Best Cheap Auto Insurance in Henrietta, TX (2021)

The average Henrietta, TX auto insurance rates are $297 per month. The minimum auto insurance in Henrietta is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Henrietta, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Henrietta, Texas is 30/60/25
  • The cheapest auto insurance company in Henrietta is USAA
  • The average commute length in Henrietta is 27.2 minutes

Henrietta, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Henrietta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Henrietta, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Henrietta to other Texas cities, including Corpus Christi auto insurance rates, El Paso auto insurance rates, and Arlington auto insurance rates to see how Henrietta, Texas auto insurance rates stack up.

Before you buy Henrietta, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Henrietta, Texas auto insurance quotes.

Minimum Auto Insurance in Henrietta, Texas

Henrietta, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Henrietta, Texas.

Minimum Required Auto Insurance Coverage in Henrietta, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Henrietta, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Henrietta, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Henrietta, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,173 $3,201 $3,132 $3,132 $8,567 $10,354 $3,946 $4,115
American Family $2,891 $3,165 $2,503 $2,824 $6,303 $8,304 $3,900 $4,416
GEICO $2,308 $2,481 $2,207 $2,484 $4,999 $5,211 $2,498 $2,506
Nationwide $2,382 $2,428 $2,101 $2,230 $6,721 $8,657 $2,794 $3,029
Progressive $2,097 $2,001 $1,876 $1,909 $8,829 $9,841 $2,490 $2,533
State Farm $1,888 $1,888 $1,676 $1,676 $4,452 $5,664 $2,048 $2,116
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

Cheap Henrietta, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Henrietta, Texas is a challenge. Take a look at the annual teen auto insurance rates in Henrietta, Texas.

Annual Auto Insurance Rates for Teen Drivers in Henrietta, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,567 $10,354
American Family $6,303 $8,304
GEICO $4,999 $5,211
Nationwide $6,721 $8,657
Progressive $8,829 $9,841
State Farm $4,452 $5,664
USAA $3,911 $4,274

Cheap Henrietta, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Henrietta, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Henrietta, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,132 $3,132
American Family $2,503 $2,824
GEICO $2,207 $2,484
Nationwide $2,101 $2,230
Progressive $1,876 $1,909
State Farm $1,676 $1,676
USAA $1,350 $1,345

Cheap Henrietta, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Henrietta, Texas compared to the annual auto insurance rates with a clean record in Henrietta, Texas.

Annual Henrietta, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $5,944 $6,219 $3,824
American Family $3,941 $4,931 $4,340 $3,941
GEICO $2,622 $3,448 $2,902 $3,376
Nationwide $3,284 $3,284 $4,888 $3,715
Progressive $3,448 $4,450 $4,013 $3,877
State Farm $2,386 $2,726 $3,206 $2,386
USAA $1,651 $2,423 $2,856 $1,894

Cheap Henrietta, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Henrietta, Texas is not easy. Compare the annual rates for DUI auto insurance in Henrietta, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Henrietta, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,219
American Family $4,340
GEICO $2,902
Nationwide $4,888
Progressive $4,013
State Farm $3,206
USAA $2,856

Cheap Henrietta, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Henrietta, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Henrietta, Texas

Insurance Company Poor Fair Good
Allstate $6,290 $4,616 $3,952
American Family $6,066 $3,645 $3,154
GEICO $4,758 $2,699 $1,804
Nationwide $4,554 $3,650 $3,174
Progressive $4,429 $3,843 $3,568
State Farm $3,791 $2,358 $1,878
USAA $3,249 $1,868 $1,500

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Cheap Henrietta, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Henrietta, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Henrietta, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Henrietta, Texas

ZIP Code Average Annual Rates
76365 $5,183

Cheap Henrietta, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Henrietta, Texas auto insurance. Find the cheapest annual Henrietta, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Henrietta, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,835 $5,070
American Family $4,288 $4,288
GEICO $3,028 $3,146
Nationwide $3,793 $3,793
Progressive $3,947 $3,947
State Farm $2,676 $2,676
USAA $2,178 $2,234

Cheap Henrietta, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Henrietta, Texas? Check out the comparison of annual Henrietta, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Henrietta, Texas

Insurance Company Low Medium High
Allstate $4,859 $4,918 $5,081
American Family $4,084 $4,182 $4,600
GEICO $2,937 $3,052 $3,272
Nationwide $4,105 $3,629 $3,645
Progressive $3,782 $3,932 $4,127
State Farm $2,551 $2,669 $2,807
USAA $2,138 $2,198 $2,281

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Best By Category: Cheapest Auto Insurance in Henrietta, Texas

Compare the cheapest auto insurance companies in Henrietta, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Henrietta, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Henrietta, Texas Auto Insurance Companies

What auto insurance companies in Henrietta, Texas are the cheapest? Compare the top Henrietta, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Henrietta, Texas

Insurance Company Average Annual Rates
Allstate $4,953
American Family $4,288
GEICO $3,087
Nationwide $3,793
Progressive $3,947
State Farm $2,676
USAA $2,206

What affects auto insurance rates in Henrietta, Texas?

There are a lot of reasons why auto insurance rates in Henrietta, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Henrietta, Texas. Many local factors may affect your Henrietta auto insurance rates.

Henrietta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Henrietta, Texas commute length is 27.2 minutes according to City-Data.

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Compare Henrietta, Texas Auto Insurance Quotes

Before you buy Henrietta, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Henrietta, Texas auto insurance quotes.

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