Best Cheap Auto Insurance in Henrico, VA (2021)

The average Henrico, VA auto insurance rates are $207 per month. The minimum auto insurance in Henrico is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Henrico, Virginia, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Henrico is USAA
  • The minimum auto insurance required in Henrico, Virginia is 25/50/20
  • The most expensive auto insurance company in Henrico for teen drivers is Allstate

Henrico, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Henrico can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Henrico, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Henrico to other Virginia cities, including Portsmouth auto insurance rates, Alexandria auto insurance rates, and Roanoke auto insurance rates to see how Henrico, Virginia auto insurance rates stack up.

Before you buy Henrico, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Henrico, Virginia auto insurance quotes.

Minimum Auto Insurance in Henrico, Virginia

Henrico, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Henrico, Virginia.

Minimum Required Auto Insurance Coverage in Henrico, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Henrico, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Henrico, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Henrico, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,115 $1,993 $2,103 $2,103 $6,650 $7,614 $2,749 $2,743
GEICO $1,530 $1,517 $1,454 $1,454 $3,363 $4,476 $1,780 $1,746
Nationwide $1,510 $1,517 $1,339 $1,374 $3,649 $4,697 $1,669 $1,814
Progressive $1,275 $1,202 $1,164 $1,162 $6,104 $6,845 $1,541 $1,562
State Farm $1,503 $1,503 $1,370 $1,370 $4,713 $5,915 $1,704 $1,957
USAA $1,156 $1,140 $1,084 $1,091 $3,556 $4,224 $1,487 $1,635

Cheap Henrico, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Henrico, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Henrico, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Henrico, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,650 $7,614
GEICO $3,363 $4,476
Nationwide $3,649 $4,697
Progressive $6,104 $6,845
State Farm $4,713 $5,915
USAA $3,556 $4,224

Cheap Henrico, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Henrico, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Henrico, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,103 $2,103
GEICO $1,454 $1,454
Nationwide $1,339 $1,374
Progressive $1,164 $1,162
State Farm $1,370 $1,370
USAA $1,084 $1,091

Cheap Henrico, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Henrico, Virginia compared to the annual auto insurance rates with a clean record in Henrico, Virginia.

Annual Henrico, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,611 $4,204 $3,842 $3,377
GEICO $1,652 $2,135 $3,221 $1,652
Nationwide $1,909 $1,909 $2,800 $2,167
Progressive $2,210 $2,973 $2,661 $2,583
State Farm $2,275 $2,733 $2,504 $2,504
USAA $1,489 $1,935 $2,549 $1,714

Cheap Henrico, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Henrico, Virginia is not easy. Compare the annual rates for DUI auto insurance in Henrico, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Henrico, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,842
GEICO $3,221
Nationwide $2,800
Progressive $2,661
State Farm $2,504
USAA $2,549

Cheap Henrico, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Henrico, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Henrico, Virginia

Insurance Company Poor Fair Good
Allstate $4,269 $3,427 $2,830
GEICO $2,405 $2,045 $2,045
Nationwide $2,596 $2,092 $1,901
Progressive $2,888 $2,546 $2,386
State Farm $3,563 $2,207 $1,743
USAA $2,567 $1,751 $1,446

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Henrico, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Henrico, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Henrico, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Henrico, Virginia

ZIP Code Average Annual Rates
23229 $2,153
23231 $2,260
23233 $2,119
23238 $2,141
23294 $2,104

Cheap Henrico, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Henrico, Virginia auto insurance. Find the cheapest annual Henrico, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Henrico, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,400 $3,617
GEICO $2,125 $2,205
Nationwide $2,196 $2,196
Progressive $2,607 $2,607
State Farm $2,441 $2,568
USAA $1,850 $1,993

Cheap Henrico, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Henrico, Virginia? Check out the comparison of annual Henrico, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Henrico, Virginia

Insurance Company Low Medium High
Allstate $3,394 $3,509 $3,622
GEICO $2,068 $2,162 $2,265
Nationwide $2,296 $2,176 $2,116
Progressive $2,473 $2,573 $2,774
State Farm $2,336 $2,502 $2,676
USAA $1,840 $1,925 $1,999

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Henrico, Virginia

Compare the cheapest auto insurance companies in Henrico, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Henrico, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Henrico, Virginia Auto Insurance Companies

What auto insurance companies in Henrico, Virginia are the cheapest? Compare the top Henrico, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Henrico, Virginia

Insurance Company Average Annual Rates
Allstate $3,508
GEICO $2,165
Nationwide $2,196
Progressive $2,607
State Farm $2,504
USAA $1,922

Compare Henrico, Virginia Auto Insurance Quotes

Before you buy Henrico, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Henrico, Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption