Best Cheap Auto Insurance in Higginsport, OH (2021)

The average Higginsport, OH auto insurance rates are $243 per month. The minimum auto insurance in Higginsport is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Higginsport, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Higginsport, OH for senior drivers are $1,518 per year
  • The most expensive auto insurance company in Higginsport for teen drivers is Liberty Mutual
  • The average commute length in Higginsport is 34.9 minutes

Higginsport, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Higginsport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Higginsport, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Higginsport to other Ohio cities, including Columbus auto insurance rates, Lorain auto insurance rates, and Cleveland auto insurance rates to see how Higginsport, Ohio auto insurance rates stack up.

Before you buy Higginsport, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Higginsport, Ohio auto insurance quotes.

Minimum Auto Insurance in Higginsport, Ohio

Higginsport, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Higginsport, Ohio.

Minimum Required Auto Insurance Coverage in Higginsport, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Higginsport, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Higginsport, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Higginsport, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,204 $2,202 $1,978 $2,118 $6,023 $6,893 $2,328 $2,495
American Family $1,019 $1,062 $925 $933 $3,068 $3,345 $1,252 $1,323
Farmers $1,880 $1,876 $1,658 $1,744 $8,055 $8,357 $2,105 $2,207
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,233 $2,443 $1,718 $2,090 $11,334 $12,827 $2,389 $2,620
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $1,886 $1,791 $1,564 $1,613 $8,118 $9,164 $2,267 $2,340
State Farm $1,544 $1,544 $1,368 $1,368 $4,599 $5,793 $1,787 $2,044
Travelers $1,506 $1,531 $1,486 $1,480 $6,363 $10,040 $1,565 $1,807
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Cheap Higginsport, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Higginsport, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Higginsport, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Higginsport, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,023 $6,893
American Family $3,068 $3,345
Farmers $8,055 $8,357
GEICO $3,709 $3,457
Liberty Mutual $11,334 $12,827
Nationwide $5,646 $7,298
Progressive $8,118 $9,164
State Farm $4,599 $5,793
Travelers $6,363 $10,040
USAA $2,712 $3,025

Cheap Higginsport, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Higginsport, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Higginsport, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,978 $2,118
American Family $925 $933
Farmers $1,658 $1,744
GEICO $1,300 $1,293
Liberty Mutual $1,718 $2,090
Nationwide $2,007 $2,025
Progressive $1,564 $1,613
State Farm $1,368 $1,368
Travelers $1,486 $1,480
USAA $841 $843

Cheap Higginsport, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Higginsport, Ohio compared to the annual auto insurance rates with a clean record in Higginsport, Ohio.

Annual Higginsport, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,767 $3,339 $3,895 $3,121
American Family $1,547 $1,639 $1,639 $1,639
Farmers $2,878 $3,697 $3,606 $3,760
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $3,961 $5,064 $5,191 $4,612
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $3,102 $4,196 $3,299 $3,774
State Farm $2,296 $2,716 $2,506 $2,506
Travelers $2,380 $3,091 $4,657 $2,761
USAA $1,125 $1,504 $1,966 $1,246

Cheap Higginsport, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Higginsport, Ohio is not easy. Compare the annual rates for DUI auto insurance in Higginsport, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Higginsport, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,895
American Family $1,639
Farmers $3,606
GEICO $2,692
Liberty Mutual $5,191
Nationwide $4,311
Progressive $3,299
State Farm $2,506
Travelers $4,657
USAA $1,966

Cheap Higginsport, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Higginsport, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Higginsport, Ohio

Insurance Company Poor Fair Good
Allstate $4,220 $3,062 $2,559
American Family $2,143 $1,463 $1,242
Farmers $3,957 $3,328 $3,170
GEICO $2,319 $1,933 $1,547
Liberty Mutual $6,768 $4,122 $3,231
Nationwide $4,017 $3,235 $2,731
Progressive $4,051 $3,481 $3,246
State Farm $3,571 $2,207 $1,739
Travelers $3,608 $3,134 $2,925
USAA $1,900 $1,340 $1,140

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Cheap Higginsport, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Higginsport, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Higginsport, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Higginsport, Ohio

ZIP Code Average Annual Rates
45131 $2,778

Cheap Higginsport, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Higginsport, Ohio auto insurance. Find the cheapest annual Higginsport, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Higginsport, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,280 $3,280
American Family $1,596 $1,636
Farmers $3,485 $3,485
GEICO $1,897 $1,970
Liberty Mutual $4,707 $4,707
Nationwide $3,328 $3,328
Progressive $3,593 $3,593
State Farm $2,445 $2,567
Travelers $3,222 $3,222
USAA $1,405 $1,516

Cheap Higginsport, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Higginsport, Ohio? Check out the comparison of annual Higginsport, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Higginsport, Ohio

Insurance Company Low Medium High
Allstate $3,179 $3,274 $3,388
American Family $1,586 $1,628 $1,633
Farmers $3,317 $3,435 $3,703
GEICO $1,882 $1,926 $1,991
Liberty Mutual $4,541 $4,729 $4,851
Nationwide $3,681 $3,226 $3,077
Progressive $3,468 $3,566 $3,745
State Farm $2,400 $2,512 $2,606
Travelers $3,142 $3,265 $3,260
USAA $1,404 $1,459 $1,518

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Best By Category: Cheapest Auto Insurance in Higginsport, Ohio

Compare the cheapest auto insurance companies in Higginsport, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Higginsport, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Higginsport, Ohio Auto Insurance Companies

What auto insurance companies in Higginsport, Ohio are the cheapest? Compare the top Higginsport, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Higginsport, Ohio

Insurance Company Average Annual Rates
Allstate $3,280
American Family $1,616
Farmers $3,485
GEICO $1,933
Liberty Mutual $4,707
Nationwide $3,328
Progressive $3,593
State Farm $2,506
Travelers $3,222
USAA $1,460

What affects auto insurance rates in Higginsport, Ohio?

There are a lot of reasons why auto insurance rates in Higginsport, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Higginsport, Ohio. Many local factors may affect your Higginsport auto insurance rates.

Higginsport Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Higginsport, Ohio commute length is 34.9 minutes according to City-Data.

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Compare Higginsport, Ohio Auto Insurance Quotes

Before you buy Higginsport, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Higginsport, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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