Best Cheap Auto Insurance in Henagar, AL (2021)

The average Henagar, AL auto insurance rates are $292 per month. The minimum auto insurance in Henagar is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Henagar, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Henagar for teen drivers is Liberty Mutual
  • Average auto insurance rates in Henagar, AL for senior drivers are $1,855 per year
  • The cheapest auto insurance company in Henagar is USAA

Henagar, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Henagar can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Henagar, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Henagar to other Alabama cities, including Auburn auto insurance rates, Tuscaloosa auto insurance rates, and Huntsville auto insurance rates to see how Henagar, Alabama auto insurance rates stack up.

Before you buy Henagar, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Henagar, Alabama auto insurance quotes.

Minimum Auto Insurance in Henagar, Alabama

Henagar, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Henagar, Alabama.

Minimum Required Auto Insurance Coverage in Henagar, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Henagar, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Henagar, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Henagar, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,840 $1,761 $1,662 $1,694 $6,178 $6,642 $2,069 $2,119
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,031 $3,273 $2,482 $2,772 $11,133 $12,376 $3,233 $3,450
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,232 $2,108 $1,826 $1,944 $8,868 $9,917 $2,618 $2,789
State Farm $2,639 $2,639 $2,385 $2,385 $7,992 $9,991 $2,981 $3,452
Travelers $1,508 $1,531 $1,414 $1,408 $7,950 $12,412 $1,429 $1,646
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Cheap Henagar, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Henagar, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Henagar, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Henagar, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,178 $6,642
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,133 $12,376
Nationwide $4,394 $5,642
Progressive $8,868 $9,917
State Farm $7,992 $9,991
Travelers $7,950 $12,412
USAA $3,657 $4,056

Cheap Henagar, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Henagar, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Henagar, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,662 $1,694
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,482 $2,772
Nationwide $1,523 $1,574
Progressive $1,826 $1,944
State Farm $2,385 $2,385
Travelers $1,414 $1,408
USAA $1,149 $1,126

Cheap Henagar, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Henagar, Alabama compared to the annual auto insurance rates with a clean record in Henagar, Alabama.

Annual Henagar, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,563 $3,004 $3,534 $2,881
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,089 $5,702 $5,570 $5,514
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,659 $4,570 $3,902 $4,018
State Farm $3,888 $4,822 $4,261 $4,261
Travelers $3,048 $3,200 $4,682 $3,720
USAA $1,520 $1,908 $2,828 $1,644

Cheap Henagar, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Henagar, Alabama is not easy. Compare the annual rates for DUI auto insurance in Henagar, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Henagar, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,534
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,570
Nationwide $3,238
Progressive $3,902
State Farm $4,261
Travelers $4,682
USAA $2,828

Cheap Henagar, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Henagar, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Henagar, Alabama

Insurance Company Poor Fair Good
Allstate $3,711 $2,902 $2,373
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,478 $4,583 $3,595
Nationwide $3,075 $2,402 $2,174
Progressive $4,578 $3,901 $3,633
State Farm $6,983 $3,537 $2,404
Travelers $3,997 $3,463 $3,527
USAA $2,655 $1,728 $1,543

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Cheap Henagar, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Henagar, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Henagar, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Henagar, Alabama

ZIP Code Average Annual Rates
35978 $3,587

Cheap Henagar, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Henagar, Alabama auto insurance. Find the cheapest annual Henagar, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Henagar, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,995 $2,995
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,219 $5,219
Nationwide $2,550 $2,550
Progressive $4,038 $4,038
State Farm $4,206 $4,410
Travelers $3,662 $3,662
USAA $1,885 $2,065

Cheap Henagar, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Henagar, Alabama? Check out the comparison of annual Henagar, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Henagar, Alabama

Insurance Company Low Medium High
Allstate $2,898 $2,989 $3,099
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $4,988 $5,195 $5,473
Nationwide $2,532 $2,529 $2,590
Progressive $3,656 $4,016 $4,441
State Farm $4,086 $4,302 $4,537
Travelers $3,502 $3,735 $3,750
USAA $1,905 $1,965 $2,056

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Best By Category: Cheapest Auto Insurance in Henagar, Alabama

Compare the cheapest auto insurance companies in Henagar, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Henagar, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Henagar, Alabama Auto Insurance Companies

What auto insurance companies in Henagar, Alabama are the cheapest? Compare the top Henagar, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Henagar, Alabama

Insurance Company Average Annual Rates
Allstate $2,995
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,219
Nationwide $2,550
Progressive $4,038
State Farm $4,308
Travelers $3,662
USAA $1,975

What affects auto insurance rates in Henagar, Alabama?

There are a lot of reasons why auto insurance rates in Henagar, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Henagar, Alabama. Many local factors may affect your Henagar auto insurance rates.

Henagar Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Henagar, Alabama auto theft statistics, there have been 2 auto thefts in the city.

Henagar Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Henagar, Alabama commute length is 26.2 minutes according to City-Data.

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Compare Henagar, Alabama Auto Insurance Quotes

Before you buy Henagar, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Henagar, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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