Best Cheap Auto Insurance in Hemphill, TX (2021)

The average Hemphill, TX auto insurance rates are $327 per month. The minimum auto insurance in Hemphill is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Hemphill, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Hemphill for teen drivers is Progressive
  • Average auto insurance rates in Hemphill, TX for senior drivers are $2,366 per year
  • The average commute length in Hemphill is 18.3 minutes

Hemphill, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Hemphill can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hemphill, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Hemphill to other Texas cities, including Austin auto insurance rates, El Paso auto insurance rates, and Houston auto insurance rates to see how Hemphill, Texas auto insurance rates stack up.

Before you buy Hemphill, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hemphill, Texas auto insurance quotes.

Minimum Auto Insurance in Hemphill, Texas

Hemphill, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hemphill, Texas.

Minimum Required Auto Insurance Coverage in Hemphill, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hemphill, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hemphill, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hemphill, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,703 $3,741 $3,660 $3,660 $9,572 $11,567 $4,571 $4,766
American Family $2,353 $2,617 $2,209 $2,526 $6,210 $8,106 $3,369 $3,833
GEICO $2,277 $2,449 $2,200 $2,477 $4,871 $5,079 $2,452 $2,450
Nationwide $2,466 $2,510 $2,177 $2,306 $7,015 $9,007 $2,898 $3,136
Progressive $2,953 $2,787 $2,626 $2,674 $12,668 $14,145 $3,498 $3,538
State Farm $2,044 $2,044 $1,810 $1,810 $4,775 $6,066 $2,214 $2,288
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

Cheap Hemphill, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hemphill, Texas is a challenge. Take a look at the annual teen auto insurance rates in Hemphill, Texas.

Annual Auto Insurance Rates for Teen Drivers in Hemphill, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,572 $11,567
American Family $6,210 $8,106
GEICO $4,871 $5,079
Nationwide $7,015 $9,007
Progressive $12,668 $14,145
State Farm $4,775 $6,066
USAA $4,400 $4,800

Cheap Hemphill, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Hemphill, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hemphill, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,660 $3,660
American Family $2,209 $2,526
GEICO $2,200 $2,477
Nationwide $2,177 $2,306
Progressive $2,626 $2,674
State Farm $1,810 $1,810
USAA $1,496 $1,487

Cheap Hemphill, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hemphill, Texas compared to the annual auto insurance rates with a clean record in Hemphill, Texas.

Annual Hemphill, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,423 $6,760 $7,013 $4,423
American Family $3,568 $4,508 $3,968 $3,568
GEICO $2,576 $3,386 $2,848 $3,317
Nationwide $3,417 $3,417 $5,064 $3,860
Progressive $4,880 $6,353 $5,713 $5,498
State Farm $2,574 $2,935 $3,443 $2,574
USAA $1,835 $2,704 $3,192 $2,106

Cheap Hemphill, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hemphill, Texas is not easy. Compare the annual rates for DUI auto insurance in Hemphill, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hemphill, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,013
American Family $3,968
GEICO $2,848
Nationwide $5,064
Progressive $5,713
State Farm $3,443
USAA $3,192

Cheap Hemphill, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hemphill, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hemphill, Texas

Insurance Company Poor Fair Good
Allstate $7,216 $5,257 $4,492
American Family $5,352 $3,388 $2,969
GEICO $4,671 $2,651 $1,774
Nationwide $4,733 $3,794 $3,291
Progressive $6,311 $5,461 $5,060
State Farm $4,086 $2,538 $2,020
USAA $3,619 $2,084 $1,674

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Cheap Hemphill, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hemphill, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Hemphill, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hemphill, Texas

ZIP Code Average Annual Rates
75948 $5,957

Cheap Hemphill, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hemphill, Texas auto insurance. Find the cheapest annual Hemphill, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hemphill, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,521 $5,789
American Family $3,903 $3,903
GEICO $2,975 $3,089
Nationwide $3,939 $3,939
Progressive $5,611 $5,611
State Farm $2,881 $2,881
USAA $2,428 $2,490

Cheap Hemphill, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hemphill, Texas? Check out the comparison of annual Hemphill, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hemphill, Texas

Insurance Company Low Medium High
Allstate $5,504 $5,598 $5,862
American Family $3,615 $3,753 $4,341
GEICO $2,873 $2,991 $3,232
Nationwide $4,252 $3,767 $3,798
Progressive $5,317 $5,582 $5,935
State Farm $2,743 $2,870 $3,032
USAA $2,380 $2,450 $2,547

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Best By Category: Cheapest Auto Insurance in Hemphill, Texas

Compare the cheapest auto insurance companies in Hemphill, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hemphill, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Hemphill, Texas Auto Insurance Companies

What auto insurance companies in Hemphill, Texas are the cheapest? Compare the top Hemphill, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hemphill, Texas

Insurance Company Average Annual Rates
Allstate $5,655
American Family $3,903
GEICO $3,032
Nationwide $3,939
Progressive $5,611
State Farm $2,881
USAA $2,459

What affects auto insurance rates in Hemphill, Texas?

There are a lot of reasons why auto insurance rates in Hemphill, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hemphill, Texas. Many local factors may affect your Hemphill auto insurance rates.

Hemphill Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hemphill, Texas commute length is 18.3 minutes according to City-Data.

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Compare Hemphill, Texas Auto Insurance Quotes

Before you buy Hemphill, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hemphill, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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