Best Cheap Auto Insurance in Henrico, NC (2021)

The average Henrico, NC auto insurance rates are $300 per month. The minimum auto insurance in Henrico is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Henrico, North Carolina, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Henrico, North Carolina is 30/60/25
  • The most expensive auto insurance company in Henrico for teen drivers is Allstate
  • The cheapest auto insurance company in Henrico is Liberty Mutual

Henrico, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Henrico can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Henrico, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Henrico to other North Carolina cities, including Charlotte auto insurance rates, Cary auto insurance rates, and Winston-Salem auto insurance rates to see how Henrico, North Carolina auto insurance rates stack up.

Before you buy Henrico, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Henrico, North Carolina auto insurance quotes.

Minimum Auto Insurance in Henrico, North Carolina

Henrico, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Henrico, North Carolina.

Minimum Required Auto Insurance Coverage in Henrico, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Henrico, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Henrico, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Henrico, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,780 $5,780 $4,761 $4,761 $13,428 $13,428 $5,894 $5,894
GEICO $2,643 $2,595 $2,592 $2,547 $4,587 $4,548 $2,332 $2,319
Liberty Mutual $1,972 $1,972 $2,041 $2,041 $3,345 $3,345 $1,972 $1,972
Nationwide $2,632 $2,632 $2,632 $2,632 $4,326 $4,326 $2,632 $2,632
Progressive $1,900 $1,900 $1,709 $1,709 $4,359 $4,359 $2,142 $2,142
State Farm $2,995 $2,995 $2,588 $2,588 $4,395 $4,395 $3,706 $3,706
Travelers $2,928 $2,928 $2,904 $2,904 $4,765 $4,765 $3,006 $3,006

Cheap Henrico, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Henrico, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Henrico, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Henrico, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,428 $13,428
GEICO $4,587 $4,548
Liberty Mutual $3,345 $3,345
Nationwide $4,326 $4,326
Progressive $4,359 $4,359
State Farm $4,395 $4,395
Travelers $4,765 $4,765

Cheap Henrico, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Henrico, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Henrico, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,761 $4,761
GEICO $2,592 $2,547
Liberty Mutual $2,041 $2,041
Nationwide $2,632 $2,632
Progressive $1,709 $1,709
State Farm $2,588 $2,588
Travelers $2,904 $2,904

Cheap Henrico, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Henrico, North Carolina compared to the annual auto insurance rates with a clean record in Henrico, North Carolina.

Annual Henrico, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,004 $7,110 $13,301 $5,448
GEICO $1,563 $2,348 $5,990 $2,180
Liberty Mutual $1,376 $1,777 $4,402 $1,777
Nationwide $1,780 $2,314 $5,812 $2,314
Progressive $1,171 $1,721 $5,548 $1,670
State Farm $1,864 $2,635 $6,550 $2,635
Travelers $2,002 $2,645 $6,354 $2,602

Cheap Henrico, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Henrico, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Henrico, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Henrico, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,301
GEICO $5,990
Liberty Mutual $4,402
Nationwide $5,812
Progressive $5,548
State Farm $6,550
Travelers $6,354

Cheap Henrico, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Henrico, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Henrico, North Carolina

Insurance Company Poor Fair Good
Allstate $10,161 $6,531 $5,705
GEICO $3,263 $3,005 $2,794
Liberty Mutual $2,333 $2,333 $2,333
Nationwide $3,055 $3,055 $3,055
Progressive $2,907 $2,456 $2,219
State Farm $4,815 $3,069 $2,379
Travelers $3,636 $3,303 $3,264

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Cheap Henrico, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Henrico, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Henrico, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Henrico, North Carolina

ZIP Code Average Annual Rates
27842 $3,252

Cheap Henrico, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Henrico, North Carolina auto insurance. Find the cheapest annual Henrico, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Henrico, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,466 $7,466
GEICO $3,020 $3,020
Liberty Mutual $2,333 $2,333
Nationwide $3,055 $3,055
Progressive $2,528 $2,528
State Farm $3,387 $3,455
Travelers $3,401 $3,401

Cheap Henrico, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Henrico, North Carolina? Check out the comparison of annual Henrico, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Henrico, North Carolina

Insurance Company Low Medium High
Allstate $7,215 $7,442 $7,741
GEICO $2,892 $3,011 $3,158
Liberty Mutual $2,231 $2,320 $2,447
Nationwide $2,938 $3,043 $3,185
Progressive $2,410 $2,515 $2,658
State Farm $3,300 $3,407 $3,557
Travelers $3,273 $3,386 $3,544

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Best By Category: Cheapest Auto Insurance in Henrico, North Carolina

Compare the cheapest auto insurance companies in Henrico, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Henrico, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Henrico, North Carolina Auto Insurance Companies

What auto insurance companies in Henrico, North Carolina are the cheapest? Compare the top Henrico, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Henrico, North Carolina

Insurance Company Average Annual Rates
Allstate $7,466
GEICO $3,020
Liberty Mutual $2,333
Nationwide $3,055
Progressive $2,528
State Farm $3,421
Travelers $3,401

Compare Henrico, North Carolina Auto Insurance Quotes

Before you buy Henrico, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Henrico, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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