Best Cheap Auto Insurance in Hettinger, ND (2021)

The average Hettinger, ND auto insurance rates are $367 per month. The minimum auto insurance in Hettinger is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Hettinger, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Hettinger is 13.2 minutes
  • The minimum auto insurance required in Hettinger, North Dakota is 25/50/25
  • The most expensive auto insurance company in Hettinger for teen drivers is Liberty Mutual

Hettinger, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Hettinger can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hettinger, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Hettinger to other North Dakota cities, including Minot auto insurance rates, James auto insurance rates, and Fargo auto insurance rates to see how Hettinger, North Dakota auto insurance rates stack up.

Before you buy Hettinger, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hettinger, North Dakota auto insurance quotes.

Minimum Auto Insurance in Hettinger, North Dakota

Hettinger, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hettinger, North Dakota.

Minimum Required Auto Insurance Coverage in Hettinger, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hettinger, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hettinger, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hettinger, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,922 $2,968 $2,552 $2,718 $10,585 $12,334 $3,275 $3,564
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $2,056 $2,034 $1,843 $1,910 $6,990 $7,197 $2,320 $2,460
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,137 $7,715 $5,728 $6,937 $28,385 $31,663 $7,481 $8,215
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,494 $2,406 $2,019 $2,079 $8,437 $9,476 $3,064 $3,083
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

Cheap Hettinger, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hettinger, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Hettinger, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Hettinger, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,585 $12,334
American Family $5,947 $8,573
Farmers $6,990 $7,197
GEICO $4,150 $5,218
Liberty Mutual $28,385 $31,663
Nationwide $4,413 $5,467
Progressive $8,437 $9,476
State Farm $4,879 $6,182
USAA $3,802 $4,593

Cheap Hettinger, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Hettinger, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hettinger, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,552 $2,718
American Family $2,553 $2,553
Farmers $1,843 $1,910
GEICO $1,863 $1,884
Liberty Mutual $5,728 $6,937
Nationwide $1,767 $1,890
Progressive $2,019 $2,079
State Farm $1,575 $1,575
USAA $900 $903

Cheap Hettinger, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hettinger, North Dakota compared to the annual auto insurance rates with a clean record in Hettinger, North Dakota.

Annual Hettinger, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $4,598 $6,837 $4,819
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,841 $3,596 $3,545 $3,422
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,451 $12,919 $14,042 $13,218
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $3,833 $4,643 $3,868 $4,186
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Cheap Hettinger, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hettinger, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Hettinger, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Hettinger, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,837
American Family $5,457
Farmers $3,545
GEICO $4,084
Liberty Mutual $14,042
Nationwide $3,909
Progressive $3,868
State Farm $2,757
USAA $2,763

Cheap Hettinger, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hettinger, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hettinger, North Dakota

Insurance Company Poor Fair Good
Allstate $6,424 $4,905 $4,015
American Family $5,170 $3,587 $3,033
Farmers $3,887 $3,160 $3,007
GEICO $3,222 $2,595 $2,265
Liberty Mutual $18,768 $11,197 $8,759
Nationwide $3,381 $2,628 $2,309
Progressive $4,814 $3,977 $3,607
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

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Cheap Hettinger, North Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hettinger, North Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Hettinger, North Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hettinger, North Dakota

ZIP Code Average Annual Rates
58639 $4,622

Cheap Hettinger, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Hettinger, North Dakota auto insurance. Find the cheapest annual Hettinger, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hettinger, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,989 $5,241
American Family $3,881 $3,979
Farmers $3,351 $3,351
GEICO $2,663 $2,724
Liberty Mutual $12,908 $12,908
Nationwide $2,773 $2,773
Progressive $4,132 $4,132
State Farm $2,683 $2,831
USAA $1,945 $1,985

Cheap Hettinger, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hettinger, North Dakota? Check out the comparison of annual Hettinger, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hettinger, North Dakota

Insurance Company Low Medium High
Allstate $5,025 $5,113 $5,206
American Family $4,061 $4,126 $3,604
Farmers $3,280 $3,337 $3,436
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,638 $12,855 $13,230
Nationwide $2,708 $2,759 $2,851
Progressive $4,016 $4,117 $4,264
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

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Best By Category: Cheapest Auto Insurance in Hettinger, North Dakota

Compare the cheapest auto insurance companies in Hettinger, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hettinger, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hettinger, North Dakota Auto Insurance Companies

What auto insurance companies in Hettinger, North Dakota are the cheapest? Compare the top Hettinger, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hettinger, North Dakota

Insurance Company Average Annual Rates
Allstate $5,115
American Family $3,930
Farmers $3,351
GEICO $2,694
Liberty Mutual $12,908
Nationwide $2,773
Progressive $4,132
State Farm $2,757
USAA $1,965

What affects auto insurance rates in Hettinger, North Dakota?

There are a lot of reasons why auto insurance rates in Hettinger, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hettinger, North Dakota. Many local factors may affect your Hettinger auto insurance rates.

Hettinger Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hettinger, North Dakota commute length is 13.2 minutes according to City-Data.

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Compare Hettinger, North Dakota Auto Insurance Quotes

Before you buy Hettinger, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hettinger, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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