty Mutual $5,218
Nationwide $3,989
Progressive $3,814
State Farm $2,685
USAA $3,041

Cheap High Springs, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how High Springs, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in High Springs, Florida

Insurance Company Poor Fair Good
Allstate $7,932 $5,011 $4,075
GEICO $4,301 $2,593 $1,941
Liberty Mutual $4,981 $3,699 $3,030
Nationwide $3,965 $2,933 $2,662
Progressive $5,071 $3,580 $2,996
State Farm $3,654 $2,413 $1,988
USAA $3,453 $1,696 $1,238

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Cheap High Springs, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in High Springs, Florida can vary. Compare the annual cost of auto insurance by ZIP code in High Springs, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in High Springs, Florida

ZIP Code Average Annual Rates
32643 $2,690

Cheap High Springs, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect High Springs, Florida auto insurance. Find the cheapest annual High Springs, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in High Springs, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,509 $5,836
GEICO $2,930 $2,959
Liberty Mutual $3,782 $4,024
Nationwide $3,186 $3,186
Progressive $3,882 $3,882
State Farm $2,598 $2,773
USAA $2,105 $2,153

Cheap High Springs, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in High Springs, Florida? Check out the comparison of annual High Springs, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in High Springs, Florida

Insurance Company Low Medium High
Allstate $4,560 $5,924 $6,534
GEICO $2,456 $3,041 $3,337
Liberty Mutual $3,571 $3,959 $4,179
Nationwide $2,538 $3,309 $3,712
Progressive $3,313 $3,965 $4,368
State Farm $2,290 $2,748 $3,018
USAA $1,865 $2,198 $2,325

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Best By Category: Cheapest Auto Insurance in High Springs, Florida

Compare the cheapest auto insurance companies in High Springs, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in High Springs, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest High Springs, Florida Auto Insurance Companies

What auto insurance companies in High Springs, Florida are the cheapest? Compare the top High Springs, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in High Springs, Florida

Insurance Company Average Annual Rates
Allstate $5,673
GEICO $2,945
Liberty Mutual $3,903
Nationwide $3,186
Progressive $3,882
State Farm $2,685
USAA $2,129

What affects auto insurance rates in High Springs, Florida?

There are a lot of reasons why auto insurance rates in High Springs, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in High Springs, Florida. Many local factors may affect your High Springs auto insurance rates.

High Springs Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual High Springs, Florida auto theft statistics, there have been 1 auto thefts in the city.

High Springs Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average High Springs, Florida commute length is 27.7 minutes according to City-Data.

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Compare High Springs, Florida Auto Insurance Quotes

Before you buy High Springs, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free High Springs, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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