Best Cheap Auto Insurance in High Shoals, GA (2021)

The average High Shoals, GA auto insurance rates are $394 per month. The minimum auto insurance in High Shoals is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in High Shoals, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in High Shoals is USAA
  • Average auto insurance rates in High Shoals, GA for senior drivers are $2,615 per year
  • The most expensive auto insurance company in High Shoals for teen drivers is Liberty Mutual

High Shoals, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in High Shoals can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in High Shoals, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in High Shoals to other Georgia cities, including Atlanta auto insurance rates, Roswell auto insurance rates, and Alpharetta auto insurance rates to see how High Shoals, Georgia auto insurance rates stack up.

Before you buy High Shoals, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free High Shoals, Georgia auto insurance quotes.

Minimum Auto Insurance in High Shoals, Georgia

High Shoals, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in High Shoals, Georgia.

Minimum Required Auto Insurance Coverage in High Shoals, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap High Shoals, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in High Shoals, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in High Shoals, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,853 $2,853 $2,725 $2,725 $6,601 $8,512 $3,190 $3,484
GEICO $2,404 $2,380 $2,337 $2,337 $7,704 $9,203 $3,100 $3,458
Liberty Mutual $5,168 $5,623 $4,225 $4,787 $21,753 $24,279 $5,492 $5,857
Nationwide $3,039 $3,141 $2,999 $3,292 $9,263 $11,919 $3,686 $3,996
Progressive $2,300 $2,137 $1,973 $2,068 $7,147 $7,929 $2,678 $2,830
State Farm $2,200 $2,200 $1,975 $1,975 $5,876 $7,715 $2,414 $2,610
USAA $1,710 $1,708 $1,593 $1,597 $6,172 $7,298 $2,129 $2,350

Cheap High Shoals, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in High Shoals, Georgia is a challenge. Take a look at the annual teen auto insurance rates in High Shoals, Georgia.

Annual Auto Insurance Rates for Teen Drivers in High Shoals, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,601 $8,512
GEICO $7,704 $9,203
Liberty Mutual $21,753 $24,279
Nationwide $9,263 $11,919
Progressive $7,147 $7,929
State Farm $5,876 $7,715
USAA $6,172 $7,298

Cheap High Shoals, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in High Shoals, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in High Shoals, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,725 $2,725
GEICO $2,337 $2,337
Liberty Mutual $4,225 $4,787
Nationwide $2,999 $3,292
Progressive $1,973 $2,068
State Farm $1,975 $1,975
USAA $1,593 $1,597

Cheap High Shoals, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in High Shoals, Georgia compared to the annual auto insurance rates with a clean record in High Shoals, Georgia.

Annual High Shoals, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,408 $5,220 $4,262 $3,581
GEICO $2,641 $3,287 $7,413 $3,121
Liberty Mutual $7,320 $10,004 $11,509 $9,760
Nationwide $3,992 $4,674 $7,173 $4,828
Progressive $2,865 $4,996 $3,338 $3,332
State Farm $3,071 $3,670 $3,371 $3,371
USAA $2,351 $2,978 $4,329 $2,621

Cheap High Shoals, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in High Shoals, Georgia is not easy. Compare the annual rates for DUI auto insurance in High Shoals, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in High Shoals, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,262
GEICO $7,413
Liberty Mutual $11,509
Nationwide $7,173
Progressive $3,338
State Farm $3,371
USAA $4,329

Cheap High Shoals, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how High Shoals, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in High Shoals, Georgia

Insurance Company Poor Fair Good
Allstate $5,331 $3,709 $3,314
GEICO $5,539 $3,426 $3,382
Liberty Mutual $13,830 $8,474 $6,641
Nationwide $6,139 $4,987 $4,374
Progressive $4,103 $3,529 $3,266
State Farm $4,777 $2,976 $2,358
USAA $3,992 $2,813 $2,403

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Cheap High Shoals, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in High Shoals, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in High Shoals, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in High Shoals, Georgia

ZIP Code Average Annual Rates
30645 $4,539

Cheap High Shoals, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect High Shoals, Georgia auto insurance. Find the cheapest annual High Shoals, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in High Shoals, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,025 $4,211
GEICO $4,050 $4,181
Liberty Mutual $9,648 $9,648
Nationwide $5,167 $5,167
Progressive $3,633 $3,633
State Farm $3,371 $3,371
USAA $2,930 $3,209

Cheap High Shoals, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in High Shoals, Georgia? Check out the comparison of annual High Shoals, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in High Shoals, Georgia

Insurance Company Low Medium High
Allstate $3,816 $4,157 $4,380
GEICO $3,771 $4,139 $4,436
Liberty Mutual $9,282 $9,601 $10,061
Nationwide $5,039 $5,254 $5,207
Progressive $3,385 $3,585 $3,928
State Farm $3,156 $3,373 $3,583
USAA $2,925 $3,053 $3,231

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Best By Category: Cheapest Auto Insurance in High Shoals, Georgia

Compare the cheapest auto insurance companies in High Shoals, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in High Shoals, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest High Shoals, Georgia Auto Insurance Companies

What auto insurance companies in High Shoals, Georgia are the cheapest? Compare the top High Shoals, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in High Shoals, Georgia

Insurance Company Average Annual Rates
Allstate $4,118
GEICO $4,115
Liberty Mutual $9,648
Nationwide $5,167
Progressive $3,633
State Farm $3,371
USAA $3,070

What affects auto insurance rates in High Shoals, Georgia?

There are a lot of reasons why auto insurance rates in High Shoals, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in High Shoals, Georgia. Many local factors may affect your High Shoals auto insurance rates.

High Shoals Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average High Shoals, Georgia commute length is 24.1 minutes according to City-Data.

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Compare High Shoals, Georgia Auto Insurance Quotes

Before you buy High Shoals, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free High Shoals, Georgia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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