Best Cheap Auto Insurance in Hickory Valley, TN (2021)

The average Hickory Valley, TN auto insurance rates are $323 per month. The minimum auto insurance in Hickory Valley is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Hickory Valley, Tennessee, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hickory Valley, TN for senior drivers are $2,083 per year
  • The most expensive auto insurance company in Hickory Valley for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Hickory Valley is Travelers

Hickory Valley, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Hickory Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hickory Valley, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Hickory Valley to other Tennessee cities, including Jackson auto insurance rates, Knoxville auto insurance rates, and Memphis auto insurance rates to see how Hickory Valley, Tennessee auto insurance rates stack up.

Before you buy Hickory Valley, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hickory Valley, Tennessee auto insurance quotes.

Minimum Auto Insurance in Hickory Valley, Tennessee

Hickory Valley, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hickory Valley, Tennessee.

Minimum Required Auto Insurance Coverage in Hickory Valley, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Hickory Valley, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hickory Valley, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hickory Valley, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,885 $2,776 $2,589 $2,689 $10,711 $11,649 $3,090 $3,201
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,543 $2,577 $2,355 $2,355 $7,317 $7,489 $2,558 $2,636
Liberty Mutual $3,865 $129 $3,166 $3,541 $15,726 $17,488 $4,154 $4,439
Nationwide $2,400 $2,423 $2,143 $2,183 $6,600 $8,546 $2,763 $3,013
Progressive $1,961 $1,867 $1,597 $1,661 $8,403 $9,488 $2,365 $2,581
State Farm $1,897 $1,897 $1,680 $1,680 $5,336 $6,731 $2,132 $2,451
Travelers $1,760 $1,853 $1,594 $1,698 $4,874 $6,027 $1,876 $1,975
USAA $1,623 $1,660 $1,461 $1,468 $5,680 $6,508 $2,125 $2,274

Cheap Hickory Valley, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hickory Valley, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Hickory Valley, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Hickory Valley, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,711 $11,649
Farmers $7,727 $8,208
GEICO $7,317 $7,489
Liberty Mutual $15,726 $17,488
Nationwide $6,600 $8,546
Progressive $8,403 $9,488
State Farm $5,336 $6,731
Travelers $4,874 $6,027
USAA $5,680 $6,508

Cheap Hickory Valley, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Hickory Valley, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hickory Valley, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,589 $2,689
Farmers $1,742 $1,900
GEICO $2,355 $2,355
Liberty Mutual $3,166 $3,541
Nationwide $2,143 $2,183
Progressive $1,597 $1,661
State Farm $1,680 $1,680
Travelers $1,594 $1,698
USAA $1,461 $1,468

Cheap Hickory Valley, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hickory Valley, Tennessee compared to the annual auto insurance rates with a clean record in Hickory Valley, Tennessee.

Annual Hickory Valley, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,156 $4,949 $5,948 $4,742
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,680 $3,626 $5,928 $2,680
Liberty Mutual $5,326 $7,669 $7,136 $6,124
Nationwide $3,243 $3,243 $4,904 $3,645
Progressive $3,299 $4,259 $3,516 $3,889
State Farm $2,741 $3,210 $2,975 $2,975
Travelers $2,196 $2,817 $3,113 $2,702
USAA $2,075 $3,102 $3,651 $2,572

Cheap Hickory Valley, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hickory Valley, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Hickory Valley, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Hickory Valley, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,948
Farmers $3,901
GEICO $5,928
Liberty Mutual $7,136
Nationwide $4,904
Progressive $3,516
State Farm $2,975
Travelers $3,113
USAA $3,651

Cheap Hickory Valley, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hickory Valley, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hickory Valley, Tennessee

Insurance Company Poor Fair Good
Allstate $6,320 $4,833 $3,693
Farmers $4,297 $3,348 $3,166
GEICO $4,241 $3,620 $3,325
Liberty Mutual $9,419 $5,764 $4,508
Nationwide $4,522 $3,582 $3,172
Progressive $4,230 $3,619 $3,372
State Farm $4,323 $2,592 $2,011
Travelers $3,450 $2,699 $1,972
USAA $4,140 $2,418 $1,992

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Cheap Hickory Valley, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hickory Valley, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Hickory Valley, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hickory Valley, Tennessee

ZIP Code Average Annual Rates
38042 $3,916

Cheap Hickory Valley, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Hickory Valley, Tennessee auto insurance. Find the cheapest annual Hickory Valley, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hickory Valley, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,949 $4,949
Farmers $3,604 $3,604
GEICO $3,713 $3,745
Liberty Mutual $6,564 $6,564
Nationwide $3,759 $3,759
Progressive $3,740 $3,740
State Farm $2,905 $3,046
Travelers $2,601 $2,813
USAA $2,768 $2,932

Cheap Hickory Valley, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hickory Valley, Tennessee? Check out the comparison of annual Hickory Valley, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hickory Valley, Tennessee

Insurance Company Low Medium High
Allstate $4,760 $4,936 $5,149
Farmers $3,397 $3,585 $3,829
GEICO $3,565 $3,721 $3,900
Liberty Mutual $6,283 $6,562 $6,845
Nationwide $3,785 $3,678 $3,813
Progressive $3,527 $3,740 $3,954
State Farm $2,831 $2,987 $3,108
Travelers $2,548 $2,705 $2,868
USAA $2,756 $2,839 $2,955

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Best By Category: Cheapest Auto Insurance in Hickory Valley, Tennessee

Compare the cheapest auto insurance companies in Hickory Valley, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hickory Valley, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hickory Valley, Tennessee Auto Insurance Companies

What auto insurance companies in Hickory Valley, Tennessee are the cheapest? Compare the top Hickory Valley, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hickory Valley, Tennessee

Insurance Company Average Annual Rates
Allstate $4,949
Farmers $3,604
GEICO $3,729
Liberty Mutual $6,564
Nationwide $3,759
Progressive $3,740
State Farm $2,975
Travelers $2,707
USAA $2,850

What affects auto insurance rates in Hickory Valley, Tennessee?

There are a lot of reasons why auto insurance rates in Hickory Valley, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hickory Valley, Tennessee. Many local factors may affect your Hickory Valley auto insurance rates.

Hickory Valley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hickory Valley, Tennessee commute length is 37.6 minutes according to City-Data.

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Compare Hickory Valley, Tennessee Auto Insurance Quotes

Before you buy Hickory Valley, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hickory Valley, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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