Best Cheap Auto Insurance in Herbster, WI (2021)

The average Herbster, WI auto insurance rates are $261 per month. The minimum auto insurance in Herbster is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Herbster, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Herbster is 35.5 minutes
  • Average auto insurance rates in Herbster, WI for senior drivers are $1,785 per year
  • The minimum auto insurance required in Herbster, Wisconsin is 25/50/10

Herbster, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Herbster can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Herbster, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Herbster to other Wisconsin cities, including Waukesha auto insurance rates, Janesville auto insurance rates, and Madison auto insurance rates to see how Herbster, Wisconsin auto insurance rates stack up.

Before you buy Herbster, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Herbster, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Herbster, Wisconsin

Herbster, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Herbster, Wisconsin.

Minimum Required Auto Insurance Coverage in Herbster, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Herbster, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Herbster, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Herbster, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,430 $2,576 $2,225 $2,469 $7,441 $9,557 $2,489 $2,712
American Family $1,038 $1,089 $963 $975 $2,807 $3,118 $1,223 $1,307
Farmers $1,896 $1,898 $1,689 $1,777 $8,460 $8,755 $2,154 $2,276
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,923 $2,110 $1,564 $1,782 $5,719 $6,425 $2,046 $2,231
Nationwide $4,250 $4,485 $3,490 $3,689 $8,380 $12,765 $5,145 $6,179
Progressive $1,973 $1,903 $1,615 $1,669 $7,081 $8,025 $2,379 $2,586
State Farm $1,398 $1,398 $1,226 $1,226 $3,768 $4,781 $1,571 $1,789
USAA $1,441 $1,445 $1,296 $1,329 $3,588 $4,188 $1,882 $2,078

Cheap Herbster, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Herbster, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Herbster, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Herbster, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,441 $9,557
American Family $2,807 $3,118
Farmers $8,460 $8,755
GEICO $4,697 $5,064
Liberty Mutual $5,719 $6,425
Nationwide $8,380 $12,765
Progressive $7,081 $8,025
State Farm $3,768 $4,781
USAA $3,588 $4,188

Cheap Herbster, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Herbster, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Herbster, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,225 $2,469
American Family $963 $975
Farmers $1,689 $1,777
GEICO $1,472 $1,670
Liberty Mutual $1,564 $1,782
Nationwide $3,490 $3,689
Progressive $1,615 $1,669
State Farm $1,226 $1,226
USAA $1,296 $1,329

Cheap Herbster, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Herbster, Wisconsin compared to the annual auto insurance rates with a clean record in Herbster, Wisconsin.

Annual Herbster, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,288 $4,482 $4,158 $4,022
American Family $1,497 $1,588 $1,588 $1,588
Farmers $3,157 $3,965 $3,752 $3,578
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,294 $3,201 $3,359 $3,046
Nationwide $5,112 $5,915 $7,250 $5,915
Progressive $3,125 $3,754 $3,233 $3,502
State Farm $1,987 $2,303 $2,145 $2,145
USAA $1,693 $2,124 $2,878 $1,928

Cheap Herbster, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Herbster, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Herbster, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Herbster, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,158
American Family $1,588
Farmers $3,752
GEICO $2,949
Liberty Mutual $3,359
Nationwide $7,250
Progressive $3,233
State Farm $2,145
USAA $2,878

Cheap Herbster, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Herbster, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Herbster, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,245 $3,601 $3,116
American Family $2,092 $1,382 $1,222
Farmers $4,101 $3,444 $3,296
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,317 $2,572 $2,036
Nationwide $6,800 $5,672 $5,672
Progressive $3,904 $3,275 $3,031
State Farm $3,200 $1,836 $1,398
USAA $3,339 $1,743 $1,386

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Cheap Herbster, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Herbster, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Herbster, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Herbster, Wisconsin

ZIP Code Average Annual Rates
54844 $3,030

Cheap Herbster, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Herbster, Wisconsin auto insurance. Find the cheapest annual Herbster, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Herbster, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,891 $4,084
American Family $1,539 $1,591
Farmers $3,613 $3,613
GEICO $2,281 $2,384
Liberty Mutual $2,975 $2,975
Nationwide $6,048 $6,048
Progressive $3,404 $3,404
State Farm $2,093 $2,196
USAA $2,128 $2,184

Cheap Herbster, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Herbster, Wisconsin? Check out the comparison of annual Herbster, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Herbster, Wisconsin

Insurance Company Low Medium High
Allstate $3,826 $3,978 $4,158
American Family $1,554 $1,579 $1,563
Farmers $3,388 $3,591 $3,861
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,774 $3,000 $3,152
Nationwide $5,905 $6,045 $6,194
Progressive $3,256 $3,425 $3,530
State Farm $2,047 $2,150 $2,237
USAA $2,086 $2,157 $2,225

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Best By Category: Cheapest Auto Insurance in Herbster, Wisconsin

Compare the cheapest auto insurance companies in Herbster, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Herbster, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Herbster, Wisconsin Auto Insurance Companies

What auto insurance companies in Herbster, Wisconsin are the cheapest? Compare the top Herbster, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Herbster, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,987
American Family $1,565
Farmers $3,613
GEICO $2,333
Liberty Mutual $2,975
Nationwide $6,048
Progressive $3,404
State Farm $2,145
USAA $2,156

What affects auto insurance rates in Herbster, Wisconsin?

There are a lot of reasons why auto insurance rates in Herbster, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Herbster, Wisconsin. Many local factors may affect your Herbster auto insurance rates.

Herbster Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Herbster, Wisconsin commute length is 35.5 minutes according to City-Data.

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Compare Herbster, Wisconsin Auto Insurance Quotes

Before you buy Herbster, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Herbster, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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