Best Cheap Auto Insurance in High Point, NC (2021)

The average High Point, NC auto insurance rates are $274 per month. The minimum auto insurance in High Point is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in High Point, North Carolina, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in High Point is Liberty Mutual
  • The average commute length in High Point is 20.8 minutes
  • The minimum auto insurance required in High Point, North Carolina is 30/60/25

High Point, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in High Point can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in High Point, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in High Point to other North Carolina cities, including Winston-Salem auto insurance rates, Wilmington auto insurance rates, and Durham auto insurance rates to see how High Point, North Carolina auto insurance rates stack up.

Before you buy High Point, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free High Point, North Carolina auto insurance quotes.

Minimum Auto Insurance in High Point, North Carolina

High Point, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in High Point, North Carolina.

Minimum Required Auto Insurance Coverage in High Point, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap High Point, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in High Point, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in High Point, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,111 $5,111 $4,192 $4,192 $12,321 $12,321 $5,212 $5,212
GEICO $2,468 $2,422 $2,435 $2,390 $4,603 $4,562 $2,161 $2,149
Liberty Mutual $1,856 $1,856 $1,921 $1,921 $3,308 $3,308 $1,856 $1,856
Nationwide $2,421 $2,421 $2,421 $2,421 $4,146 $4,146 $2,421 $2,421
Progressive $1,737 $1,737 $1,590 $1,590 $4,216 $4,216 $1,949 $1,949
State Farm $2,430 $2,430 $2,102 $2,102 $3,592 $3,592 $3,002 $3,002
Travelers $2,703 $2,703 $2,682 $2,682 $4,631 $4,631 $2,775 $2,775

Cheap High Point, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in High Point, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in High Point, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in High Point, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,321 $12,321
GEICO $4,603 $4,562
Liberty Mutual $3,308 $3,308
Nationwide $4,146 $4,146
Progressive $4,216 $4,216
State Farm $3,592 $3,592
Travelers $4,631 $4,631

Cheap High Point, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in High Point, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in High Point, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,192 $4,192
GEICO $2,435 $2,390
Liberty Mutual $1,921 $1,921
Nationwide $2,421 $2,421
Progressive $1,590 $1,590
State Farm $2,102 $2,102
Travelers $2,682 $2,682

Cheap High Point, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in High Point, North Carolina compared to the annual auto insurance rates with a clean record in High Point, North Carolina.

Annual High Point, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,639 $6,415 $11,871 $4,911
GEICO $1,575 $2,324 $5,539 $2,157
Liberty Mutual $1,334 $1,711 $4,185 $1,711
Nationwide $1,684 $2,173 $5,382 $2,173
Progressive $1,124 $1,634 $5,151 $1,582
State Farm $1,480 $2,144 $5,356 $2,144
Travelers $1,905 $2,497 $5,931 $2,458

Cheap High Point, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in High Point, North Carolina is not easy. Compare the annual rates for DUI auto insurance in High Point, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in High Point, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,871
GEICO $5,539
Liberty Mutual $4,185
Nationwide $5,382
Progressive $5,151
State Farm $5,356
Travelers $5,931

Cheap High Point, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how High Point, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in High Point, North Carolina

Insurance Company Poor Fair Good
Allstate $9,045 $5,899 $5,183
GEICO $3,137 $2,885 $2,674
Liberty Mutual $2,235 $2,235 $2,235
Nationwide $2,853 $2,853 $2,853
Progressive $2,675 $2,316 $2,127
State Farm $3,904 $2,498 $1,942
Travelers $3,413 $3,108 $3,072

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap High Point, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in High Point, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in High Point, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in High Point, North Carolina

ZIP Code Average Annual Rates
27260 $3,208
27262 $3,189
27263 $3,196
27265 $2,635
27268 $3,329
27282 $2,674

Cheap High Point, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect High Point, North Carolina auto insurance. Find the cheapest annual High Point, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in High Point, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,709 $6,709
GEICO $2,899 $2,899
Liberty Mutual $2,235 $2,235
Nationwide $2,853 $2,853
Progressive $2,373 $2,373
State Farm $2,774 $2,789
Travelers $3,198 $3,198

Cheap High Point, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in High Point, North Carolina? Check out the comparison of annual High Point, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in High Point, North Carolina

Insurance Company Low Medium High
Allstate $6,440 $6,681 $7,006
GEICO $2,763 $2,888 $3,045
Liberty Mutual $2,123 $2,221 $2,362
Nationwide $2,728 $2,838 $2,992
Progressive $2,241 $2,357 $2,520
State Farm $2,654 $2,766 $2,924
Travelers $3,056 $3,180 $3,357

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in High Point, North Carolina

Compare the cheapest auto insurance companies in High Point, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in High Point, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest High Point, North Carolina Auto Insurance Companies

What auto insurance companies in High Point, North Carolina are the cheapest? Compare the top High Point, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in High Point, North Carolina

Insurance Company Average Annual Rates
Allstate $6,709
GEICO $2,899
Liberty Mutual $2,235
Nationwide $2,853
Progressive $2,373
State Farm $2,781
Travelers $3,198

What affects auto insurance rates in High Point, North Carolina?

There are a lot of reasons why auto insurance rates in High Point, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in High Point, North Carolina. Many local factors may affect your High Point auto insurance rates.

High Point Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average High Point, North Carolina commute length is 20.8 minutes according to City-Data.

High Point Traffic

How does High Point, North Carolina rank for traffic? According to Inrix High Point, North Carolina is the 880th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare High Point, North Carolina Auto Insurance Quotes

Before you buy High Point, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free High Point, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption