Best Cheap Auto Insurance in Heritage Village, CT (2021)

The average Heritage Village, CT auto insurance rates are $386 per month. The minimum auto insurance in Heritage Village is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Heritage Village, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Heritage Village is State Farm
  • The average commute length in Heritage Village is 40.8 minutes
  • Average auto insurance rates in Heritage Village, CT for senior drivers are $2,317 per year

Heritage Village, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Heritage Village can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Heritage Village, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Heritage Village to other Connecticut cities, including Danbury auto insurance rates, Stamford auto insurance rates, and Bridgeport auto insurance rates to see how Heritage Village, Connecticut auto insurance rates stack up.

Before you buy Heritage Village, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Heritage Village, Connecticut auto insurance quotes.

Minimum Auto Insurance in Heritage Village, Connecticut

Heritage Village, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Heritage Village, Connecticut.

Minimum Required Auto Insurance Coverage in Heritage Village, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Heritage Village, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Heritage Village, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Heritage Village, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,790 $3,759 $3,479 $3,725 $11,615 $13,720 $3,980 $4,200
GEICO $2,304 $2,310 $2,137 $2,154 $5,368 $6,338 $2,222 $2,153
Liberty Mutual $3,701 $4,030 $2,846 $3,517 $18,585 $20,963 $3,739 $4,081
Nationwide $2,393 $2,418 $2,151 $2,255 $6,660 $8,442 $2,779 $2,987
Progressive $2,454 $2,283 $2,095 $2,178 $10,291 $11,410 $2,800 $3,139
State Farm $1,829 $1,829 $1,681 $1,681 $5,573 $7,000 $2,057 $2,366
Travelers $1,633 $1,656 $1,633 $1,628 $12,518 $20,257 $1,775 $1,981
USAA $2,110 $2,086 $1,969 $1,941 $6,712 $7,039 $2,831 $2,930

Cheap Heritage Village, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Heritage Village, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Heritage Village, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Heritage Village, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,615 $13,720
GEICO $5,368 $6,338
Liberty Mutual $18,585 $20,963
Nationwide $6,660 $8,442
Progressive $10,291 $11,410
State Farm $5,573 $7,000
Travelers $12,518 $20,257
USAA $6,712 $7,039

Cheap Heritage Village, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Heritage Village, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Heritage Village, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,479 $3,725
GEICO $2,137 $2,154
Liberty Mutual $2,846 $3,517
Nationwide $2,151 $2,255
Progressive $2,095 $2,178
State Farm $1,681 $1,681
Travelers $1,633 $1,628
USAA $1,969 $1,941

Cheap Heritage Village, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Heritage Village, Connecticut compared to the annual auto insurance rates with a clean record in Heritage Village, Connecticut.

Annual Heritage Village, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,138 $6,335 $7,523 $5,138
GEICO $1,972 $2,587 $5,513 $2,421
Liberty Mutual $6,725 $8,424 $8,346 $7,235
Nationwide $3,064 $3,998 $4,574 $3,407
Progressive $3,911 $5,675 $4,114 $4,625
State Farm $2,794 $3,071 $3,071 $3,071
Travelers $4,342 $4,700 $6,828 $5,670
USAA $2,667 $3,356 $5,118 $2,667

Cheap Heritage Village, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Heritage Village, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Heritage Village, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Heritage Village, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,523
GEICO $5,513
Liberty Mutual $8,346
Nationwide $4,574
Progressive $4,114
State Farm $3,071
Travelers $6,828
USAA $5,118

Cheap Heritage Village, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Heritage Village, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Heritage Village, Connecticut

Insurance Company Poor Fair Good
Allstate $7,677 $5,810 $4,613
GEICO $4,544 $2,740 $2,086
Liberty Mutual $10,915 $6,796 $5,338
Nationwide $4,969 $3,348 $2,965
Progressive $4,981 $4,475 $4,288
State Farm $4,180 $2,675 $2,152
Travelers $6,105 $5,097 $4,954
USAA $4,563 $3,082 $2,711

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Cheap Heritage Village, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Heritage Village, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Heritage Village, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Heritage Village, Connecticut

ZIP Code Average Annual Rates
6488 $4,675

Cheap Heritage Village, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Heritage Village, Connecticut auto insurance. Find the cheapest annual Heritage Village, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Heritage Village, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,034 $6,034
GEICO $3,075 $3,171
Liberty Mutual $7,683 $7,683
Nationwide $3,761 $3,761
Progressive $4,581 $4,581
State Farm $2,929 $3,076
Travelers $5,385 $5,385
USAA $3,411 $3,493

Cheap Heritage Village, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Heritage Village, Connecticut? Check out the comparison of annual Heritage Village, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Heritage Village, Connecticut

Insurance Company Low Medium High
Allstate $5,728 $6,027 $6,345
GEICO $2,882 $3,084 $3,404
Liberty Mutual $7,369 $7,621 $8,058
Nationwide $3,794 $3,792 $3,695
Progressive $4,251 $4,538 $4,955
State Farm $2,820 $3,007 $3,179
Travelers $4,960 $5,346 $5,850
USAA $3,221 $3,456 $3,680

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Best By Category: Cheapest Auto Insurance in Heritage Village, Connecticut

Compare the cheapest auto insurance companies in Heritage Village, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Heritage Village, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Heritage Village, Connecticut Auto Insurance Companies

What auto insurance companies in Heritage Village, Connecticut are the cheapest? Compare the top Heritage Village, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Heritage Village, Connecticut

Insurance Company Average Annual Rates
Allstate $6,034
GEICO $3,123
Liberty Mutual $7,683
Nationwide $3,761
Progressive $4,581
State Farm $3,002
Travelers $5,385
USAA $3,452

What affects auto insurance rates in Heritage Village, Connecticut?

There are a lot of reasons why auto insurance rates in Heritage Village, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Heritage Village, Connecticut. Many local factors may affect your Heritage Village auto insurance rates.

Heritage Village Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Heritage Village, Connecticut commute length is 40.8 minutes according to City-Data.

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Compare Heritage Village, Connecticut Auto Insurance Quotes

Before you buy Heritage Village, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Heritage Village, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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