Best Cheap Auto Insurance in Hereford, AZ (2021)

The average Hereford, AZ auto insurance rates are $255 per month. The minimum auto insurance in Hereford is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Hereford, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hereford is GEICO
  • The most expensive auto insurance company in Hereford for teen drivers is State Farm
  • Average auto insurance rates in Hereford, AZ for senior drivers are $1,784 per year

Hereford, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Hereford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hereford, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Hereford to other Arizona cities, including Chandler auto insurance rates, Tucson auto insurance rates, and Peoria auto insurance rates to see how Hereford, Arizona auto insurance rates stack up.

Before you buy Hereford, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hereford, Arizona auto insurance quotes.

Minimum Auto Insurance in Hereford, Arizona

Hereford, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hereford, Arizona.

Minimum Required Auto Insurance Coverage in Hereford, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hereford, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hereford, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hereford, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,955 $2,955 $2,871 $2,871 $6,469 $8,399 $3,312 $3,606
American Family $2,298 $2,298 $2,111 $2,111 $5,942 $7,712 $2,298 $2,701
Farmers $1,854 $1,850 $1,656 $1,756 $7,577 $7,831 $2,101 $2,187
GEICO $1,231 $1,365 $1,043 $1,311 $3,440 $3,623 $1,123 $1,106
Nationwide $1,987 $2,029 $1,781 $1,889 $4,720 $6,051 $2,273 $2,458
Progressive $1,549 $1,368 $1,396 $1,328 $6,256 $6,979 $1,672 $1,671
State Farm $2,250 $2,250 $1,983 $1,983 $6,901 $8,661 $2,420 $3,057
Travelers $1,466 $1,538 $1,357 $1,438 $4,129 $5,136 $1,548 $1,624
USAA $1,724 $1,732 $1,604 $1,630 $6,362 $7,288 $2,272 $2,439

Cheap Hereford, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hereford, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Hereford, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Hereford, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,469 $8,399
American Family $5,942 $7,712
Farmers $7,577 $7,831
GEICO $3,440 $3,623
Nationwide $4,720 $6,051
Progressive $6,256 $6,979
State Farm $6,901 $8,661
Travelers $4,129 $5,136
USAA $6,362 $7,288

Cheap Hereford, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Hereford, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hereford, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,871 $2,871
American Family $2,111 $2,111
Farmers $1,656 $1,756
GEICO $1,043 $1,311
Nationwide $1,781 $1,889
Progressive $1,396 $1,328
State Farm $1,983 $1,983
Travelers $1,357 $1,438
USAA $1,604 $1,630

Cheap Hereford, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hereford, Arizona compared to the annual auto insurance rates with a clean record in Hereford, Arizona.

Annual Hereford, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,340 $4,239 $4,808 $4,332
American Family $2,419 $3,845 $4,663 $2,810
Farmers $2,832 $3,643 $3,556 $3,375
GEICO $1,388 $1,868 $2,478 $1,388
Nationwide $2,458 $2,582 $3,808 $2,746
Progressive $2,459 $3,214 $2,592 $2,845
State Farm $3,359 $4,017 $3,688 $3,688
Travelers $1,834 $2,379 $2,626 $2,278
USAA $2,280 $3,259 $4,306 $2,682

Cheap Hereford, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hereford, Arizona is not easy. Compare the annual rates for DUI auto insurance in Hereford, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Hereford, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,808
American Family $4,663
Farmers $3,556
GEICO $2,478
Nationwide $3,808
Progressive $2,592
State Farm $3,688
Travelers $2,626
USAA $4,306

Cheap Hereford, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hereford, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hereford, Arizona

Insurance Company Poor Fair Good
Allstate $5,359 $3,801 $3,378
American Family $4,315 $3,216 $2,772
Farmers $3,835 $3,187 $3,032
GEICO $2,436 $1,607 $1,297
Nationwide $3,484 $2,774 $2,438
Progressive $3,097 $2,706 $2,530
State Farm $6,768 $2,636 $1,661
Travelers $2,769 $2,267 $1,802
USAA $4,121 $2,878 $2,395

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Cheap Hereford, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hereford, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Hereford, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hereford, Arizona

ZIP Code Average Annual Rates
85615 $3,027

Cheap Hereford, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Hereford, Arizona auto insurance. Find the cheapest annual Hereford, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hereford, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,180 $4,180
American Family $3,400 $3,468
Farmers $3,351 $3,351
GEICO $1,752 $1,809
Nationwide $2,898 $2,898
Progressive $2,777 $2,777
State Farm $3,597 $3,780
Travelers $2,279 $2,279
USAA $3,097 $3,166

Cheap Hereford, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hereford, Arizona? Check out the comparison of annual Hereford, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hereford, Arizona

Insurance Company Low Medium High
Allstate $3,933 $4,202 $4,404
American Family $3,307 $3,544 $3,451
Farmers $2,921 $3,381 $3,752
GEICO $1,511 $1,804 $2,025
Nationwide $2,805 $2,923 $2,968
Progressive $2,488 $2,823 $3,021
State Farm $3,322 $3,752 $3,990
Travelers $2,069 $2,311 $2,458
USAA $2,866 $3,178 $3,350

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Best By Category: Cheapest Auto Insurance in Hereford, Arizona

Compare the cheapest auto insurance companies in Hereford, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hereford, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Hereford, Arizona Auto Insurance Companies

What auto insurance companies in Hereford, Arizona are the cheapest? Compare the top Hereford, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hereford, Arizona

Insurance Company Average Annual Rates
Allstate $4,180
American Family $3,434
Farmers $3,351
GEICO $1,780
Nationwide $2,898
Progressive $2,777
State Farm $3,688
Travelers $2,279
USAA $3,131

Compare Hereford, Arizona Auto Insurance Quotes

Before you buy Hereford, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hereford, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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