Best Cheap Auto Insurance in Higganum, CT (2021)

The average Higganum, CT auto insurance rates are $356 per month. The minimum auto insurance in Higganum is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Higganum, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Higganum, CT for senior drivers are $2,130 per year
  • The most expensive auto insurance company in Higganum for teen drivers is Liberty Mutual
  • The average commute length in Higganum is 38.2 minutes

Higganum, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Higganum can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Higganum, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Higganum to other Connecticut cities, including Stamford auto insurance rates, Waterbury auto insurance rates, and New Haven auto insurance rates to see how Higganum, Connecticut auto insurance rates stack up.

Before you buy Higganum, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Higganum, Connecticut auto insurance quotes.

Minimum Auto Insurance in Higganum, Connecticut

Higganum, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Higganum, Connecticut.

Minimum Required Auto Insurance Coverage in Higganum, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Higganum, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Higganum, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Higganum, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,313 $3,291 $3,042 $3,255 $10,042 $11,850 $3,483 $3,677
GEICO $2,098 $2,104 $1,946 $1,962 $4,835 $5,722 $2,024 $1,966
Liberty Mutual $3,450 $3,746 $2,651 $3,262 $17,400 $19,594 $3,495 $3,815
Nationwide $2,062 $2,085 $1,858 $1,946 $5,616 $7,110 $2,382 $2,557
Progressive $2,654 $2,481 $2,266 $2,350 $11,152 $12,375 $3,048 $3,444
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,561 $1,584 $1,554 $1,549 $11,787 $18,959 $1,697 $1,914
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Higganum, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Higganum, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Higganum, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Higganum, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,042 $11,850
GEICO $4,835 $5,722
Liberty Mutual $17,400 $19,594
Nationwide $5,616 $7,110
Progressive $11,152 $12,375
State Farm $4,921 $6,180
Travelers $11,787 $18,959
USAA $5,822 $6,120

Cheap Higganum, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Higganum, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Higganum, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,042 $3,255
GEICO $1,946 $1,962
Liberty Mutual $2,651 $3,262
Nationwide $1,858 $1,946
Progressive $2,266 $2,350
State Farm $1,506 $1,506
Travelers $1,554 $1,549
USAA $1,727 $1,706

Cheap Higganum, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Higganum, Connecticut compared to the annual auto insurance rates with a clean record in Higganum, Connecticut.

Annual Higganum, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,474 $5,504 $6,524 $4,474
GEICO $1,789 $2,345 $4,998 $2,196
Liberty Mutual $6,283 $7,873 $7,794 $6,756
Nationwide $2,618 $3,396 $3,882 $2,912
Progressive $4,230 $6,171 $4,445 $5,040
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,091 $4,429 $6,435 $5,347
USAA $2,343 $2,941 $4,435 $2,343

Cheap Higganum, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Higganum, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Higganum, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Higganum, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,524
GEICO $4,998
Liberty Mutual $7,794
Nationwide $3,882
Progressive $4,445
State Farm $2,727
Travelers $6,435
USAA $4,435

Cheap Higganum, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Higganum, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Higganum, Connecticut

Insurance Company Poor Fair Good
Allstate $6,664 $5,053 $4,015
GEICO $4,118 $2,485 $1,893
Liberty Mutual $10,187 $6,351 $4,992
Nationwide $4,229 $2,850 $2,527
Progressive $5,406 $4,855 $4,653
State Farm $3,705 $2,378 $1,917
Travelers $5,761 $4,802 $4,663
USAA $3,987 $2,690 $2,369

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Cheap Higganum, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Higganum, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Higganum, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Higganum, Connecticut

ZIP Code Average Annual Rates
6441 $4,317

Cheap Higganum, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Higganum, Connecticut auto insurance. Find the cheapest annual Higganum, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Higganum, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,244 $5,244
GEICO $2,789 $2,875
Liberty Mutual $7,177 $7,177
Nationwide $3,202 $3,202
Progressive $4,971 $4,971
State Farm $2,602 $2,732
Travelers $5,075 $5,075
USAA $2,979 $3,051

Cheap Higganum, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Higganum, Connecticut? Check out the comparison of annual Higganum, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Higganum, Connecticut

Insurance Company Low Medium High
Allstate $4,989 $5,238 $5,505
GEICO $2,630 $2,799 $3,068
Liberty Mutual $6,918 $7,128 $7,484
Nationwide $3,253 $3,223 $3,130
Progressive $4,676 $4,932 $5,306
State Farm $2,504 $2,671 $2,826
Travelers $4,721 $5,042 $5,464
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Higganum, Connecticut

Compare the cheapest auto insurance companies in Higganum, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Higganum, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Higganum, Connecticut Auto Insurance Companies

What auto insurance companies in Higganum, Connecticut are the cheapest? Compare the top Higganum, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Higganum, Connecticut

Insurance Company Average Annual Rates
Allstate $5,244
GEICO $2,832
Liberty Mutual $7,177
Nationwide $3,202
Progressive $4,971
State Farm $2,667
Travelers $5,075
USAA $3,015

What affects auto insurance rates in Higganum, Connecticut?

There are a lot of reasons why auto insurance rates in Higganum, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Higganum, Connecticut. Many local factors may affect your Higganum auto insurance rates.

Higganum Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Higganum, Connecticut commute length is 38.2 minutes according to City-Data.

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Compare Higganum, Connecticut Auto Insurance Quotes

Before you buy Higganum, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Higganum, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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