Best Cheap Auto Insurance in Henderson, TX (2021)

The average Henderson, TX auto insurance rates are $325 per month. The minimum auto insurance in Henderson is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Henderson, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Henderson, TX for senior drivers are $2,375 per year
  • The minimum auto insurance required in Henderson, Texas is 30/60/25
  • The cheapest auto insurance company in Henderson is USAA

Henderson, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Henderson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Henderson, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Henderson to other Texas cities, including Arlington auto insurance rates, Houston auto insurance rates, and Austin auto insurance rates to see how Henderson, Texas auto insurance rates stack up.

Before you buy Henderson, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Henderson, Texas auto insurance quotes.

Minimum Auto Insurance in Henderson, Texas

Henderson, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Henderson, Texas.

Minimum Required Auto Insurance Coverage in Henderson, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Henderson, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Henderson, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Henderson, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,617 $3,648 $3,569 $3,569 $9,534 $11,511 $4,472 $4,659
American Family $2,489 $2,775 $2,353 $2,698 $6,736 $8,800 $3,597 $4,100
GEICO $2,583 $2,794 $2,507 $2,845 $5,677 $5,924 $2,792 $2,789
Nationwide $2,466 $2,507 $2,177 $2,305 $7,052 $9,052 $2,903 $3,140
Progressive $2,342 $2,221 $2,083 $2,124 $9,727 $10,847 $2,767 $2,804
State Farm $2,149 $2,149 $1,909 $1,909 $5,116 $6,516 $2,334 $2,410
USAA $1,682 $1,695 $1,607 $1,597 $4,731 $5,159 $2,246 $2,414

Cheap Henderson, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Henderson, Texas is a challenge. Take a look at the annual teen auto insurance rates in Henderson, Texas.

Annual Auto Insurance Rates for Teen Drivers in Henderson, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,534 $11,511
American Family $6,736 $8,800
GEICO $5,677 $5,924
Nationwide $7,052 $9,052
Progressive $9,727 $10,847
State Farm $5,116 $6,516
USAA $4,731 $5,159

Cheap Henderson, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Henderson, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Henderson, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,569 $3,569
American Family $2,353 $2,698
GEICO $2,507 $2,845
Nationwide $2,177 $2,305
Progressive $2,083 $2,124
State Farm $1,909 $1,909
USAA $1,607 $1,597

Cheap Henderson, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Henderson, Texas compared to the annual auto insurance rates with a clean record in Henderson, Texas.

Annual Henderson, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,324 $6,682 $6,960 $4,324
American Family $3,842 $4,827 $4,262 $3,842
GEICO $2,960 $3,926 $3,260 $3,809
Nationwide $3,425 $3,425 $5,080 $3,870
Progressive $3,808 $4,919 $4,448 $4,284
State Farm $2,725 $3,120 $3,677 $2,725
USAA $1,969 $2,909 $3,427 $2,261

Cheap Henderson, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Henderson, Texas is not easy. Compare the annual rates for DUI auto insurance in Henderson, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Henderson, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,960
American Family $4,262
GEICO $3,260
Nationwide $5,080
Progressive $4,448
State Farm $3,677
USAA $3,427

Cheap Henderson, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Henderson, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Henderson, Texas

Insurance Company Poor Fair Good
Allstate $7,084 $5,189 $4,444
American Family $5,728 $3,642 $3,210
GEICO $5,393 $3,047 $2,027
Nationwide $4,741 $3,806 $3,304
Progressive $4,918 $4,244 $3,931
State Farm $4,340 $2,697 $2,147
USAA $3,883 $2,240 $1,801

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Cheap Henderson, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Henderson, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Henderson, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Henderson, Texas

ZIP Code Average Annual Rates
75652 $5,707
75654 $5,784

Cheap Henderson, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Henderson, Texas auto insurance. Find the cheapest annual Henderson, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Henderson, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,435 $5,710
American Family $4,193 $4,193
GEICO $3,425 $3,553
Nationwide $3,950 $3,950
Progressive $4,364 $4,364
State Farm $3,062 $3,062
USAA $2,608 $2,675

Cheap Henderson, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Henderson, Texas? Check out the comparison of annual Henderson, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Henderson, Texas

Insurance Company Low Medium High
Allstate $5,448 $5,526 $5,743
American Family $3,855 $4,026 $4,700
GEICO $3,305 $3,444 $3,718
Nationwide $4,253 $3,780 $3,818
Progressive $4,145 $4,342 $4,606
State Farm $2,911 $3,051 $3,223
USAA $2,551 $2,630 $2,743

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Best By Category: Cheapest Auto Insurance in Henderson, Texas

Compare the cheapest auto insurance companies in Henderson, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Henderson, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Henderson, Texas Auto Insurance Companies

What auto insurance companies in Henderson, Texas are the cheapest? Compare the top Henderson, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Henderson, Texas

Insurance Company Average Annual Rates
Allstate $5,572
American Family $4,193
GEICO $3,489
Nationwide $3,950
Progressive $4,364
State Farm $3,062
USAA $2,641

What affects auto insurance rates in Henderson, Texas?

There are a lot of reasons why auto insurance rates in Henderson, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Henderson, Texas. Many local factors may affect your Henderson auto insurance rates.

Henderson Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Henderson, Texas auto theft statistics, there have been 28 auto thefts in the city.

Henderson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Henderson, Texas commute length is 21.8 minutes according to City-Data.

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Compare Henderson, Texas Auto Insurance Quotes

Before you buy Henderson, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Henderson, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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