Best Cheap Auto Insurance in Herman, NE (2021)

The average Herman, NE auto insurance rates are $288 per month. The minimum auto insurance in Herman is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Herman, Nebraska, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Herman, Nebraska is 25/50/25
  • The cheapest auto insurance company in Herman is USAA
  • The average commute length in Herman is 30.2 minutes

Herman, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Herman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Herman, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Herman to other Nebraska cities, including Columbus auto insurance rates, Hastings auto insurance rates, and Kearney auto insurance rates to see how Herman, Nebraska auto insurance rates stack up.

Before you buy Herman, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Herman, Nebraska auto insurance quotes.

Minimum Auto Insurance in Herman, Nebraska

Herman, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Herman, Nebraska.

Minimum Required Auto Insurance Coverage in Herman, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Herman, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Herman, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Herman, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,855 $1,855 $1,689 $1,689 $3,110 $4,583 $1,814 $1,965
Farmers $2,389 $2,378 $2,139 $2,260 $9,304 $9,598 $2,692 $2,802
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,309 $3,590 $2,613 $3,182 $14,344 $16,119 $3,468 $3,842
Nationwide $1,860 $1,923 $1,664 $1,784 $4,248 $5,308 $2,137 $2,315
Progressive $2,269 $2,207 $1,859 $1,927 $8,361 $9,456 $2,720 $2,910
State Farm $1,672 $1,672 $1,466 $1,466 $4,536 $5,791 $1,847 $2,089
USAA $1,343 $1,339 $1,221 $1,258 $4,211 $5,042 $1,736 $1,937

Cheap Herman, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Herman, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Herman, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Herman, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $3,110 $4,583
Farmers $9,304 $9,598
GEICO $5,684 $7,440
Liberty Mutual $14,344 $16,119
Nationwide $4,248 $5,308
Progressive $8,361 $9,456
State Farm $4,536 $5,791
USAA $4,211 $5,042

Cheap Herman, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Herman, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Herman, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,689 $1,689
Farmers $2,139 $2,260
GEICO $2,692 $2,591
Liberty Mutual $2,613 $3,182
Nationwide $1,664 $1,784
Progressive $1,859 $1,927
State Farm $1,466 $1,466
USAA $1,221 $1,258

Cheap Herman, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Herman, Nebraska compared to the annual auto insurance rates with a clean record in Herman, Nebraska.

Annual Herman, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,274 $2,458 $2,274 $2,274
Farmers $3,553 $4,556 $4,445 $4,227
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,408 $6,376 $6,911 $6,538
Nationwide $1,878 $2,720 $3,889 $2,132
Progressive $3,375 $4,922 $3,772 $3,785
State Farm $2,385 $2,750 $2,567 $2,567
USAA $1,716 $2,160 $3,224 $1,943

Cheap Herman, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Herman, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Herman, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Herman, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,810
American Family $2,274
Farmers $4,445
GEICO $4,992
Liberty Mutual $6,911
Nationwide $3,889
Progressive $3,772
State Farm $2,567
USAA $3,224

Cheap Herman, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Herman, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Herman, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $3,110 $2,123 $1,727
Farmers $4,800 $3,989 $3,797
GEICO $4,105 $3,563 $3,104
Liberty Mutual $9,106 $5,500 $4,320
Nationwide $3,195 $2,538 $2,232
Progressive $4,570 $3,812 $3,509
State Farm $3,731 $2,236 $1,735
USAA $3,012 $2,039 $1,731

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Cheap Herman, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Herman, Nebraska auto insurance. Find the cheapest annual Herman, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Herman, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,301 $2,339
Farmers $4,195 $4,195
GEICO $3,535 $3,646
Liberty Mutual $6,309 $6,309
Nationwide $2,655 $2,655
Progressive $3,963 $3,963
State Farm $2,501 $2,633
USAA $2,235 $2,287

Cheap Herman, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Herman, Nebraska? Check out the comparison of annual Herman, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Herman, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,301 $2,389 $2,269
Farmers $4,001 $4,129 $4,457
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,129 $6,274 $6,523
Nationwide $2,699 $2,644 $2,622
Progressive $3,790 $3,954 $4,147
State Farm $2,463 $2,563 $2,675
USAA $2,188 $2,257 $2,337

Best By Category: Cheapest Auto Insurance in Herman, Nebraska

Compare the cheapest auto insurance companies in Herman, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Herman, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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The Cheapest Herman, Nebraska Auto Insurance Companies

What auto insurance companies in Herman, Nebraska are the cheapest? Compare the top Herman, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Herman, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,320
Farmers $4,195
GEICO $3,591
Liberty Mutual $6,309
Nationwide $2,655
Progressive $3,963
State Farm $2,567
USAA $2,261

What affects auto insurance rates in Herman, Nebraska?

There are a lot of reasons why auto insurance rates in Herman, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Herman, Nebraska. Many local factors may affect your Herman auto insurance rates.

Herman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Herman, Nebraska commute length is 30.2 minutes according to City-Data.

Compare Herman, Nebraska Auto Insurance Quotes

Before you buy Herman, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Herman, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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