Best Cheap Auto Insurance in Hickman, KY (2021)

The average Hickman, KY auto insurance rates are $354 per month. The minimum auto insurance in Hickman is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Hickman, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hickman, KY for senior drivers are $2,354 per year
  • The average commute length in Hickman is 18.5 minutes
  • The cheapest auto insurance company in Hickman is USAA

Hickman, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Hickman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hickman, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Hickman to other Kentucky cities, including Richmond auto insurance rates, Independence auto insurance rates, and Covington auto insurance rates to see how Hickman, Kentucky auto insurance rates stack up.

Before you buy Hickman, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hickman, Kentucky auto insurance quotes.

Minimum Auto Insurance in Hickman, Kentucky

Hickman, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hickman, Kentucky.

Minimum Required Auto Insurance Coverage in Hickman, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hickman, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hickman, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hickman, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,128 $3,112 $2,806 $2,995 $11,181 $12,565 $3,510 $3,731
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,740 $2,976 $2,322 $2,603 $10,970 $12,167 $2,871 $3,004
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,230 $2,146 $1,974 $2,000 $10,217 $11,552 $2,769 $2,851
State Farm $2,155 $2,155 $1,924 $1,924 $6,615 $8,341 $2,408 $2,724
Travelers $2,222 $2,263 $2,177 $2,183 $10,570 $16,956 $2,320 $2,687
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

Cheap Hickman, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hickman, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Hickman, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Hickman, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,181 $12,565
GEICO $6,168 $7,329
Liberty Mutual $10,970 $12,167
Nationwide $6,037 $7,550
Progressive $10,217 $11,552
State Farm $6,615 $8,341
Travelers $10,570 $16,956
USAA $4,984 $5,272

Cheap Hickman, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Hickman, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hickman, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,806 $2,995
GEICO $3,218 $2,914
Liberty Mutual $2,322 $2,603
Nationwide $2,519 $2,640
Progressive $1,974 $2,000
State Farm $1,924 $1,924
Travelers $2,177 $2,183
USAA $1,714 $1,758

Cheap Hickman, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hickman, Kentucky compared to the annual auto insurance rates with a clean record in Hickman, Kentucky.

Annual Hickman, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,497 $5,815 $6,161 $5,041
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $4,143 $6,348 $4,940 $4,395
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,701 $5,433 $4,227 $4,508
State Farm $3,217 $3,845 $3,531 $3,531
Travelers $4,512 $4,642 $6,696 $4,837
USAA $2,135 $3,024 $3,602 $2,568

Cheap Hickman, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hickman, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Hickman, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Hickman, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,161
GEICO $6,130
Liberty Mutual $4,940
Nationwide $4,997
Progressive $4,227
State Farm $3,531
Travelers $6,696
USAA $3,602

Cheap Hickman, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hickman, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hickman, Kentucky

Insurance Company Poor Fair Good
Allstate $7,113 $4,913 $4,110
GEICO $6,223 $3,107 $2,025
Liberty Mutual $7,092 $4,344 $3,434
Nationwide $4,672 $3,666 $3,197
Progressive $5,031 $4,341 $4,030
State Farm $5,119 $3,078 $2,395
Travelers $5,771 $4,882 $4,863
USAA $4,227 $2,354 $1,915

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Cheap Hickman, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hickman, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Hickman, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hickman, Kentucky

ZIP Code Average Annual Rates
42050 $3,801

Cheap Hickman, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Hickman, Kentucky auto insurance. Find the cheapest annual Hickman, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hickman, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,378 $5,378
GEICO $3,750 $3,821
Liberty Mutual $4,957 $4,957
Nationwide $3,845 $3,845
Progressive $4,467 $4,467
State Farm $3,447 $3,614
Travelers $5,172 $5,172
USAA $2,726 $2,938

Cheap Hickman, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hickman, Kentucky? Check out the comparison of annual Hickman, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hickman, Kentucky

Insurance Company Low Medium High
Allstate $5,056 $5,360 $5,719
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,713 $4,925 $5,231
Nationwide $3,908 $3,801 $3,826
Progressive $4,184 $4,423 $4,795
State Farm $3,368 $3,530 $3,695
Travelers $4,915 $5,196 $5,405
USAA $2,715 $2,826 $2,956

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Best By Category: Cheapest Auto Insurance in Hickman, Kentucky

Compare the cheapest auto insurance companies in Hickman, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hickman, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hickman, Kentucky Auto Insurance Companies

What auto insurance companies in Hickman, Kentucky are the cheapest? Compare the top Hickman, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hickman, Kentucky

Insurance Company Average Annual Rates
Allstate $5,378
GEICO $3,785
Liberty Mutual $4,957
Nationwide $3,845
Progressive $4,467
State Farm $3,531
Travelers $5,172
USAA $2,832

What affects auto insurance rates in Hickman, Kentucky?

There are a lot of reasons why auto insurance rates in Hickman, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hickman, Kentucky. Many local factors may affect your Hickman auto insurance rates.

Hickman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hickman, Kentucky commute length is 18.5 minutes according to City-Data.

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Compare Hickman, Kentucky Auto Insurance Quotes

Before you buy Hickman, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hickman, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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