Best Cheap Auto Insurance in Higdon, AL (2021)

The average Higdon, AL auto insurance rates are $299 per month. The minimum auto insurance in Higdon is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Higdon, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Higdon is USAA
  • The minimum auto insurance required in Higdon, Alabama is 25/50/25
  • Average auto insurance rates in Higdon, AL for senior drivers are $1,900 per year

Higdon, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Higdon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Higdon, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Higdon to other Alabama cities, including Mobile auto insurance rates, Dothan auto insurance rates, and Huntsville auto insurance rates to see how Higdon, Alabama auto insurance rates stack up.

Before you buy Higdon, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Higdon, Alabama auto insurance quotes.

Minimum Auto Insurance in Higdon, Alabama

Higdon, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Higdon, Alabama.

Minimum Required Auto Insurance Coverage in Higdon, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Higdon, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Higdon, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Higdon, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,943 $1,857 $1,753 $1,786 $6,596 $7,087 $2,188 $2,244
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,076 $3,321 $2,516 $2,810 $11,326 $12,589 $3,282 $3,504
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,248 $2,122 $1,842 $1,959 $8,953 $10,009 $2,637 $2,809
State Farm $2,877 $2,877 $2,593 $2,593 $8,593 $10,750 $3,246 $3,753
Travelers $1,578 $1,603 $1,479 $1,471 $8,306 $12,960 $1,494 $1,726
USAA $1,211 $1,229 $1,130 $1,107 $3,586 $3,976 $1,575 $1,698

Cheap Higdon, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Higdon, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Higdon, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Higdon, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,596 $7,087
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,326 $12,589
Nationwide $4,394 $5,642
Progressive $8,953 $10,009
State Farm $8,593 $10,750
Travelers $8,306 $12,960
USAA $3,586 $3,976

Cheap Higdon, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Higdon, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Higdon, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,753 $1,786
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,516 $2,810
Nationwide $1,523 $1,574
Progressive $1,842 $1,959
State Farm $2,593 $2,593
Travelers $1,479 $1,471
USAA $1,130 $1,107

Cheap Higdon, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Higdon, Alabama compared to the annual auto insurance rates with a clean record in Higdon, Alabama.

Annual Higdon, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,716 $3,188 $3,765 $3,059
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,154 $5,796 $5,659 $5,604
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,689 $4,610 $3,940 $4,050
State Farm $4,214 $5,206 $4,611 $4,611
Travelers $3,183 $3,343 $4,892 $3,890
USAA $1,493 $1,873 $2,776 $1,615

Cheap Higdon, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Higdon, Alabama is not easy. Compare the annual rates for DUI auto insurance in Higdon, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Higdon, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,765
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,659
Nationwide $3,238
Progressive $3,940
State Farm $4,611
Travelers $4,892
USAA $2,776

Cheap Higdon, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Higdon, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Higdon, Alabama

Insurance Company Poor Fair Good
Allstate $3,937 $3,085 $2,523
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,600 $4,657 $3,652
Nationwide $3,075 $2,402 $2,174
Progressive $4,616 $3,935 $3,666
State Farm $7,550 $3,827 $2,604
Travelers $4,178 $3,618 $3,685
USAA $2,606 $1,696 $1,515

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Cheap Higdon, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Higdon, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Higdon, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Higdon, Alabama

ZIP Code Average Annual Rates
35979 $3,672

Cheap Higdon, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Higdon, Alabama auto insurance. Find the cheapest annual Higdon, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Higdon, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,182 $3,182
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,303 $5,303
Nationwide $2,550 $2,550
Progressive $4,072 $4,072
State Farm $4,550 $4,770
Travelers $3,827 $3,827
USAA $1,851 $2,028

Cheap Higdon, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Higdon, Alabama? Check out the comparison of annual Higdon, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Higdon, Alabama

Insurance Company Low Medium High
Allstate $3,084 $3,176 $3,285
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $5,073 $5,279 $5,557
Nationwide $2,532 $2,529 $2,590
Progressive $3,687 $4,051 $4,479
State Farm $4,423 $4,653 $4,905
Travelers $3,661 $3,904 $3,917
USAA $1,870 $1,929 $2,019

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Best By Category: Cheapest Auto Insurance in Higdon, Alabama

Compare the cheapest auto insurance companies in Higdon, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Higdon, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Higdon, Alabama Auto Insurance Companies

What auto insurance companies in Higdon, Alabama are the cheapest? Compare the top Higdon, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Higdon, Alabama

Insurance Company Average Annual Rates
Allstate $3,182
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,303
Nationwide $2,550
Progressive $4,072
State Farm $4,660
Travelers $3,827
USAA $1,939

Compare Higdon, Alabama Auto Insurance Quotes

Before you buy Higdon, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Higdon, Alabama auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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